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Royal Bank of Canada

RYNYSECommercial Banks, NECFiscal year ends October 31Also trades as RYLBF
Financials through Q3 FY2026, quarter ended Jul 31, 2026Last filing: 40-F on Dec 3, 2025Score 6/30
$204.57+1.59 (+0.78%)

Close on Nov 2, 2026Market cap $286.53BP/E 18.0Yield –

Royal Bank of Canada NIM — Combined Canadian Banking by Year

NIM — Combined Canadian Banking (%) (%)

QuarterlyAnnual

Royal Bank of Canada NIM — Combined Canadian Banking: 2.9% in FY2025, up 0.2 pts from a year earlier. That is the highest of the 17 years on record here.

Latest, FY2025
2.9%
Period ended Oct 31, 2025
Change on a year earlier
+0.2 pts
2.8% in FY2024
History
17 years
Since FY2009
Sources
16
Documents cited below

Where the FY2025 figure comes from

Source: RBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_38] ↗

Annual history

Hover a value to see the sentence it was read from; calculated values show their formula

PeriodEndedNIM — Combined Canadian Banking (%) (%)Year on yearSource
FY2025Oct 31, 20252.9%+0.2 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_38] ↗
FY2024Oct 31, 20242.8%+0.1 ptsRBC Q3 2026 Supplementary Financial Information (26q3supp.xlsx) [Page_38] ↗
FY2023Oct 31, 20232.6%+0.1 ptsRBC Q3 2025 Supplementary Financial Information (25q3supp.xlsx) [Page_38] ↗
FY2022Oct 31, 20222.5%+0.0 ptsRBC Q3 2024 Supplementary Financial Information (24q3supp.xlsx) [Page 9] ↗
FY2021Oct 31, 20212.5%-0.1 ptsRBC Q3 2023 Supplementary Financial Information (23q3supp.xlsx) [Page 9] ↗
FY2020Oct 31, 20202.6%-0.1 ptsRBC Q3 2022 Supplementary Financial Information (22q3supp.xlsx) [Page 9] ↗
FY2019Oct 31, 20192.8%+0.1 ptsRBC Q3 2021 Supplementary Financial Information (21q3supp.xlsx) [Page 9] ↗
FY2018Oct 31, 20182.7%+0.1 ptsRBC Q3 2020 Supplementary Financial Information (20q3supp.xlsx) [Page 9] ↗
FY2017Oct 31, 20172.6%-0.0 ptsRBC Q3 2019 Supplementary Financial Information (19q3supp.xlsx) [Page 9] ↗
FY2016Oct 31, 20162.6%-0.0 ptsRBC Q3 2018 Supplementary Financial Information (18q3supp.xlsx) [Page 9] ↗
FY2015Oct 31, 20152.7%-0.0 ptsRBC Q3 2017 Supplementary Financial Information (17q3supp.xlsx) [Page 9] ↗
FY2014Oct 31, 20142.7%-0.0 ptsRBC Q4 2016 Supplementary Financial Information (16q4supp.xlsx) [Page 9] ↗
FY2013Oct 31, 20132.7%-0.1 ptsRBC Q4 2015 Supplementary Financial Information (15q4supp.xlsx) [Page 9] ↗
FY2012Oct 31, 20122.8%+0.0 ptsRBC Q3 2014 Supplementary Financial Information (q32014supp.xls) [Canadian Banking] ↗
FY2011Oct 31, 20112.8%+0.0 ptsRBC Q2 2013 Supplementary Financial Information (q213supp.xls) [Canadian Banking] ↗
FY2010Oct 31, 20102.8%-0.0 ptsRBC Q1 2013 Supplementary Financial Information (q12013supp.xls) [Canadian Banking] ↗

Cite this data

StockData. (2026). Royal Bank of Canada NIM — Combined Canadian Banking (%), annual FY2009–FY2025 [Data set]. Compiled from Royal Bank of Canada SEC filings and investor materials. https://stockdatahq.com/stocks/ry/kpis/can-bank-nim-pct

See every metric in the Royal Bank of Canada KPI table. Data updated Nov 2, 2026.