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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada PCL Stage 3 to Average Loans Ratio by Year

PCL Stage 3 (Impaired Loans) to Average Loans Ratio (%) (%)

QuarterlyAnnual

Royal Bank of Canada PCL Stage 3 to Average Loans Ratio: 0.4% in FY2025, up 0.1 pts from a year earlier.

Latest, FY2025
0.4%
Period ended Oct 31, 2025
Change on a year earlier
+0.1 pts
0.3% in FY2024
History
17 years
Since FY2009
Sources
16
Documents cited below

Where the FY2025 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedPCL Stage 3 (Impaired Loans) to Average Loans Ratio (%) (%)Year on yearSource
FY2025Oct 31, 20250.4%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗
FY2024Oct 31, 20240.3%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗
FY2023Oct 31, 20230.2%+0.1 ptsRBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_2] ↗
FY2022Oct 31, 20220.1%0.0 ptsRBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 2] ↗
FY2021Oct 31, 20210.1%-0.1 ptsRBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 2] ↗
FY2020Oct 31, 20200.2%-0.0 ptsRBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 2] ↗
FY2019Oct 31, 20190.3%+0.1 ptsRBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 2] ↗
FY2018Oct 31, 20180.2%-0.0 ptsRBC Q3 2020 Supplementary Financial Information (20q3supp.xlsx) [Page 2] ↗
FY2017Oct 31, 20170.2%-0.1 ptsRBC Q3 2019 Supplementary Financial Information (19q3supp.xlsx) [Page 2] ↗
FY2016Oct 31, 20160.3%+0.0 ptsRBC Q3 2018 Supplementary Financial Information (18q3supp.xlsx) [Page 2] ↗
FY2015Oct 31, 20150.2%-0.0 ptsRBC Q3 2017 Supplementary Financial Information (17q3supp.xlsx) [Page 2] ↗
FY2014Oct 31, 20140.3%-0.0 ptsRBC Q4 2016 Supplementary Financial Information (16q4supp.xlsx) [Page 2] ↗
FY2013Oct 31, 20130.3%-0.0 ptsRBC Q4 2015 Supplementary Financial Information (15q4supp.xlsx) [Page 2] ↗
FY2012Oct 31, 20120.4%+0.0 ptsRBC Q4 2014 Supplementary Financial Information (q414supp.xls) [Financial Highlights] ↗
FY2011Oct 31, 20110.3%-0.1 ptsRBC Q4 2013 Supplementary Financial Information (q413supp.xls) [Financial Highlights] ↗
FY2010Oct 31, 20100.5%-0.3 ptsRBC Q1 2013 Supplementary Financial Information (q12013supp.xls) [Financial Highlights] ↗

Cite this data

StockData. (2026). Royal Bank of Canada PCL Stage 3 to Average Loans Ratio (%), annual FY2009–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/hl-pcl-stage3-ratio-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.