Royal Bank of Canada
Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –
Royal Bank of Canada Interest Rate Risk in the Banking Book: +100 bps by Year
Interest Rate Risk in the Banking Book (IRRBB): +100 bps Interest Rate Impact on Next 12 Months NII (C$M) (M)
Royal Bank of Canada Interest Rate Risk in the Banking Book: +100 bps: 197M in FY2025, down 50.8% from a year earlier. That is the lowest of the 8 years on record here.
Where the FY2025 figure comes from
Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_4] ↗
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Interest Rate Risk in the Banking Book (IRRBB): +100 bps Interest Rate Impact on Next 12 Months NII (C$M) (M) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Oct 31, 2025 | 197 | -50.8% | RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_4] ↗ |
| FY2024 | Oct 31, 2024 | 400 | -38.6% | RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_4] ↗ |
| FY2023 | Oct 31, 2023 | 651 | -16.6% | RBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_4] ↗ |
| FY2022 | Oct 31, 2022 | 781 | -15.9% | RBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 4] ↗ |
| FY2021 | Oct 31, 2021 | 929 | +13.6% | RBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 4] ↗ |
| FY2020 | Oct 31, 2020 | 818 | +70.8% | RBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 4] ↗ |
| FY2019 | Oct 31, 2019 | 479 | -5.1% | RBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 4] ↗ |
| FY2018 | Oct 31, 2018 | 505 | – | RBC Q4 2020 Supplementary Financial Information (20q4supp.xlsx) [Page 4] ↗ |
Breakdown
What makes up interest Rate Risk in the Banking Book: +100 bps
- IRRBB: −100 bps Interest Rate Impact on Next 12 Months NII (C$M)-373 · FY2025
- IRRBB: +100 bps Interest Rate Impact on Economic Value of Equity / EVE (C$M)-2,648 · FY2025
- IRRBB: −100 bps Interest Rate Impact on Economic Value of Equity / EVE (C$M)1,932 · FY2025
- Market Risk: Average Total VaR for the Quarter (99% 1-Day, C$M)36 · FY2025
- Market Risk: Peak Total VaR for the Quarter (C$M)56 · FY2025
- Market Risk: Average Trading VaR for the Quarter (C$M)25 · FY2025
Cite this data
StockData. (2026). Royal Bank of Canada Interest Rate Risk in the Banking Book: +100 bps (M), annual FY2018–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/irrbb-up100-nii-m
See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.