PEOPLES FINANCIAL SERVICES CORP.
Close on Oct 19, 2026
- Market cap
- $679.04M
- P/E (TTM)
- 12.0
- Dividend yield
- 3.65%
About Peoples Financial Services
National Commercial Banks, SIC 6021
The financial institution provides a range of commercial and retail banking products and financial services to individuals, businesses, and municipal entities. Its core offerings include deposit accounts, credit cards, asset management, and fiduciary services. The organization maintains a diversified loan portfolio encompassing residential mortgages, commercial real estate loans, commercial and industrial financing, equipment financing, municipal loans, and indirect auto financing. It also engages in wealth management and utilizes interest rate risk management instruments to support its banking activities.
The institution conducts its operations within the United States, primarily serving regional markets across Pennsylvania, New York, and New Jersey. Its facilities and property holdings include locations in Dunmore, Moosic, and Wilkes-Barre in Luzerne County, Pennsylvania. It oversees banking subsidiary operations, including Peoples Security Bank and Trust and FNCB Bancorp, across these designated state jurisdictions.
Summary of the business section of Peoples Financial Services's latest annual report, written by StockData.
Company profile
Company
- Legal name
- PEOPLES FINANCIAL SERVICES CORP.
- Headquarters
- Moosic, PA
- Address
- 30 E D Preate Drive 18507
- Phone
- (570) 346-7741
- Employees
- 547, Dec 31, 2025
- Industry
- National Commercial Banks
- Incorporated in
- Pennsylvania
- Fiscal year ends
- December 31
- Auditor
- Baker Tilly US, LLP, Allentown, Pennsylvania
Stock & identifiers
- Ticker
- PFIS
- Exchange
- Nasdaq
- Shares outstanding
- 10M, Aug 1, 2028
- Public float
- $454.33M, Jun 30, 2025
- Filer category
- Accelerated filer
- Stock splits
- 3-for-2, May 16, 2003
- SEC CIK
- 1056943
- CUSIP
- 711040105
- ISIN
- US7110401053
- LEI
- 254900HXI30XMTDCGJ18
- EIN
- 23-2391852
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Craig W. Best | CEO, Director | 24,713 |
| Timothy Kirtley | EVP/CHIEF RISK OFFICER | 7,124 |
| Jeffrey A. Drobins | EVP/CHIEF LENDING OFFICER | 6,371 |
| Stephanie A. Westington | EVP/CHIEF ACCOUNTING OFF | 3,305 |
| Neal D. Koplin | SR EVP/CHIEF BANKING OFFICER | 11,379 |
| John R. Anderson Iii | EVP/CHIEF OPERATING OFFICER | 8,431 |
| Susan L. Hubble | EVP/CHIEF INFORMATION OFFICER | 4,265 |
| Amy Vieney | EVP/CHIEF HUMAN RESOURCES OFF | 621 |
| Gerard A. Champi | CHIEF EXECUTIVE OFFICER | 20,436 |
| Mary Griffin Cummings | EVP/GENERAL COUNSEL | 6,780 |
| James M. Bone Jr | EVP/CHIEF FINANCIAL OFFICER | 10,962 |
| Thomas P. Tulaney | PRESIDENT | 41,255 |
| James P. Chiaro | EVP/CHIEF INV SERVICES OFFICER | 4,029 |
| Richard S. Lochen Jr | Director | 23,421 |
| William G. Bracey | Director | 29,078 |
| Joseph A. Coccia | Director | 39,077 |
| Keith W. Eckel | Director | 15,975 |
| William P. Conaboy | Director | 3,683 |
| Joseph L. DeNaples | Director | 53,961 |
| Louis A. Denaples | Director | 350,797 |
| Ronald G. Kukuchka | Director | 33,295 |
| Joseph T. Wright Jr | Director | 44,784 |
| James B. Nicholas | Director | 30,826 |
| Thomas J. Melone | Director | 3,053 |
| Kathleen McCarthy Lambert | Director | 3,689 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 A. Champi | $1.07M | $1.06M | $703.41K | $161 | $211 |
| FY2024 A. Champi | $924.32K | $710.09K | $443.01K | $161 | $165 |
| FY2023 A. Champi | $927.07K | $894.02K | $517.31K | $147 | $123 |
| FY2022 A. Champi | $992.14K | $1.00M | $537.71K | $150 | $113 |
| FY2021 A. Champi | $1.01M | $1.20M | $587.39K | $148 | $136 |
| FY2020 Craig W. Best | $979.30K | $941.20K | $511.53K | $76 | $87 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At December 31, 2025, we had 547 full-time employees and 36 part-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jul 18, 2025 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Mar 18, 2025 | Late filing | Notification of late filing |
| Nov 13, 2024 | Late filing | Notification of late filing |
| Jul 1, 2024 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Nov 22, 2023 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Apr 3, 2017 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Apr 1, 2014 | Listing | Registration of securities on an exchange (Form 8-A) |
| Aug 13, 2013 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Aug 21, 2012 | Deregistration | Termination of SEC registration (Form 15) |
| Jul 13, 2012 | Deregistration | Termination of SEC registration (Form 15) |
| Oct 2, 2009 | Auditor change | Change in certifying accountant (8-K Item 4.01) |