NTBNYSECommercial Banks, NECFiscal year ends December 31

Bank of N.T. Butterfield & Son Ltd

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Feb 18, 2026

$58.35−0.30 (-0.51%)

Close on Oct 19, 2026

Market cap: –
P/E (TTM): 10.7
Dividend yield: 3.22%

Bank of N.T. Butterfield & Son Ltd balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31
Cash & Equivalents	1,709	1,998	1,672	2,117	2,203	3,314	2,579	2,070	1,558	2,120	2,301	2,063	1,730
Cash & Short-Term Investments	1,709	1,998	1,672	2,117	2,203	3,314	2,579	2,070	1,558	2,120	2,301	2,063	1,730
Property, Plant & Equipment	159	154	154	146	139	151	158	158	165	168	183	–	–
Gross Property, Plant & Equipment	332	342	400	427	409	400	386	357	342	350	355	–	–
Accumulated Depreciation	-174	-189	-245	-281	-270	-249	-228	-199	-178	-183	-171	–	–
Equity Method Investments	–	–	–	–	–	–	–	–	–	13	13	–	–
Operating Lease Right-of-Use Assets	38	35	33	34	40	46	48	–	–	–	–	–	–
Goodwill	25	24	24	23	25	26	25	24	22	20	23	25	7.09
Intangible Assets	–	–	–	–	–	–	–	51	39	42	28	–	–
Total Assets	14,095	14,231	13,374	14,306	15,335	14,739	13,922	10,773	10,779	11,104	10,276	–	–
Operating Lease Liabilities	39	36	33	33	39	45	48	–	–	–	–	–	–
Total Liabilities	12,953	13,211	12,370	13,441	14,358	13,757	12,958	9,891	9,956	10,393	9,525	–	–
Preferred Stock	–	–	–	–	–	–	–	–	–	0	0.00	–	–
Common Stock	0.40	0.44	0.48	0.50	0.50	0.50	0.53	0.55	0.55	0.53	0.47	–	–
Additional Paid-In Capital	851	916	989	1,033	1,018	1,013	1,082	1,171	1,156	1,143	1,225	–	–
Retained Earnings	494	422	343	230	104	34	-9.24	-93	-204	-288	-369	–	–
Treasury Stock	0	-23	-18	-21	-20	-16	-22	-48	0	-0.04	-16	–	–
Comprehensive Income & Other	-204	-295	-310	-377	-125	-50	-87	-149	-129	-145	-90	–	–
Shareholders' Equity	1,142	1,021	1,004	865	977	982	964	882	823	711	750	849	–
Total Equity	1,142	1,021	1,004	865	977	982	964	882	823	711	750	849	–
Total Liabilities & Equity	14,095	14,231	13,374	14,306	15,335	14,739	13,922	10,773	10,779	11,104	10,276	–	–
Shares Outstanding(shares)	40	44	48	50	50	50	53	55	55	53	47	–	–
Loans, Net	4,382	4,474	4,746	5,096	5,241	–	5,143	4,044	3,777	3,570	4,000	–	–
Allowance for Credit Losses	25	26	26	25	28	34	24	25	35	44	49	47	53
Deposits	12,698	12,746	11,987	12,991	13,870	13,250	12,442	9,452	9,536	10,034	9,182	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2025

Profitability, FY2025

Gross margin: –
Operating margin: –
Net margin: 38.2%
Return on equity, FY2025: 21.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 10.7
Price to sales: –
Price to book: –
Dividend yield: 3.22%