NTBNYSECommercial Banks, NECFiscal year ends December 31

Bank of N.T. Butterfield & Son Ltd

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Feb 18, 2026

$58.35−0.30 (-0.51%)

Close on Oct 19, 2026

Market cap: –
P/E (TTM): 10.7
Dividend yield: 3.22%

Bank of N.T. Butterfield & Son Ltd cash flow statement

AnnualQuarterlyTTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31
Depreciation & Amortization	37	42	36	40	69	62	48	46	50	52	50	45
Stock-Based Compensation	22	21	21	17	15	15	18	13	8.41	14	7.91	9.05
Deferred Income Taxes	–	0.58	-1.14	0.46	0.31	0.00	-3.23	0.56	0.23	0	0.46	0
Other Non-Cash Items	0	0	-1.09	0	0	–	–	–	–	–	–	–
Operating Cash Flow	280	265	300	219	251	188	249	297	242	179	156	144
Capital Expenditures	–	–	–	–	–	–	–	-19	-19	-9.80	-1.48	-6.13
Acquisitions	–	–	–	–	–	–	–	-21	0	-22	0	-35
Divestitures	–	–	–	–	–	0	2,816	–	–	–	–	–
Purchase of Investments	-2,224	-2,754	-2,129	-3,016	-5,754	-3,663	-2,640	-1,210	-1,676	-2,246	-1,069	-819
Sale & Maturity of Investments	568	766	574	642	1,492	1,456	848	1,501	852	711	702	341
Investing Cash Flow	102	-581	682	292	-1,906	-42	1,093	338	-164	-1,195	-326	-259
Dividends Paid	-78	-80	-86	-87	-87	-89	-94	-84	-70	-19	-25	-27
Share Repurchases	-147	-155	-89	-3.90	-20	-87	-82	-48	0	-1.63	-131	-17
Stock Issued	–	–	–	–	–	–	0	0	0.01	132	0	0
Debt Repaid	-100	0	-75	0	0	-70	0	-47	0	0	0	-90
Financing Cash Flow	-746	736	-1,448	-507	536	546	-919	-125	-686	940	427	462
Foreign Exchange Rate Adjustments	52	-3.69	22	-91	7.54	43	86	2.65	47	-105	-31	-14
Net Change in Cash	-312	416	-444	-87	-1,111	736	509	512	-562	-182	226	333
Free Cash Flow	–	–	–	–	–	–	–	278	223	169	154	138
Income Taxes Paid	4.01	2.23	1.93	4.82	0.46	5.05	2.63	0.54	0.70	0.39	0.60	0.99
Interest Paid	203	236	162	49	24	39	56	27	16	16	21	28

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: –
Net margin: 38.2%
Return on equity, FY2025: 21.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.7
Price to sales: –
Price to book: –
Dividend yield: 3.22%