KFFBNasdaqSavings Institution, Federally CharteredFiscal year ends June 30
Kentucky First Federal Bancorp
Financials through Q3 FY2026, quarter ended Mar 31, 2026Last filing: 10-K on Sep 28, 2026
$5.21−0.19 (-3.52%)
Close on Oct 19, 2026
- Market cap
- $42.13M
- P/E (TTM)
- 260.5
- Dividend yield
- –
Kentucky First Federal Bancorp statistics
Financials through Mar 31, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Market Cap | $42.13M | $679.86M |
| Enterprise Value | $20.84M | $408.94M |
| PS Ratio | 3.86 | 3.61 |
| PB Ratio | 0.85 | 1.18 |
| P/TBV Ratio | 0.85 | 1.41 |
| P/FCF Ratio | 45.35 | 10.93 |
| P/OCF Ratio | 39.67 | 10.04 |
Enterprise value
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| EV / Sales | 1.91 | 2.78 |
| EV / FCF | 22.43 | 8.25 |
Income (trailing twelve months)
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Revenue | $10.91M | $170.85M |
| Pretax Income | $1.85M | $70.12M |
| Net Income | $1.41M | $54.33M |
Margins
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 16.9% | 36.4% |
| Profit Margin | 12.9% | 29.1% |
| FCF Margin | 8.51% | 33.0% |
Returns
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 2.87% | 10.5% |
| Return on Assets (ROA) | 0.37% | 1.12% |
Growth
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 30.2% | 11.8% |
| EPS Growth (3Y CAGR) | -52.8% | 1.26% |
Balance sheet
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $21.30M | $205.54M |
| Net Cash (Debt) | $21.30M | $164.40M |
| Net Cash Per Share | $2.63 | $8.13 |
| Equity (Book Value) | $49.66M | $560.44M |
| Book Value Per Share | $6.14 | $28.47 |
| Tangible Book Value | $49.66M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $1.06M | $61.20M |
| Capital Expenditures | -$133.00K | -$4.02M |
| Free Cash Flow | $929.00K | $52.43M |
| FCF Per Share | $0.11 | $3.07 |
Efficiency
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $191.42K | $353.78K |
| Profits Per Employee | $24.65K | $107.28K |
| Employee Count | 57 | 489 |
Dividends and yields
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 3.33% | 8.07% |
| FCF Yield | 2.20% | 8.89% |
Shares
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 8,086,720 | 18,839,100 |
| Shares Change (YoY) | 0.11% | 0.39% |
| Float | 8,029,420 | 17,061,900 |
| Shares Held by Insiders | 0.71% | 5.89% |
| Shares Held by Institutions | 3.99% | 61.9% |
Taxes
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Income Tax | $443.00K | $14.50M |
| Effective Tax Rate | 24.0% | 21.1% |
Scores
| Measure | Kentucky First Federal Bancorp | Industry median |
|---|---|---|
| Altman Z-Score | 0.18 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Kentucky First Federal Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.