First Mid Bancshares vs Old Second Bancorp
FMBH and OSBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FMBH and OSBC compare
First Mid Bancshares and Old Second Bancorp are about the same size, with market caps of $1.4B and $1.3B.
On earnings, First Mid Bancshares is cheaper: it trades at 11.8× trailing earnings, against 11.8× for Old Second Bancorp.
Old Second Bancorp grew revenue faster over the last twelve months (20.6% versus 15.7% for First Mid Bancshares).
Old Second Bancorp keeps more of each dollar of sales as profit, with a net margin of 29.1% compared with 27.7% at First Mid Bancshares.
Both pay dividends: First Mid Bancshares yields 2.0% and Old Second Bancorp 1.2%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FMBH | OSBC |
|---|---|---|
| Size and price | ||
| Market cap | $1.4B | $1.3B |
| Share price | $51.29 | $25.10 |
| Change, 1 year | 38.4% | 36.3% |
| Change, 5 years | 18.4% | 88.0% |
| Beta (5Y) | 0.61 | 0.60 |
| Employees | 1,219 | 1,062 |
| StockData Score | ||
| Total score | 15 | 15 |
| Valuation score | 3 (better) | 2 |
| Growth score | 3 | 3 |
| Performance score | 3 | 4 (better) |
| Health score | 2 | 2 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.8× (better) | 11.8× |
| P/S | 3.4× | 3.3× (better) |
| P/B | 1.2× (better) | 1.5× |
| P/FCF | 10.2× | 7.4× (better) |
| PEG | 5.67 | 4.19 (better) |
| FCF yield | 9.8% | 13.4% (better) |
| Fair value | $48.91 | $22.57 |
| Margin of safety | −4.9% (better) | −11.2% |
| Growth | ||
| Revenue growth (TTM) | 15.7% | 20.6% (better) |
| Revenue growth, 5Y average | 13.3% | 21.3% (better) |
| Net income growth (TTM) | 27.3% | 57.8% (better) |
| EPS growth (TTM) | 18.6% | 40.4% (better) |
| EPS growth, 5Y average | 7.2% | 12.0% (better) |
| Profitability | ||
| Net margin | 27.7% | 29.1% (better) |
| FCF margin | 33.3% | 44.9% (better) |
| Return on equity | 10.9% | 12.8% (better) |
| Financial health | ||
| Altman Z-score | 0.22 | 0.31 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% (better) | 1.2% |
| Payout ratio | 22.9% | 13.1% |
| Years of dividend growth | 15 (better) | 2 |
| Dividend growth, 5Y average | 161% (better) | 44.3% |
| Buyback yield | 0.07% | 6.2% (better) |
| Shareholder yield | 2.0% | 7.4% (better) |
| Ownership | ||
| Held by institutions | 55.9% | 76.3% |
| Held by insiders | 10.0% | 3.5% |
| Insider net buying, 12 months | −$470K (better) | −$7.0M |
| Short interest, % of float | 3.6% | 6.5% |
Go deeper
- FMBH stock overview
- FMBH income statement
- FMBH valuation and score
- OSBC stock overview
- OSBC income statement
- OSBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.