M&T Bank Corp (MTB.PH) stock

MTB.PHNYSEState Commercial BanksFiscal year ends December 31Also trades as MTB, MTB.PJ, MTB.PK, MTB.PL

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026Score 17/304% below fair value

$25.13+0.01 (+0.04%)

Close on Nov 3, 2026Market cap $32.07BP/E 11.7Yield 2.57%

M&T Bank statistics

85 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Jan 15, 2027 (estimated, before the open)
Last ex-dividend date: Sep 1, 2026
Fundamentals through: Jun 30, 2026
Share price as of: Nov 3, 2026

Valuation ratiosIndustry

Market Cap: $32.07B; $887.82M
Enterprise Value: $19.25B; $600.04M
PE Ratio: 11.72; 12.55
PS Ratio: 18.83; 3.74
PB Ratio: 1.15; 1.24
P/TBV Ratio: 1.65; 1.49
P/OCF Ratio: 8.43; 10.27

Enterprise valuationIndustry

EV / Sales: 11.30; 2.97

Share statisticsIndustry

Shares Outstanding: 144M; 19M
Shares Change (YoY): -7.96%; 0.40%
Float: 144M; 17M
Shares Held by Insiders: 0.36%; 5.93%
Shares Held by Institutions: 91.4%; 61.3%

Short sellingIndustry

Short Interest: 5M; –
Short Interest Change: 1.99%; -0.37%
Short % of Float: 3.61%; 3.63%
Short % of Shares Outstanding: 3.60%; 3.17%
Days to Cover: 5.18; 5.73

Stock price statisticsIndustry

52-Week High: $255.95; –
52-Week Low: $179.75; –
20-Day Moving Average: $219.51; –
50-Day Moving Average: $225.53; –
200-Day Moving Average: $225.19; –
Average True Range (14): $4.26; –
Price Change (1 Week): 0.34%; 0.29%
Price Change (1 Month): 1.75%; 3.05%
Price Change (3 Months): -11.9%; -2.96%
Price Change (6 Months): 3.06%; 9.09%
Price Change (YTD): 10.2%; 19.8%
Price Change (1 Year): 20.8%; 28.5%
Price Change (3 Years): 81.2%; 73.1%
Price Change (5 Years): 43.2%; 26.5%
Price Change (10 Years): 82.3%; 84.9%
Average Volume (10 Days): 820,558; –
Average Volume (20 Days): 964,579; –
Average Volume (90 Days): 1M; –
Relative Volume: 0.66; 0.95
Relative Strength Index (14): 50.3; 55.2
Volatility (1 Year): 21.2%; 24.4%
Beta (5 Years): 0.83; 0.64

MarginsIndustry

Pretax Margin: 230.3%; 36.6%
Profit Margin: 178.1%; 29.1%

Returns on capitalIndustry

Return on Equity (ROE): 10.7%; 10.6%
Return on Assets (ROA): 1.41%; 1.12%

Financial positionIndustry

Debt / Equity: 0.17; 0.20

GrowthIndustry

Revenue Growth (YoY): 6.44%; 11.7%
Net Income Growth (YoY): 12.3%; 23.5%
EPS Growth (YoY): 22.7%; 22.7%
Revenue Growth (3Y CAGR): 2.81%; 5.82%
Revenue Growth (5Y CAGR): -22.6%; 6.17%
EPS Growth (3Y CAGR): 13.8%; 1.31%
EPS Growth (5Y CAGR): 11.3%; 8.24%

EfficiencyIndustry

Asset Turnover: 0.01; 0.04
Revenue Per Employee: $76.44K; $355.44K
Profits Per Employee: $136.14K; $107.62K
Employee Count: 22,278; 492
WACC: 8.58%; 7.98%

Income statement (TTM)Industry

Revenue: $1.70B; $177.83M
Pretax Income: $3.92B; $70.72M
Net Income: $3.03B; $55.06M
EPS (Diluted): $18.94; $2.89

Balance sheetIndustry

Cash & Short-Term Investments: $17.44B; $207.66M
Total Debt: $4.61B; $175.82M
Net Cash (Debt): $12.82B; $166.15M
Net Cash Per Share: $88.80; $8.22
Equity (Book Value): $27.95B; $567.85M
Book Value Per Share: $193.51; $28.41
Tangible Book Value: $19.43B; $476.95M

Cash flow (TTM)Industry

Operating Cash Flow: $3.80B; $66.78M

Dividends and yieldsIndustry

Earnings Yield: 9.46%; 7.90%
Dividend Yield: 2.57%; 2.46%
Buyback Yield: 8.12%; 1.66%
Shareholder Yield: 10.7%; 3.17%
Dividend Per Share: $5.70; $0.92
Dividend Growth (YoY): 6.54%; 4.26%
Years of Dividend Growth: 3; 2
Payout Ratio: 29.9%; 29.2%

Taxes and interestIndustry

Income Tax: $889.00M; $15.37M
Effective Tax Rate: 22.7%; 21.1%

Scores and fair valueIndustry

Graham Number: $287.17; $44.94
Graham Upside: 29.3%; 17.6%
Altman Z-Score: 0.25; 0.22
Piotroski F-Score: 7; 6
Lynch Fair Value: $214.59; –
Lynch Upside: -3.37%; -1.99%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 3, 2026. The S&P 500 is measured by the SPY fund.

Period	MTB.PH	S&P 500	Difference	MTB.PH per year	S&P 500 per year
1 month	+0.4%	-2.0%	+2.4 pts
3 months	+1.3%	-0.2%	+1.5 pts
Year to date	+6.4%	+11.5%	−5.1 pts
1 year	+6.5%	+11.6%	−5.0 pts
3 years	+31.9%	+79.9%	−48.1 pts	+9.7%	+21.6%
5 years	+14.6%	+73.6%	−59.0 pts	+2.8%	+11.7%
10 years	+24.7%	+323.1%	−298.4 pts	+2.2%	+15.5%

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

Where these numbers come from

Parsed from the XBRL in M&T Bank's annual and quarterly filings with the SEC
Per-share figures adjusted for the 10-for-1 split on Oct 6, 2000
Fourth quarters derived from the annual report minus nine months
Every figure in the statements links to its source filing

Against peers

Trailing twelve months. Peers are matched on business description, industry and size. Ticks are peers, the dot is MTB.PH.

Compare: MTB.PH vs AUB · MTB.PH vs FIBK · MTB.PH vs CUBI · MTB.PH vs WTFC · MTB.PH vs COLB

Revenue growth6.4% · median 34.3%

Net margin178.1% · median 31.6%

Company	Revenue	Growth
WTFC	$2.92B	–
COLB	$2.65B	+33.7%
MTB.PH	$1.70B	+6.4%
AUB	$1.54B	+46.5%
FIBK	$1.07B	+6.1%
CUBI	$922.12M	+34.9%

Company

Next earnings (est.): Jan 15, 2027, before open
Exchange: NYSE
Industry: State Commercial Banks
Fiscal year ends: December 31
Employees: 22,278
Auditor: PricewaterhouseCoopers LLP
SEC CIK: 36270

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