Old Second Bancorp Inc (OSBC) stock
OSBCNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/3011% above fair value
$25.11+0.01 (+0.04%)
Close on Nov 12, 2026Market cap $1.28BP/E 11.8Yield 1.00%
Old Second Bancorp profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Old Second Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 29.1%. For fiscal 2025 it was 23.7%, against 29.9% the year before. The highest annual figure on record is 95.0% in fiscal 2013.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 23.7% | −6.2 |
| FY2024 | Dec 31, 2024 | 29.9% | −2.2 |
| FY2023 | Dec 31, 2023 | 32.1% | +5.0 |
| FY2022 | Dec 31, 2022 | 27.0% | +12.3 |
| FY2021 | Dec 31, 2021 | 14.7% | −6.8 |
| FY2020 | Dec 31, 2020 | 21.5% | −8.2 |
| FY2019 | Dec 31, 2019 | 29.8% | +2.0 |
| FY2018 | Dec 31, 2018 | 27.8% | +13.4 |
| FY2017 | Dec 31, 2017 | 14.4% | −2.7 |
| FY2016 | Dec 31, 2016 | 17.0% | −0.4 |
| FY2015 | Dec 31, 2015 | 17.4% | +5.7 |
| FY2014 | Dec 31, 2014 | 11.7% | −83.2 |
| FY2013 | Dec 31, 2013 | 95.0% | +95.0 |
| FY2012 | Dec 31, 2012 | -0.1% | +6.4 |
| FY2011 | Dec 31, 2011 | -6.5% | +81.5 |
| FY2010 | Dec 31, 2010 | -88.0% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 29.8% | +19.5 |
| Q2 FY2026 | Jun 30, 2026 | 29.2% | +0.1 |
| Q1 FY2026 | Mar 31, 2026 | 27.3% | +0.2 |
| Q4 FY2025 | Dec 31, 2025 | 30.2% | +4.1 |
| Q3 FY2025 | Sep 30, 2025 | 10.3% | −22.0 |
| Q2 FY2025 | Jun 30, 2025 | 29.0% | −1.9 |
| Q1 FY2025 | Mar 31, 2025 | 27.1% | −3.2 |
| Q4 FY2024 | Dec 31, 2024 | 26.1% | +0.1 |
| Q3 FY2024 | Sep 30, 2024 | 32.3% | −1.1 |
| Q2 FY2024 | Jun 30, 2024 | 30.9% | −4.7 |
| Q1 FY2024 | Mar 31, 2024 | 30.3% | −2.7 |
| Q4 FY2023 | Dec 31, 2023 | 26.0% | −6.3 |
| Q3 FY2023 | Sep 30, 2023 | 33.4% | +4.3 |
| Q2 FY2023 | Jun 30, 2023 | 35.6% | +13.1 |
| Q1 FY2023 | Mar 31, 2023 | 33.0% | +11.1 |
| Q4 FY2022 | Dec 31, 2022 | 32.3% | +55.4 |
| Q3 FY2022 | Sep 30, 2022 | 29.1% | +2.8 |
| Q2 FY2022 | Jun 30, 2022 | 22.5% | −7.0 |
| Q1 FY2022 | Mar 31, 2022 | 22.0% | −12.1 |
| Q4 FY2021 | Dec 31, 2021 | -23.1% | −47.7 |
| Q3 FY2021 | Sep 30, 2021 | 26.3% | −3.7 |
| Q2 FY2021 | Jun 30, 2021 | 29.5% | +1.9 |
| Q1 FY2021 | Mar 31, 2021 | 34.1% | +33.1 |
| Q4 FY2020 | Dec 31, 2020 | 24.6% | −4.8 |
| Q3 FY2020 | Sep 30, 2020 | 30.0% | −3.1 |
| Q2 FY2020 | Jun 30, 2020 | 27.7% | −0.5 |
| Q1 FY2020 | Mar 31, 2020 | 0.9% | −26.8 |
| Q4 FY2019 | Dec 31, 2019 | 29.4% | +1.5 |
| Q3 FY2019 | Sep 30, 2019 | 33.2% | +2.6 |
| Q2 FY2019 | Jun 30, 2019 | 28.2% | +8.5 |
| Q1 FY2019 | Mar 31, 2019 | 27.7% | −6.0 |
| Q4 FY2018 | Dec 31, 2018 | 27.9% | +37.1 |
| Q3 FY2018 | Sep 30, 2018 | 30.6% | +0.8 |
| Q2 FY2018 | Jun 30, 2018 | 19.7% | −0.1 |
| Q1 FY2018 | Mar 31, 2018 | 33.7% | +15.7 |
| Q4 FY2017 | Dec 31, 2017 | -9.1% | −28.5 |
| Q3 FY2017 | Sep 30, 2017 | 29.8% | – |
| Q2 FY2017 | Jun 30, 2017 | 19.8% | – |
| Q1 FY2017 | Mar 31, 2017 | 18.0% | – |
| Q4 FY2016 | Dec 31, 2016 | 19.3% | – |
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