Royal Bank of Canada
RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
$204.57+1.59 (+0.78%)
Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –
Royal Bank of Canada Total PCL on Loans Ratio by Year
Total PCL on Loans Ratio (%) (%)
Royal Bank of Canada Total PCL on Loans Ratio: 0.4% in FY2025, up 0.1 pts from a year earlier.
Latest, FY2025
0.4%
Period ended Oct 31, 2025
Change on a year earlier
+0.1 pts
0.4% in FY2024
History
9 years
Since FY2017
Sources
8
Documents cited below
Where the FY2025 figure comes from
Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Total PCL on Loans Ratio (%) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Oct 31, 2025 | 0.4% | +0.1 pts | RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗ |
| FY2024 | Oct 31, 2024 | 0.4% | +0.1 pts | RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_2] ↗ |
| FY2023 | Oct 31, 2023 | 0.3% | +0.2 pts | RBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_2] ↗ |
| FY2022 | Oct 31, 2022 | 0.1% | +0.2 pts | RBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 2] ↗ |
| FY2021 | Oct 31, 2021 | -0.1% | -0.7 pts | RBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 2] ↗ |
| FY2020 | Oct 31, 2020 | 0.6% | +0.3 pts | RBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 2] ↗ |
| FY2019 | Oct 31, 2019 | 0.3% | +0.1 pts | RBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 2] ↗ |
| FY2018 | Oct 31, 2018 | 0.2% | +0.0 pts | RBC Q3 2020 Supplementary Financial Information (20q3supp.xlsx) [Page 2] ↗ |
| FY2017 | Oct 31, 2017 | 0.2% | – | RBC Q3 2019 Supplementary Financial Information (19q3supp.xlsx) [Page 2] ↗ |
Cite this data
StockData. (2026). Royal Bank of Canada Total PCL on Loans Ratio (%), annual FY2017–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/hl-pcl-loans-ratio-pct
See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.