Oportun Financial Corp
Close on Oct 19, 2026
- Market cap
- $437.15M
- P/E (TTM)
- 22.1
- Dividend yield
- –
Earnings
Next report expected Nov 3, 2026, during market hours (estimated from past report dates)
| Quarter | Reported | Time | Revenue | EPS (GAAP) | EPS (adjusted) |
|---|---|---|---|---|---|
| Q2 FY2026 Ended Jun 30, 2026 | Aug 5, 2026 | During market hours | $233.00M | $0.17 | $0.42 |
| Q1 FY2026 Ended Mar 31, 2026 | May 7, 2026 | During market hours | $229.00M | $0.05 | $0.21 |
| Q4 FY2025 Ended Dec 31, 2025 | Jan 21, 2026 | During market hours | – | – | – |
| Q3 FY2025 Ended Sep 30, 2025 | Nov 4, 2025 | During market hours | $239.00M | $0.11 | $0.39 |
| Q2 FY2025 Ended Jun 30, 2025 | Aug 6, 2025 | During market hours | $234.00M | $0.14 | $0.31 |
| Q1 FY2025 Ended Mar 31, 2025 | May 8, 2025 | During market hours | $236.00M | $0.21 | $0.40 |
| Q4 FY2024 Ended Dec 31, 2024 | Feb 12, 2025 | During market hours | $251.00M | $0.20 | $0.49 |
| Q3 FY2024 Ended Sep 30, 2024 | Nov 12, 2024 | During market hours | $250.00M | $-0.75 | $0.02 |
| Q2 FY2024 Ended Jun 30, 2024 | Aug 8, 2024 | During market hours | – | – | – |
| Q1 FY2024 Ended Mar 31, 2024 | May 9, 2024 | During market hours | – | – | – |
| Q4 FY2023 Ended Dec 31, 2023 | Mar 12, 2024 | During market hours | – | – | – |
Company guidance
Outlook given with results on Aug 5, 2026, compared with the previous outlook
| Measure | Period | Guidance | vs. prior |
|---|---|---|---|
| Adjusted EBITDAnon-GAAP | Full Year 2026 | $160.00M to $175.00M | Raised |
| Adjusted EBITDAnon-GAAP | 3Q 2026 | $43.00M to $48.00M | New |
| Adjusted EPSnon-GAAP | Full Year 2026 | $1.50 to $1.65 | Maintained |
| Annualized Net Charge-Off Rate | Full Year 2026 | 11.7% | Lowered |
| Adjusted Net Incomenon-GAAP | Full Year 2026 | $74.00M to $82.00M | Maintained |
| Annualized Net Charge-Off Rate | 3Q 2026 | 11% | New |
| Total Revenue | Full Year 2026 | $935.00M to $955.00M | Maintained |
| Total Revenue | 3Q 2026 | $235.00M to $240.00M | New |
Figures and the sentence they come from are taken from the company's earnings release. Hover a measure to read the source sentence.
