NORWOOD FINANCIAL CORP
Close on Oct 19, 2026
- Market cap
- $363.77M
- P/E (TTM)
- 11.6
- Dividend yield
- 3.73%
About Norwood Financial
State Commercial Banks, SIC 6022
Norwood Financial Corp serves as the bank holding company for Wayne Bank, a state-chartered community bank and trust company. Through its banking subsidiary and specialized units, the institution offers an array of financial solutions, including personal and commercial lending, trust and wealth management, real estate settlement services, and retail brokerage activities. These services provide credit facilities, financial and estate planning, advisory assistance, annuities, and insurance products tailored to meet the needs of consumers, commercial businesses, non-profit entities, and local municipal organizations.
The organization operates twenty-nine banking branches, comprising fifteen offices throughout northeastern Pennsylvania and fourteen locations across Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York. Its physical presence is supported by automated teller machines at every branch location alongside an additional off-site terminal. The corporate headquarters and main banking facility are situated in Honesdale, Pennsylvania.
Summary of the business section of Norwood Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- NORWOOD FINANCIAL CORP
- Founded
- 1870
- Headquarters
- Honesdale, PA
- Address
- 717 Main St, Po Box 269 18431
- Phone
- (570) 253-8500
- Website
- wayne.bank
- Industry
- State Commercial Banks
- Incorporated in
- Pennsylvania
- Fiscal year ends
- December 31
- Auditor
- S.R. Snodgrass, P.C, Cranberry Township, Pennsylvania
Stock & identifiers
- Ticker
- NWFL
- Exchange
- Nasdaq
- IPO date
- Mar 4, 1998
- Shares outstanding
- 11M, Aug 1, 2026
- Public float
- $218.80M, Jun 30, 2025
- Filer category
- Accelerated filer<br>Smaller reporting company
- Stock splits
- 3-for-2, Nov 9, 2017; 3-for-2, Sep 18, 2017; 11-for-10, May 13, 2013; 3-for-2, Jun 17, 2003
- SEC CIK
- 1013272
- CUSIP
- 669549107
- ISIN
- US6695491075
- EIN
- 23-2828306
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| James O. Donnelly | President & CEO, Director | 23,389 |
| Vincent O'Bell | EVP & Chief Lending Officer | 5,742 |
| John Martin McCaffery JR | EVP & CFO | 8,304 |
| Janak M. Amin | EVP & COO | 73,778 |
| John F. Carmody | EVP & Chief Credit Officer | 21,221 |
| Andrew Forte | Director | 28,026 |
| Alexandra K. Nolan | Director | 286,181 |
| Joseph W. Carroll | Director | 51,353 |
| Ralph A. Matergia | Director | 26,725 |
| James Shook | Director | 13,490 |
| Kenneth A. Phillips | Director | 16,522 |
| Ronald R. Schmalzle | Director | 37,275 |
| Marissa S. Nacinovich | Director | 1,476 |
| Kevin M. Lamont | Director | 136,630 |
| Meg L. Hungerford | Director | 8,225 |
| Jeffrey S. Gifford | Director | 151,396 |
| Spencer J. Andress | Director | 15,739 |
| Lewis J. Critelli | Director | 68,515 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr. Donnelly | $1.01M | $1.01M | $520.59K | $96 | – |
| FY2024 James ODonnelly | $874.70K | $645.17K | $369.47K | $89 | – |
| FY2024 Mr. Donnelly | $874.70K | $645.17K | $369.47K | $89 | – |
| FY2023 James ODonnelly | $816.44K | $633.36K | $414.11K | $102 | – |
| FY2023 Mr. Donnelly | $816.44K | $633.36K | $414.11K | $102 | – |
| FY2022 James ODonnelly | $560.32K | $424.01K | $426.98K | $133 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jan 5, 2026 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Sep 19, 2025 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Jul 7, 2020 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Apr 21, 2020 | Merger vote | Definitive merger proxy statement |
| Mar 19, 2020 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Aug 1, 2016 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Apr 21, 2016 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Mar 10, 2016 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| May 31, 2011 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Feb 11, 2011 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Aug 14, 2009 | Auditor change | Change in certifying accountant (8-K Item 4.01) |