ORRFNasdaqState Commercial BanksFiscal year ends December 31

ORRSTOWN FINANCIAL SERVICES INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$41.31−0.35 (-0.84%)

Close on Oct 19, 2026

Market cap: $802.74M
P/E (TTM): 9.3
Dividend yield: 2.57%

ORRSTOWN FINANCIAL SERVICES INC income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	37	27	19	19	19	16	18	15	64	56	54	53	50	61	76	69	54
Advertising Expenses	0.18	0.62	0.50	0.48	0.39	0.39	0.58	0.42	0.63	0.76	0.72	0.54	0.49	0.64	0.37	0.46	1.11
Interest Expense	–	–	45	9.02	6.72	16	24	14	7.64	5.42	4.30	4.16	5.01	7.55	11	13	17
Merger & Restructuring Charges	0.09	0.30	0	3.16	–	1.60	–	–	–	–	–	–	–	–	–	–	–
Asset Impairment Charges	0	0	0	0	0	–	–	–	–	–	–	–	0.21	0.21	20	0.24	0.04
Gain (Loss) on Investments	–	0.18	-0.05	0.01	0.64	-0.02	4.70	1.00	–	–	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	-0.02	-0.38	-0.25	-0.53	-0.02	0.00	-0.14	-0.01	0.02	-0.15	0	-0.04	0	0	0.00	0.08	-0.02
Legal Settlements	–	–	–	–	–	–	–	0	0	-1.00	0	0	–	–	–	–	–
Pretax Income	103	28	45	27	41	33	20	14	12	7.89	9.51	13	9.80	-30	-43	23	17
Income Tax Expense	22	5.76	9.37	4.58	8.01	6.05	2.71	1.64	4.34	1.27	1.63	-16	-0.21	7.96	-11	6.47	4.05
Net Income	81	22	36	22	33	26	17	13	8.09	6.63	7.87	29	10	-38	-32	17	13
EPS (Basic)(per share)	4.21	1.49	3.45	2.09	3.00	2.42	1.63	1.53	1.00	0.82	0.97	3.59	1.24	-4.77	-3.98	2.18	2.09
EPS (Diluted)(per share)	4.18	1.48	3.42	2.06	2.96	2.40	1.61	1.50	0.98	0.81	0.97	3.59	1.24	-4.77	-3.98	2.17	2.07
Shares Outstanding (Basic, Weighted)(shares)	19	15	10	11	11	11	10	8.36	8.07	8.06	8.11	8.11	8.09	8.07	8.02	7.61	–
Shares Outstanding (Diluted, Weighted)(shares)	19	15	10	11	11	11	11	8.54	8.23	8.15	8.14	8.12	8.09	8.07	8.03	7.64	–
Dividend per Share(per share)	1.06	0.86	0.80	0.76	0.74	0.68	0.60	0.51	0.42	0.35	0.22	0.00	0.00	0.00	0.69	0.89	0.88
Total Interest Income	304	249	150	109	94	100	93	66	51	42	39	38	37	45	60	58	53
Net Interest Income	200	155	105	100	87	84	69	52	44	37	34	34	32	38	50	46	37
Non-Interest Income	52	37	26	27	29	28	29	21	20	20	19	19	18	23	27	23	17
Provision for Credit Losses	0.13	17	1.68	4.16	1.09	5.33	0.90	0.80	1.00	0.25	-0.60	-3.90	-3.15	48	59	8.93	4.87
Non-Interest Expense	149	148	84	96	74	74	77	58	50	48	45	44	43	43	60	37	31

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 33.6%
Return on equity, FY2025: 14.6%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.3
Price to sales: 3.13
Price to book: 1.29
Dividend yield: 2.57%