QNBCNasdaqState Commercial BanksFiscal year ends December 31
QNB CORP.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$45.71+0.01 (+0.02%)
Close on Oct 19, 2026
- Market cap
- $228.62M
- P/E (TTM)
- 13.6
- Dividend yield
- 3.33%
QNB statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | QNB | Industry median |
|---|---|---|
| Market Cap | $227.62M | $679.86M |
| Enterprise Value | $223.70M | $418.07M |
| PE Ratio | 13.56 | 12.00 |
| PS Ratio | 3.44 | 3.62 |
| PB Ratio | 1.24 | 1.18 |
| P/TBV Ratio | 1.32 | 1.42 |
| P/OCF Ratio | 13.53 | 10.04 |
Enterprise value
| Measure | QNB | Industry median |
|---|---|---|
| EV / Sales | 3.38 | 2.78 |
Income (trailing twelve months)
| Measure | QNB | Industry median |
|---|---|---|
| Revenue | $66.16M | $170.85M |
| Pretax Income | $17.14M | $70.12M |
| Net Income | $13.41M | $54.33M |
| EPS (Diluted) | $3.37 | $2.90 |
Margins
| Measure | QNB | Industry median |
|---|---|---|
| Pretax Margin | 25.9% | 36.4% |
| Profit Margin | 20.3% | 29.1% |
Returns
| Measure | QNB | Industry median |
|---|---|---|
| Return on Equity (ROE) | 9.04% | 10.5% |
| Return on Assets (ROA) | 0.63% | 1.12% |
Growth
| Measure | QNB | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 24.5% | 11.8% |
| Net Income Growth (YoY) | 4.35% | 23.1% |
| EPS Growth (YoY) | -2.88% | 22.7% |
| Revenue Growth (3Y CAGR) | 5.02% | 5.82% |
| Revenue Growth (5Y CAGR) | 5.34% | 6.17% |
| EPS Growth (3Y CAGR) | -5.44% | 1.26% |
| EPS Growth (5Y CAGR) | 2.02% | 8.24% |
Balance sheet
| Measure | QNB | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $79.34M | $205.54M |
| Total Debt | $75.43M | $177.19M |
| Net Cash (Debt) | $3.91M | $164.40M |
| Net Cash Per Share | $0.79 | $8.13 |
| Equity (Book Value) | $183.51M | $560.44M |
| Book Value Per Share | $36.85 | $28.47 |
| Tangible Book Value | $172.35M | $472.29M |
Financial position
| Measure | QNB | Industry median |
|---|---|---|
| Debt / Equity | 0.41 | 0.20 |
Cash flow (trailing twelve months)
| Measure | QNB | Industry median |
|---|---|---|
| Operating Cash Flow | $16.83M | $61.20M |
Efficiency
| Measure | QNB | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $346.39K | $357.09K |
| Profits Per Employee | $70.20K | $107.23K |
| Employee Count | 191 | 528 |
Dividends and yields
| Measure | QNB | Industry median |
|---|---|---|
| Earnings Yield | 5.89% | 8.07% |
| Dividend Yield | 3.33% | 2.48% |
| Buyback Yield | -0.63% | 1.52% |
| Shareholder Yield | 2.70% | 3.13% |
| Dividend Per Share | $1.52 | $0.93 |
| Dividend Growth (YoY) | 2.70% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 41.7% | 29.4% |
Shares
| Measure | QNB | Industry median |
|---|---|---|
| Shares Outstanding | 4,979,570 | 18,910,300 |
| Shares Change (YoY) | 9.76% | 0.39% |
| Shares Change (QoQ) | 31.5% | 0.00% |
| Float | 4,293,290 | 16,895,350 |
| Shares Held by Insiders | 13.8% | 5.92% |
| Shares Held by Institutions | 0.00% | 61.9% |
Taxes
| Measure | QNB | Industry median |
|---|---|---|
| Income Tax | $3.74M | $14.50M |
| Effective Tax Rate | 21.8% | 21.1% |
Scores
| Measure | QNB | Industry median |
|---|---|---|
| Graham Number | $52.86 | $45.31 |
| Graham Upside | 15.6% | 21.6% |
| Altman Z-Score | 0.18 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from QNB's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.