MSBINasdaqState Commercial BanksFiscal year ends December 31Also trades as MSBIP

Midland States Bancorp, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 30, 2026

$31.80−0.42 (-1.30%)

Close on Oct 19, 2026

Market cap: $670.17M
P/E (TTM): 20.4
Dividend yield: 3.96%

Midland States Bancorp, Inc. income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31
Revenue	325	375	364	407	278	260	265	252	189	177	164	85
Interest Expense	–	–	168	56	30	46	60	43	23	16	13	8.54
Asset Impairment Charges	154	0	0	–	–	3.20	3.20	–	2.00	1.90	–	–
Gain (Loss) on Sale of Assets	–	–	–	–	–	–	-0.03	-0.39	-0.06	-0.10	–	–
Pretax Income	-115	47	88	131	99	32	72	51	26	50	35	15
Income Tax Expense	9.41	8.86	27	31	18	9.48	17	11	10	19	11	4.65
Net Income incl. Noncontrolling Interests	-124	38	61	100	81	23	56	39	16	32	24	11
Minority Interest in Earnings	–	–	–	–	–	–	–	–	–	-0.01	0.08	–
Net Income	-124	38	61	100	81	23	56	39	16	32	24	11
Preferred Dividends	8.91	8.91	8.91	3.17	–	–	–	–	–	–	–	–
Net Income to Common	-134	29	52	96	80	22	55	39	16	31	24	3.22
EPS (Basic)(per share)	-6.12	1.32	2.33	4.29	3.58	0.95	2.28	1.69	0.89	2.22	2.03	0.53
EPS (Diluted)(per share)	-6.12	1.32	2.33	4.28	3.57	0.95	2.26	1.66	0.87	2.17	2.00	0.53
Shares Outstanding (Basic, Weighted)(shares)	22	22	22	22	22	23	24	23	18	14	12	5.95
Shares Outstanding (Diluted, Weighted)(shares)	22	22	22	22	23	23	24	24	18	14	12	6.03
Dividend per Share(per share)	1.26	1.24	1.20	1.16	1.12	1.07	0.97	0.88	0.80	0.72	0.65	0.59
Net Interest Income	237	236	249	257	208	199	190	180	130	105	105	65
Non-Interest Income	88	139	115	150	70	61	75	72	59	72	59	20
Provision for Credit Losses	60	120	83	77	3.39	44	17	9.43	9.56	5.59	11	0.09
Non-Interest Expense	380	208	193	198	175	184	176	192	153	121	118	69

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 13.1%
Return on equity, FY2025: -19.5%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 20.4
Price to sales: 2.03
Price to book: 1.18
Dividend yield: 3.96%