RMBINasdaqState Commercial BanksFiscal year ends December 31
Richmond Mutual Bancorporation, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$15.29−0.05 (-0.33%)
Close on Oct 19, 2026
- Market cap
- $151.58M
- P/E (TTM)
- 12.6
- Dividend yield
- 3.92%
Richmond Mutual Bancorporation statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Market Cap | $256.25M | $679.86M |
| Enterprise Value | $221.53M | $408.94M |
| PE Ratio | 12.64 | 11.99 |
| PS Ratio | 4.92 | 3.59 |
| PB Ratio | 1.73 | 1.18 |
| P/TBV Ratio | 1.73 | 1.41 |
| P/FCF Ratio | 19.00 | 10.89 |
| P/OCF Ratio | 17.36 | 10.01 |
Enterprise value
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| EV / Sales | 4.26 | 2.76 |
| EV / FCF | 16.43 | 8.23 |
Income (trailing twelve months)
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Revenue | $52.05M | $170.85M |
| Net Income | $12.02M | $54.33M |
| EPS (Diluted) | $1.21 | $2.91 |
Margins
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Profit Margin | 23.1% | 29.1% |
| FCF Margin | 25.9% | 33.2% |
Returns
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.57% | 10.6% |
| Return on Assets (ROA) | 0.79% | 1.12% |
Growth
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 15.5% | 11.8% |
| Net Income Growth (YoY) | 26.3% | 23.2% |
| EPS Growth (YoY) | 28.7% | 23.1% |
| FCF Growth (YoY) | -14.4% | 28.5% |
| Revenue Growth (3Y CAGR) | 1.69% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.96% | 6.17% |
| EPS Growth (3Y CAGR) | 0.00% | 1.31% |
| EPS Growth (5Y CAGR) | 7.37% | 8.24% |
Balance sheet
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $34.72M | $205.54M |
| Net Cash (Debt) | $34.72M | $164.40M |
| Net Cash Per Share | $2.07 | $8.13 |
| Equity (Book Value) | $148.27M | $563.88M |
| Book Value Per Share | $8.85 | $28.47 |
| Tangible Book Value | $148.27M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Operating Cash Flow | $14.76M | $61.52M |
| Capital Expenditures | -$1.27M | -$4.08M |
| Free Cash Flow | $13.49M | $52.15M |
| FCF Per Share | $0.80 | $3.05 |
Efficiency
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $289.15K | $353.78K |
| Profits Per Employee | $66.77K | $107.28K |
| Employee Count | 180 | 489 |
Dividends and yields
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Earnings Yield | 4.69% | 8.13% |
| FCF Yield | 5.26% | 8.91% |
| Dividend Yield | 3.92% | 2.48% |
| Buyback Yield | 0.00% | 1.55% |
| Shareholder Yield | 3.92% | 3.13% |
| Dividend Per Share | $0.60 | $0.93 |
| Dividend Growth (YoY) | 7.14% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 48.5% | 29.3% |
| FCF Payout Ratio | 43.3% | 26.0% |
Shares
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Shares Outstanding | 16,759,000 | 18,839,100 |
| Shares Change (YoY) | -2.44% | 0.40% |
| Shares Change (QoQ) | 0.03% | 0.00% |
| Float | 16,203,500 | 17,061,900 |
| Shares Held by Insiders | 3.31% | 5.89% |
| Shares Held by Institutions | 16.4% | 61.9% |
Taxes
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Income Tax | $2.34M | $14.50M |
Scores
| Measure | Richmond Mutual Bancorporation | Industry median |
|---|---|---|
| Graham Number | $15.52 | $45.31 |
| Graham Upside | 1.50% | 21.9% |
| Altman Z-Score | 0.14 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Richmond Mutual Bancorporation's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.