MBBCNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
Marathon Bancorp, Inc. /MD/
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 16, 2026
$14.65+0.15 (+1.03%)
Close on Oct 19, 2026
- Market cap
- $40.08M
- P/E (TTM)
- 22.2
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2019 to 2026
Net margin
19.8%+1.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +33.0% | +4.1% | +4.4% | – | |
| Net income | +4120.0% | +2.3% | +5.5% | – | |
| EPS, diluted | +3200.0% | -5.8% | +0.6% | – | |
| Free cash flow | +59.1% | +1.6% | +16.4% | – |
Returns and balance sheet
8 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2019 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | – | 5.4% | 3.8% | |
| Return on assets | – | 0.7% | 0.7% | |
| Capex to revenue | – | 1.2% | 4.8% | |
| Diluted shares | – | 2M | 3M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Marathon Bancorp generated $7.13M from operations and spent $3.34M on capital expenditure, dividends and share buybacks. 89% of that went back into the business.
Generated
$7.13M
Used
$3.34M
Capital expenditure$2.98M89%Dividends$00%Share buybacks$362.02K11%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin19.8%
×Asset turnover0.04×
×Equity multiplier5.34×
=Return on equity, FY20263.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | 19.8% | 0.04× | 5.34× | 3.8% |
| FY2025 | 0.6% | 0.03× | 5.95× | 0.1% |
| FY2024 | -2.8% | 0.03× | 7.32× | -0.6% |
| FY2023 | 20.9% | 0.03× | 7.41× | 5.4% |
| FY2022 | 18.2% | 0.03× | 7.11× | 4.4% |
| FY2021 | 18.8% | 0.04× | 7.52× | 5.4% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
6of 6 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero$1.79M
- Cash generatingOperating cash flow above zero$2.45M
- Return on assets improvedROA up on the prior year0.0% → 0.7%
- Earnings backed by cashOperating cash flow above net income$2.45M vs $1.79M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise3M → 3M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.04