PFSNYSESavings Institution, Federally CharteredFiscal year ends December 31
PROVIDENT FINANCIAL SERVICES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$22.11−0.12 (-0.54%)
Close on Oct 19, 2026
- Market cap
- $2.88B
- P/E (TTM)
- 9.2
- Dividend yield
- 4.34%
Provident Financial Services statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Market Cap | $2.88B | $679.86M |
| Enterprise Value | $2.66B | $408.94M |
| PE Ratio | 9.21 | 11.99 |
| PS Ratio | 37.96 | 3.59 |
| PB Ratio | 0.99 | 1.18 |
| P/TBV Ratio | 0.99 | 1.41 |
| P/FCF Ratio | 8.23 | 10.89 |
| P/OCF Ratio | 7.78 | 10.01 |
Enterprise value
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| EV / Sales | 34.95 | 2.76 |
| EV / FCF | 7.58 | 8.23 |
Income (trailing twelve months)
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Revenue | $75.98M | $170.85M |
| Pretax Income | $430.09M | $70.12M |
| Net Income | $312.72M | $54.33M |
| EPS (Diluted) | $2.40 | $2.91 |
Margins
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Pretax Margin | 566.1% | 36.5% |
| Profit Margin | 411.6% | 29.1% |
| FCF Margin | 461.1% | 33.2% |
Returns
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.1% | 10.6% |
| Return on Assets (ROA) | 1.25% | 1.12% |
Growth
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 6.24% | 11.8% |
| Net Income Growth (YoY) | 35.4% | 23.2% |
| EPS Growth (YoY) | 35.6% | 23.1% |
| FCF Growth (YoY) | -39.4% | 28.5% |
| Revenue Growth (3Y CAGR) | 9.96% | 5.82% |
| Revenue Growth (5Y CAGR) | 9.93% | 6.17% |
| EPS Growth (3Y CAGR) | -1.73% | 1.31% |
| EPS Growth (5Y CAGR) | 9.92% | 8.24% |
Balance sheet
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $228.29M | $205.54M |
| Net Cash (Debt) | $228.29M | $164.40M |
| Net Cash Per Share | $1.75 | $8.13 |
| Equity (Book Value) | $2.91B | $563.88M |
| Book Value Per Share | $22.29 | $28.47 |
| Tangible Book Value | $2.91B | $475.36M |
Cash flow (trailing twelve months)
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Operating Cash Flow | $370.48M | $61.52M |
| Capital Expenditures | -$20.12M | -$4.08M |
| Free Cash Flow | $350.36M | $52.15M |
| FCF Per Share | $2.69 | $3.05 |
Efficiency
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Asset Turnover | 0.00 | 0.04 |
| Revenue Per Employee | $40.72K | $353.78K |
| Profits Per Employee | $167.59K | $107.28K |
| Employee Count | 1,866 | 489 |
Dividends and yields
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Earnings Yield | 10.8% | 8.13% |
| FCF Yield | 12.1% | 8.91% |
| Dividend Yield | 4.34% | 2.48% |
| Shareholder Yield | 4.34% | 3.13% |
| Dividend Per Share | $0.96 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 39.8% | 29.3% |
| FCF Payout Ratio | 35.5% | 26.0% |
Shares
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Shares Outstanding | 130,423,000 | 18,839,100 |
| Shares Change (YoY) | 0.18% | 0.40% |
| Shares Change (QoQ) | 0.09% | 0.00% |
| Float | 126,612,000 | 17,061,900 |
| Shares Held by Insiders | 2.92% | 5.89% |
| Shares Held by Institutions | 76.2% | 61.9% |
Taxes
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Income Tax | $117.38M | $14.50M |
| Effective Tax Rate | 27.3% | 21.1% |
Scores
| Measure | Provident Financial Services | Industry median |
|---|---|---|
| Graham Number | $34.69 | $45.31 |
| Graham Upside | 56.9% | 21.9% |
| Altman Z-Score | 0.15 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Provident Financial Services's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.