Norwood Financial Corp (NWFL) stock
NWFLNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 18/308% above fair value
$35.96−0.03 (-0.08%)
Close on Nov 13, 2026Market cap $392.04MP/E 11.7Yield 3.48%
Norwood Financial profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Norwood Financial's profit margin for the twelve months ending Sep 30, 2026 was 359.8%. For fiscal 2025 it was 347.0%, against -2.2% the year before. The highest annual figure on record is 354.9% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 347.0% | +349.1 |
| FY2024 | Dec 31, 2024 | -2.2% | −237.0 |
| FY2023 | Dec 31, 2023 | 234.9% | −98.8 |
| FY2022 | Dec 31, 2022 | 333.7% | −21.2 |
| FY2021 | Dec 31, 2021 | 354.9% | +112.0 |
| FY2020 | Dec 31, 2020 | 242.9% | −18.0 |
| FY2019 | Dec 31, 2019 | 260.9% | +19.9 |
| FY2018 | Dec 31, 2018 | 241.1% | +221.5 |
| FY2017 | Dec 31, 2017 | 19.6% | −0.3 |
| FY2016 | Dec 31, 2016 | 19.9% | −0.3 |
| FY2015 | Dec 31, 2015 | 20.2% | −5.6 |
| FY2014 | Dec 31, 2014 | 25.8% | −2.2 |
| FY2013 | Dec 31, 2013 | 28.0% | −0.1 |
| FY2012 | Dec 31, 2012 | 28.0% | +1.1 |
| FY2011 | Dec 31, 2011 | 26.9% | −3.9 |
| FY2010 | Dec 31, 2010 | 30.8% | +2.0 |
| FY2009 | Dec 31, 2009 | 28.8% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 474.1% | +66.0 |
| Q2 FY2026 | Jun 30, 2026 | 443.8% | +111.8 |
| Q1 FY2026 | Mar 31, 2026 | 163.9% | −127.8 |
| Q4 FY2025 | Dec 31, 2025 | 352.9% | +1007.3 |
| Q3 FY2025 | Sep 30, 2025 | 408.1% | +203.0 |
| Q2 FY2025 | Jun 30, 2025 | 332.0% | +107.9 |
| Q1 FY2025 | Mar 31, 2025 | 291.7% | +32.6 |
| Q4 FY2024 | Dec 31, 2024 | -654.5% | −674.0 |
| Q3 FY2024 | Sep 30, 2024 | 205.1% | −9.2 |
| Q2 FY2024 | Jun 30, 2024 | 224.1% | −152.7 |
| Q1 FY2024 | Mar 31, 2024 | 259.1% | −85.7 |
| Q4 FY2023 | Dec 31, 2023 | 19.5% | −399.0 |
| Q3 FY2023 | Sep 30, 2023 | 214.3% | −215.6 |
| Q2 FY2023 | Jun 30, 2023 | 376.8% | +37.9 |
| Q1 FY2023 | Mar 31, 2023 | 344.8% | +118.1 |
| Q4 FY2022 | Dec 31, 2022 | 418.5% | +48.7 |
| Q3 FY2022 | Sep 30, 2022 | 430.0% | +53.6 |
| Q2 FY2022 | Jun 30, 2022 | 338.9% | +24.5 |
| Q1 FY2022 | Mar 31, 2022 | 226.7% | −132.5 |
| Q4 FY2021 | Dec 31, 2021 | 369.8% | +113.6 |
| Q3 FY2021 | Sep 30, 2021 | 376.3% | +65.1 |
| Q2 FY2021 | Jun 30, 2021 | 314.3% | +181.5 |
| Q1 FY2021 | Mar 31, 2021 | 359.2% | +127.8 |
| Q4 FY2020 | Dec 31, 2020 | 256.2% | +0.4 |
| Q3 FY2020 | Sep 30, 2020 | 311.3% | +43.9 |
| Q2 FY2020 | Jun 30, 2020 | 132.9% | −142.5 |
| Q1 FY2020 | Mar 31, 2020 | 231.3% | −13.9 |
| Q4 FY2019 | Dec 31, 2019 | 255.8% | +3.9 |
| Q3 FY2019 | Sep 30, 2019 | 267.4% | +43.3 |
| Q2 FY2019 | Jun 30, 2019 | 275.4% | +29.2 |
| Q1 FY2019 | Mar 31, 2019 | 245.2% | −1.4 |
| Q4 FY2018 | Dec 31, 2018 | 251.8% | +250.4 |
| Q3 FY2018 | Sep 30, 2018 | 224.2% | +196.8 |
| Q2 FY2018 | Jun 30, 2018 | 246.2% | +219.8 |
| Q1 FY2018 | Mar 31, 2018 | 246.6% | +223.1 |
| Q4 FY2017 | Dec 31, 2017 | 1.5% | −22.1 |
| Q3 FY2017 | Sep 30, 2017 | 27.4% | – |
| Q2 FY2017 | Jun 30, 2017 | 26.4% | – |
| Q1 FY2017 | Mar 31, 2017 | 23.4% | – |
| Q4 FY2016 | Dec 31, 2016 | 23.6% | – |
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