LXNasdaqFinance ServicesFiscal year ends December 31
LexinFintech Holdings Ltd.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026
$0.63−0.01 (-1.68%)
Close on Oct 19, 2026
LexinFintech Holdings Ltd. revenue by segment
By business segment
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit facilitation service income | CN¥9.56B | CN¥11.00B | CN¥9.67B | CN¥5.96B | CN¥6.96B | CN¥7.53B | – | – | – | – | 72.7% | -13.1% |
| Tech-empowerment service income | CN¥2.08B | CN¥1.88B | CN¥1.64B | CN¥1.85B | CN¥2.76B | CN¥2.19B | – | – | – | – | 15.8% | +10.6% |
| Installment e-commerce platform service | CN¥1.51B | CN¥1.32B | CN¥1.75B | CN¥2.06B | CN¥1.66B | CN¥1.93B | – | – | – | – | 11.5% | +14.1% |
| Online direct sales and services income | – | – | – | – | CN¥1.86B | CN¥2.08B | CN¥3.83B | – | – | – | – | – |
| Platform-based services income | – | – | – | – | CN¥2.57B | CN¥2.04B | CN¥815.97M | – | – | – | – | – |
| Credit-oriented services income | – | – | – | – | CN¥6.96B | CN¥7.53B | CN¥5.96B | – | – | – | – | – |
By product or service
| Revenue | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | % of revenue | YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Loan facilitation and servicing fees-credit oriented and performance based | CN¥5.30B | CN¥7.22B | CN¥5.99B | CN¥3.85B | – | – | – | – | – | – | 40.3% | -26.6% |
| Credit facilitation service income | CN¥4.99B | CN¥6.33B | CN¥5.00B | CN¥2.49B | CN¥4.45B | CN¥3.79B | – | – | – | – | 37.9% | -21.1% |
| Tech-empowerment service income | CN¥2.08B | CN¥1.88B | CN¥1.64B | CN¥1.85B | CN¥2.76B | CN¥2.19B | – | – | – | – | 15.8% | +10.6% |
| Online direct sales and services income | CN¥1.51B | CN¥1.32B | CN¥1.75B | CN¥2.06B | CN¥1.66B | CN¥1.93B | CN¥3.83B | CN¥2.60B | CN¥2.57B | CN¥2.78B | 11.5% | +14.1% |
| Installment e-commerce platform service income | CN¥1.37B | CN¥1.24B | CN¥1.59B | CN¥2.00B | CN¥1.66B | CN¥1.90B | – | – | – | – | 10.4% | +10.8% |
| Other Services | CN¥138.15M | CN¥85.61M | CN¥164.88M | CN¥58.23M | CN¥564.00K | CN¥32.09M | CN¥92.29M | CN¥79.85M | CN¥31.95M | CN¥5.06M | 1.1% | +61.4% |
| Loan facilitation and servicing fees | – | – | – | – | – | – | CN¥5.63B | CN¥2.08B | CN¥378.89M | CN¥54.20M | – | – |
| Online direct sales | – | – | – | – | CN¥1.66B | CN¥1.90B | CN¥3.62B | CN¥2.40B | CN¥2.53B | CN¥2.77B | – | – |
| Financing income | – | – | – | – | – | – | CN¥6.77B | CN¥5.00B | CN¥3.02B | CN¥1.56B | – | – |
| Interest and financial services income | – | – | – | – | – | – | CN¥1.13B | CN¥2.74B | CN¥2.44B | CN¥1.37B | – | – |
| Other revenue | – | – | – | – | – | – | CN¥12.05M | CN¥177.84M | CN¥192.60M | CN¥135.23M | – | – |
| Loan facilitation and servicing fees-credit oriented | – | – | – | – | – | CN¥3.79B | CN¥4.81B | CN¥1.88B | – | – | – | – |
| Membership services | – | – | – | – | CN¥107.90M | CN¥113.11M | CN¥112.56M | CN¥124.07M | – | – | – | – |
| Platform-based services income | – | – | – | – | CN¥2.57B | CN¥2.04B | CN¥815.97M | CN¥200.61M | – | – | – | – |
| Credit-oriented services income | – | – | – | – | CN¥4.45B | CN¥3.79B | CN¥4.81B | CN¥4.80B | – | – | – | – |
| Interest and financial services income and other revenues | – | – | – | – | – | CN¥1.42B | CN¥1.15B | CN¥2.92B | – | – | – | – |
| Loan facilitation and servicing fees-performance based | – | – | – | – | – | CN¥1.93B | CN¥648.52M | CN¥149.34M | – | – | – | – |
| Loan facilitation and servicing fees-volume based | – | – | – | – | – | CN¥106.01M | CN¥167.46M | CN¥51.27M | – | – | – | – |
| Guarantee income | – | – | – | – | – | CN¥2.32B | – | – | – | – | – | – |
| Loan facilitation and servicing fees | – | – | CN¥6.34B | CN¥4.10B | CN¥7.02B | CN¥5.82B | – | – | – | – | – | – |
By region
From the segment and revenue-disaggregation notes of LexinFintech's 10-K and 10-Q filings (XBRL). Fourth-quarter figures are the fiscal year less the first nine months. Segment names follow the company's own labels and can change when it reorganizes.