Regional Management Corp. (RM) stock
RMNYSEPersonal Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 14/3029% below fair value
$34.74−0.55 (-1.56%)
Close on Nov 12, 2026Market cap $310.83MP/E 7.0Yield 3.45%
Regional Management profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Regional Management's profit margin for the twelve months ending Sep 30, 2026 was 7.0%. For fiscal 2025 it was 6.9%, against 7.0% the year before. The highest annual figure on record is 20.7% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 6.9% | −0.1 |
| FY2024 | Dec 31, 2024 | 7.0% | +4.1 |
| FY2023 | Dec 31, 2023 | 2.9% | −7.2 |
| FY2022 | Dec 31, 2022 | 10.1% | −10.6 |
| FY2021 | Dec 31, 2021 | 20.7% | +13.6 |
| FY2020 | Dec 31, 2020 | 7.1% | −5.4 |
| FY2019 | Dec 31, 2019 | 12.6% | +1.1 |
| FY2018 | Dec 31, 2018 | 11.5% | +0.5 |
| FY2017 | Dec 31, 2017 | 11.0% | +1.0 |
| FY2016 | Dec 31, 2016 | 10.0% | −0.8 |
| FY2015 | Dec 31, 2015 | 10.8% | +3.5 |
| FY2014 | Dec 31, 2014 | 7.2% | −9.6 |
| FY2013 | Dec 31, 2013 | 16.9% | −1.4 |
| FY2012 | Dec 31, 2012 | 18.2% | −1.7 |
| FY2011 | Dec 31, 2011 | 20.0% | +1.0 |
| FY2010 | Dec 31, 2010 | 18.9% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 8.5% | −0.2 |
| Q2 FY2026 | Jun 30, 2026 | 4.9% | −1.6 |
| Q1 FY2026 | Mar 31, 2026 | 6.8% | +2.2 |
| Q4 FY2025 | Dec 31, 2025 | 7.6% | +1.2 |
| Q3 FY2025 | Sep 30, 2025 | 8.7% | +3.4 |
| Q2 FY2025 | Jun 30, 2025 | 6.4% | +0.5 |
| Q1 FY2025 | Mar 31, 2025 | 4.6% | −6.0 |
| Q4 FY2024 | Dec 31, 2024 | 6.4% | +11.7 |
| Q3 FY2024 | Sep 30, 2024 | 5.2% | −1.0 |
| Q2 FY2024 | Jun 30, 2024 | 5.9% | +1.4 |
| Q1 FY2024 | Mar 31, 2024 | 10.5% | +4.1 |
| Q4 FY2023 | Dec 31, 2023 | -5.3% | −7.2 |
| Q3 FY2023 | Sep 30, 2023 | 6.3% | −1.4 |
| Q2 FY2023 | Jun 30, 2023 | 4.5% | −5.2 |
| Q1 FY2023 | Mar 31, 2023 | 6.4% | −15.7 |
| Q4 FY2022 | Dec 31, 2022 | 1.8% | −15.6 |
| Q3 FY2022 | Sep 30, 2022 | 7.7% | −12.3 |
| Q2 FY2022 | Jun 30, 2022 | 9.8% | −10.5 |
| Q1 FY2022 | Mar 31, 2022 | 22.2% | −4.0 |
| Q4 FY2021 | Dec 31, 2021 | 17.4% | +2.7 |
| Q3 FY2021 | Sep 30, 2021 | 19.9% | +7.5 |
| Q2 FY2021 | Jun 30, 2021 | 20.2% | +11.9 |
| Q1 FY2021 | Mar 31, 2021 | 26.1% | +32.7 |
| Q4 FY2020 | Dec 31, 2020 | 14.7% | −1.3 |
| Q3 FY2020 | Sep 30, 2020 | 12.4% | −1.3 |
| Q2 FY2020 | Jun 30, 2020 | 8.3% | −1.6 |
| Q1 FY2020 | Mar 31, 2020 | -6.6% | −16.5 |
| Q4 FY2019 | Dec 31, 2019 | 16.0% | +3.1 |
| Q3 FY2019 | Sep 30, 2019 | 13.7% | +4.1 |
| Q2 FY2019 | Jun 30, 2019 | 9.9% | −1.8 |
| Q1 FY2019 | Mar 31, 2019 | 9.9% | −2.0 |
| Q4 FY2018 | Dec 31, 2018 | 12.9% | −2.2 |
| Q3 FY2018 | Sep 30, 2018 | 9.6% | +1.9 |
| Q2 FY2018 | Jun 30, 2018 | 11.7% | +2.3 |
| Q1 FY2018 | Mar 31, 2018 | 11.9% | +0.3 |
| Q4 FY2017 | Dec 31, 2017 | 15.1% | +5.0 |
| Q3 FY2017 | Sep 30, 2017 | 7.7% | – |
| Q2 FY2017 | Jun 30, 2017 | 9.4% | – |
| Q1 FY2017 | Mar 31, 2017 | 11.6% | – |
| Q4 FY2016 | Dec 31, 2016 | 10.1% | – |
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