Royal Bank of Canada
Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –
Royal Bank of Canada Canada Industry-Wide: Stage 1 ECL Allowance by Year
Canada Industry-Wide (OSFI Return E3): Stage 1 ECL Allowance (C$M) (M)
Royal Bank of Canada Canada Industry-Wide: Stage 1 ECL Allowance: 10,350M in FY2025, up 12.7% from a year earlier. That is the highest of the 8 years on record here.
Where the FY2025 figure comes from
Source: OSFI Return E3 — Total All Banks (Q4 - 2025, Addr 3019) ↗
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Canada Industry-Wide (OSFI Return E3): Stage 1 ECL Allowance (C$M) (M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Oct 31, 2025 | 10,350 | +12.7% | OSFI Return E3 — Total All Banks (Q4 - 2025, Addr 3019) ↗ |
| FY2024 | Oct 31, 2024 | 9,181 | -5.6% | OSFI Return E3 — Total All Banks (Q4 - 2024, Addr 3019) ↗ |
| FY2023 | Oct 31, 2023 | 9,730 | +16.3% | OSFI Return E3 — Total All Banks (Q4 - 2023, Addr 3019) ↗ |
| FY2022 | Oct 31, 2022 | 8,363 | +5.6% | OSFI Return E3 — Total All Banks (Q4 - 2022, Addr 3019) ↗ |
| FY2021 | Oct 31, 2021 | 7,923 | -18.9% | OSFI Return E3 — Total All Banks (Q4 - 2021, Addr 3019) ↗ |
| FY2020 | Oct 31, 2020 | 9,773 | +54.6% | OSFI Return E3 — Total All Banks (Q4 - 2020, Addr 3019) ↗ |
| FY2019 | Oct 31, 2019 | 6,321 | – | OSFI Return E3 — Total All Banks (Q4 - 2019, Addr 3019) ↗ |
| FY2018 | Oct 31, 2018 | 0 | – | OSFI Return E3 — Total All Banks (Q4 - 2018, Addr 3019) ↗ |
Cite this data
StockData. (2026). Royal Bank of Canada Canada Industry-Wide: Stage 1 ECL Allowance (M), annual FY2018–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/osfi-q-ind-ecl-stage1-total-m
See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.