RMNYSEPersonal Credit InstitutionsFiscal year ends December 31
Regional Management Corp.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026
$34.04−0.33 (-0.96%)
Close on Oct 19, 2026
- Market cap
- $326.92M
- P/E (TTM)
- 7.2
- Dividend yield
- 3.53%
Regional Management statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Personal Credit Institutions companies for comparison
Valuation
| Measure | Regional Management | Industry median |
|---|---|---|
| Market Cap | $314.05M | $196.46M |
| Enterprise Value | $307.25M | $149.54M |
| PE Ratio | 7.17 | 11.82 |
| PS Ratio | 0.47 | 2.60 |
| PB Ratio | 0.83 | 1.17 |
| P/TBV Ratio | 0.83 | 1.35 |
| P/FCF Ratio | 0.97 | 11.82 |
| P/OCF Ratio | 0.96 | 5.60 |
Enterprise value
| Measure | Regional Management | Industry median |
|---|---|---|
| EV / Sales | 0.46 | 2.38 |
| EV / EBITDA | 3.89 | 5.29 |
| EV / FCF | 0.95 | 10.53 |
Income (trailing twelve months)
| Measure | Regional Management | Industry median |
|---|---|---|
| Revenue | $670.49M | $66.09M |
| Pretax Income | $60.53M | -$3.63M |
| Net Income | $46.82M | -$4.73M |
| EBITDA | $78.91M | -$9.63M |
| EPS (Diluted) | $4.75 | -$0.01 |
Margins
| Measure | Regional Management | Industry median |
|---|---|---|
| Pretax Margin | 9.03% | -16.6% |
| Profit Margin | 6.98% | -19.9% |
| EBITDA Margin | 11.8% | -66.1% |
| FCF Margin | 48.2% | -29.5% |
Returns
| Measure | Regional Management | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.6% | -22.3% |
| Return on Assets (ROA) | 2.29% | -11.1% |
Growth
| Measure | Regional Management | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 9.63% | 20.3% |
| Net Income Growth (YoY) | 34.8% | -56.4% |
| EPS Growth (YoY) | 36.9% | 3.54% |
| FCF Growth (YoY) | 17.1% | 18.7% |
| Revenue Growth (3Y CAGR) | 8.38% | 5.87% |
| Revenue Growth (5Y CAGR) | 11.5% | 10.4% |
| EPS Growth (3Y CAGR) | -5.66% | 5.11% |
| EPS Growth (5Y CAGR) | 13.1% | 8.99% |
Balance sheet
| Measure | Regional Management | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $6.80M | $20.41M |
| Net Cash (Debt) | $6.80M | $7.08M |
| Net Cash Per Share | $0.74 | $0.22 |
| Equity (Book Value) | $378.33M | $200.96M |
| Book Value Per Share | $41.01 | $3.89 |
| Tangible Book Value | $378.33M | $127.80M |
Cash flow (trailing twelve months)
| Measure | Regional Management | Industry median |
|---|---|---|
| Operating Cash Flow | $328.51M | -$5.82M |
| Capital Expenditures | -$5.04M | -$4.19M |
| Free Cash Flow | $323.47M | -$17.98M |
| FCF Per Share | $35.06 | -$0.27 |
Efficiency
| Measure | Regional Management | Industry median |
|---|---|---|
| Asset Turnover | 0.33 | 0.17 |
| Revenue Per Employee | $317.46K | $705.30K |
| Profits Per Employee | $22.17K | -$252.56K |
| Employee Count | 2,112 | 48 |
Dividends and yields
| Measure | Regional Management | Industry median |
|---|---|---|
| Earnings Yield | 14.9% | -11.5% |
| FCF Yield | 103.0% | -16.1% |
| Dividend Yield | 3.53% | 2.22% |
| Buyback Yield | 8.01% | 0.13% |
| Shareholder Yield | 11.5% | 0.15% |
| Dividend Per Share | $1.20 | $1.15 |
| Dividend Growth (YoY) | 0.00% | 5.11% |
| Years of Dividend Growth | 0 | 0 |
Shares
| Measure | Regional Management | Industry median |
|---|---|---|
| Shares Outstanding | 9,225,790 | 55,074,600 |
| Shares Change (YoY) | -1.87% | 12.9% |
| Shares Change (QoQ) | 0.02% | 0.22% |
| Float | 7,108,240 | 41,965,050 |
| Shares Held by Insiders | 23.0% | 18.6% |
| Shares Held by Institutions | 88.7% | 34.2% |
Taxes
| Measure | Regional Management | Industry median |
|---|---|---|
| Income Tax | $13.71M | $100.87K |
| Effective Tax Rate | 22.7% | 22.5% |
Scores
| Measure | Regional Management | Industry median |
|---|---|---|
| Graham Number | $66.20 | $32.57 |
| Graham Upside | 94.5% | 12.5% |
| Altman Z-Score | 0.70 | 0.30 |
| Piotroski F-Score | 5 | 4 |
Calculated by StockData from Regional Management's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.