Live Oak Bancshares, Inc. (LOB.PA) stock
Close on Nov 3, 2026Market cap $1.15BP/E 8.7Yield 0.49%
Live Oak Bancshares, Inc. grew revenue 19.7% to $609.58M over the twelve months to Jun 30, 2026. Free cash flow was $237.37M, up 122.9% from a year earlier. At the latest close the market valued the company at $1.15B, 8.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026
Valuation
- Market cap
- $1.15B
- P/E ratio
- 8.7
- Price to sales
- 1.88
- Price to book
- 0.87
- Dividend yield
- 0.49%
- Free cash flow yield
- 20.73%
Fundamentals
- Revenue
- $609.58M
- Net income
- $139.56M
- EPS, diluted
- $2.84
- Free cash flow
- $237.37M
- Book value per share
- $28.18
- Diluted shares
- 47M
Trading
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Previous close
- $24.64
- Open
- $24.79
- Day's range
- $24.35 – $24.79
- Volume
- 5,050
- Average volume (20 days)
- 5,655
- Beta (5 years)
- 1.39
- 52-week range
- $29.36 – $44.53
- RSI (14 days)
- 39.4
- Volatility (1 year)
- 31.5%
- Relative volume
- 0.84×
- WACC
- 11.8%
Market cap history
Month-end market cap since 2015, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 3, 2026. The S&P 500 is measured by the SPY fund.
| Period | LOB.PA | S&P 500 | Difference | LOB.PA per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -0.3% | -2.0% | +1.7 pts | ||
| 3 months | +0.6% | -0.2% | +0.8 pts | ||
| Year to date | +3.0% | +11.5% | −8.4 pts | ||
| 1 year | +5.3% | +11.6% | −6.3 pts |
Thirteen years at a glance
Fiscal years 2013 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Live Oak Bancshares filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- News
About Live Oak Bancshares
State Commercial Banks
Live Oak Bancshares, Inc. operates as a bank holding company for Live Oak Bank, providing small business lending and deposit gathering through an online platform. The company specializes in loans partially guaranteed by the U.S. Small Business Administration, along with selected United States Department of Agriculture lending programs. Its lending focuses primarily on designated industry verticals while also serving broader commercial borrowers, high-net-worth wealth management clients, and renewable energy financing projects. The company operates through a single significant operating segment.
Company profile, executives and historyLive Oak Bancshares stock: common questions
What is Live Oak Bancshares's stock price?
LOB.PA closed at $24.74 on Nov 3, 2026, up 0.41% on the day. Over the past 52 weeks it traded between $29.36 and $44.53.
What is Live Oak Bancshares's market cap?
Live Oak Bancshares was worth $1.15B at the close on Nov 3, 2026: the share price times the diluted shares outstanding.
What is LOB.PA's P/E ratio?
LOB.PA trades at 8.7 times earnings, based on diluted earnings per share of $2.84 over the twelve months to Jun 30, 2026.
How much revenue does Live Oak Bancshares make?
Live Oak Bancshares reported revenue of $609.58M for the twelve months to Jun 30, 2026, up 19.7% from a year earlier.
Does Live Oak Bancshares pay a dividend?
Yes. Live Oak Bancshares paid $0.12 per share over the last twelve months, a yield of 0.49% at the latest price.
When does Live Oak Bancshares report earnings next?
Live Oak Bancshares is expected to report Q4 FY2026 results on Jan 20, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has LOB.PA stock performed over the past year?
Including dividends, LOB.PA returned +5.3% over the past year, against +11.6% for the S&P 500.
How many LOB.PA shares are sold short?
2M shares were sold short at the latest FINRA report, 6.62% of the float, or 10.3 days of average trading volume.
Who are Live Oak Bancshares's competitors?
Companies most similar to Live Oak Bancshares by business, industry and size include FBNC, BY, UCB, OBK, CUBI.
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