Press releases
Announcements Oportun Financial filed with the SEC
Oportun Names Bill Franklin as Chief Financial Officer
Executive or director change · Other events · EX-99.1 to Form 8-K
Oportun Outperforms Second Quarter Guidance
Results of operations · EX-99.1 to Form 8-K
Oportun Appoints Sean Rowles as Chief Risk Officer
Executive or director change · Other events · EX-99.1 to Form 8-K
Oportun Reports First Quarter 2026 Results; Extends GAAP Profitability Streak
Results of operations · EX-99.1 to Form 8-K
Oportun Appoints Doug Bland as Chief Executive Officer to Lead Next Phase of Growth and Profitability
Executive or director change · Other events · EX-99.1 to Form 8-K
Oportun Delivers Strong Fourth Quarter, Increases Net Income by $104 Million in Full Year 2025
Results of operations · EX-99.1 to Form 8-K
Oportun Strengthens Debt Capital Structure With $485 Million Asset Backed Securitization and Corporate Debt Repayments
New financial obligation · Other events · EX-99.1 to Form 8-K
Oportun Announces CEO Succession Plan
Results of operations · Executive or director change · EX-99.1 to Form 8-K
Oportun Delivers Fourth Consecutive Quarter of GAAP Profitability, Increases Full-Year 2025 Adjusted EPS Guidance
Results of operations · EX-99.1 to Form 8-K
Oportun Adds Additional Warehouse Capacity, Reduces Warehouse
New financial obligation · Other events · EX-99.1 to Form 8-K
Oportun Completes $441 Million Asset Backed Securitization
New financial obligation · Other events · EX-99.2 to Form 8-K
Oportun Achieves Third Straight Quarter of GAAP Profitability and Raises Full-Year 2025 Outlook
Material agreement · Results of operations · EX-99.1 to Form 8-K
Oportun Reports First Quarter 2025 Financial Results
Results of operations · EX-99.1 to Form 8-K
Oportun Reports Fourth Quarter and Full Year 2024 Financial Results
Results of operations · Executive or director change · EX-99.1 to Form 8-K
Oportun Reports Third Quarter 2024 Financial Results
Agreement terminated · Acquisition or disposition completed · Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Completes Sale of its Credit Card Portfolio
Agreement terminated · Acquisition or disposition completed · Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K
Oportun Announces Next Step to Optimize Capital Structure and Drive Improved Profitability
Material agreement · Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Business Update October 29, 2024
Material agreement · Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K
Oportun Announces $306 Million Committed Warehouse Facility Extension
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Announces Definitive Agreement to Sell its Credit Card Portfolio
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.2 to Form 8-K
Oportun Announces $245 Million Committed Warehouse Facility
Material agreement · Results of operations · New financial obligation · EX-99.1 to Form 8-K
Oportun Reports Second Quarter 2024 Financial Results
Material agreement · Results of operations · New financial obligation · EX-99.2 to Form 8-K
Oportun Reports First Quarter 2024 Financial Results
Results of operations · EX-99.1 to Form 8-K
Oportun Appoints Scott Parker to its Board of Directors in Cooperation with Findell Capital
Material agreement · Results of operations · Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Announces Preliminary Q1 2024 Financial Information
Material agreement · Results of operations · Executive or director change · Regulation FD disclosure · EX-99.2 to Form 8-K
Oportun Reports Fourth Quarter and Full Year 2023 Financial Results
Results of operations · EX-99.1 to Form 8-K
Oportun Reports Third Quarter 2023 Financial Results
Results of operations · Exit or restructuring costs · Executive or director change · EX-99.1 to Form 8-K
Castlelake to Provide $200 Million Private Structured Financing Solution to Oportun
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Announces Series of Corporate Governance Enhancements
Charter or bylaw amendment · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Reports Strong Second Quarter 2023 Financial Results
Results of operations · EX-99.1 to Form 8-K
Oportun Reports First Quarter 2023 Financial Results
Results of operations · Exit or restructuring costs · EX-99.1 to Form 8-K
Oportun Reports Fourth Quarter and Full Year 2022
Material agreement · Results of operations · New financial obligation · Unregistered share sale · EX-99.1 to Form 8-K
Oportun Announces Plan to Streamline Operations and
Results of operations · Exit or restructuring costs · EX-99.1 to Form 8-K
Oportun Reports Strong Third Quarter 2022 Financial Results
Results of operations · Executive or director change · EX-99.1 to Form 8-K
EX-99.1 to Form 8-K
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun Reports Second Quarter 2022 Financial Results
Results of operations · EX-99.1 to Form 8-K
Oportun Completes $400 Million Asset-Backed Securitization
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.1 to Form 8-K
Oportun releases 2021 Corporate Responsibility & Sustainability Report
Material agreement · New financial obligation · Regulation FD disclosure · EX-99.2 to Form 8-K
Oportun Reports First Quarter 2022 Financial Results
Results of operations · EX-99.1 to Form 8-K