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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada Net Write-Off Ratio — Retail by Quarter

Net Write-Off Ratio — Retail (%) (%)

QuarterlyAnnual

Royal Bank of Canada Net Write-Off Ratio — Retail: 0.3% in Q3 FY26, up 0.0 pts from a year earlier.

Latest, Q3 FY26
0.3%
Period ended Jul 31, 2026
Change on a year earlier
+0.0 pts
0.3% in Q3 FY25
History
49 quarters
Since Q3 FY14
Sources
41
Documents cited below

Where the Q3 FY26 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗

Quarterly history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedNet Write-Off Ratio — Retail (%) (%)Year on yearSource
Q3 FY26Jul 31, 20260.3%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY26Apr 30, 20260.3%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q1 FY26Jan 31, 20260.3%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q4 FY25Oct 31, 20250.3%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q3 FY25Jul 31, 20250.3%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY25Apr 30, 20250.3%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q1 FY25Jan 31, 20250.3%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q4 FY24Oct 31, 20240.3%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q3 FY24Jul 31, 20240.2%+0.0 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_29] ↗
Q2 FY24Apr 30, 20240.2%+0.1 ptsRBC Q2 2026 Supplementary Financial Information (26q2supp.xlsx) [Page_29] ↗
Q1 FY24Jan 31, 20240.2%+0.1 ptsRBC Q1 2026 Supplementary Financial Information (26q1supp.xlsx) [Page_29] ↗
Q4 FY23Oct 31, 20230.2%+0.0 ptsRBC Q4 2025 Supplementary Financial Information (25q4supp.xlsx) [Page_29] ↗
Q3 FY23Jul 31, 20230.2%+0.1 ptsRBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_29] ↗
Q2 FY23Apr 30, 20230.2%+0.1 ptsRBC Q2 2025 Supplementary Financial Information (25q2supp.xlsx) [Page_29] ↗
Q1 FY23Jan 31, 20230.1%+0.0 ptsRBC Q1 2025 Supplementary Financial Information (25q1supp.xlsx) [Page_29] ↗
Q4 FY22Oct 31, 20220.1%+0.0 ptsRBC Q4 2024 Supplementary Financial Information (24q4supp.xlsx) [Page 29] ↗

Cite this data

StockData. (2026). Royal Bank of Canada Net Write-Off Ratio — Retail (%), quarterly Q3 FY14–Q3 FY26 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/cr-nwo-ratio-retail-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.