Live Oak Bancshares, Inc. (LOB.PA) stock
LOB.PANYSEState Commercial BanksFiscal year ends December 31Also trades as LOB
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 18/3016% below fair value
$24.74+0.10 (+0.41%)
Close on Nov 3, 2026Market cap $1.15BP/E 8.7Yield 0.49%
Live Oak Bancshares free cash flow
Free cash flow is cash from operations minus capital expenditures: the cash available for dividends, buybacks, debt repayment or acquisitions.
Live Oak Bancshares's free cash flow for the twelve months ending Jun 30, 2026 was $237.37M, up 122.9% year over year. For fiscal 2025 it was $143.49M, up 33.5% from the year before. The highest annual figure on record is $143.49M in fiscal 2025.
Annual free cash flow
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $143.49M | +33.5% |
| FY2024 | Dec 31, 2024 | $107.47M | -22.2% |
| FY2023 | Dec 31, 2023 | $138.06M | – |
| FY2022 | Dec 31, 2022 | -$344.50M | – |
| FY2021 | Dec 31, 2021 | -$122.80M | – |
| FY2020 | Dec 31, 2020 | -$281.99M | – |
| FY2019 | Dec 31, 2019 | -$519.72M | – |
| FY2018 | Dec 31, 2018 | -$105.03M | – |
| FY2017 | Dec 31, 2017 | -$411.67M | – |
| FY2016 | Dec 31, 2016 | -$232.84M | – |
| FY2015 | Dec 31, 2015 | -$365.14M | – |
| FY2014 | Dec 31, 2014 | -$275.85M | – |
| FY2013 | Dec 31, 2013 | -$51.90M | – |
Quarterly free cash flow
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | $28.38M | -45.3% |
| Q1 FY2026 | Mar 31, 2026 | $85.34M | – |
| Q4 FY2025 | Dec 31, 2025 | $70.39M | +54.2% |
| Q3 FY2025 | Sep 30, 2025 | $53.27M | +29.9% |
| Q2 FY2025 | Jun 30, 2025 | $51.89M | +321.0% |
| Q1 FY2025 | Mar 31, 2025 | -$32.06M | -477.5% |
| Q4 FY2024 | Dec 31, 2024 | $45.66M | – |
| Q3 FY2024 | Sep 30, 2024 | $41.00M | -72.0% |
| Q2 FY2024 | Jun 30, 2024 | $12.32M | -90.5% |
| Q1 FY2024 | Mar 31, 2024 | $8.49M | -94.3% |
| Q4 FY2023 | Dec 31, 2023 | -$286.54M | – |
| Q3 FY2023 | Sep 30, 2023 | $146.62M | +1006.0% |
| Q2 FY2023 | Jun 30, 2023 | $129.92M | – |
| Q1 FY2023 | Mar 31, 2023 | $148.05M | +8.5% |
| Q4 FY2022 | Dec 31, 2022 | -$407.19M | -3234.9% |
| Q3 FY2022 | Sep 30, 2022 | $13.26M | – |
| Q2 FY2022 | Jun 30, 2022 | -$86.96M | – |
| Q1 FY2022 | Mar 31, 2022 | $136.40M | – |
| Q4 FY2021 | Dec 31, 2021 | $12.99M | +301.8% |
| Q3 FY2021 | Sep 30, 2021 | -$15.53M | – |
| Q2 FY2021 | Jun 30, 2021 | -$82.77M | -495.5% |
| Q1 FY2021 | Mar 31, 2021 | -$37.50M | – |
| Q4 FY2020 | Dec 31, 2020 | $3.23M | – |
| Q3 FY2020 | Sep 30, 2020 | -$213.95M | – |
| Q2 FY2020 | Jun 30, 2020 | $20.93M | – |
| Q1 FY2020 | Mar 31, 2020 | -$92.20M | – |
| Q4 FY2019 | Dec 31, 2019 | -$134.79M | – |
| Q3 FY2019 | Sep 30, 2019 | -$104.20M | -180.7% |
| Q2 FY2019 | Jun 30, 2019 | -$159.63M | -3436.0% |
| Q1 FY2019 | Mar 31, 2019 | -$121.10M | – |
| Q4 FY2018 | Dec 31, 2018 | -$161.16M | – |
| Q3 FY2018 | Sep 30, 2018 | $129.14M | – |
| Q2 FY2018 | Jun 30, 2018 | $4.79M | – |
| Q1 FY2018 | Mar 31, 2018 | -$77.79M | – |
| Q4 FY2017 | Dec 31, 2017 | -$84.02M | – |
| Q3 FY2017 | Sep 30, 2017 | -$81.69M | – |
| Q2 FY2017 | Jun 30, 2017 | -$100.60M | – |
| Q1 FY2017 | Mar 31, 2017 | -$145.36M | – |
| Q4 FY2016 | Dec 31, 2016 | -$57.18M | – |
| Q3 FY2016 | Sep 30, 2016 | -$4.81M | – |
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