Humana Inc
Close on Nov 2, 2026Market cap $49.28BP/E 38.7Yield 0.86%
Humana Consolidated Operating Cost Ratio (GAAP %) by Year
Consolidated Operating Cost Ratio (GAAP %) (%)
Humana Consolidated Operating Cost Ratio (GAAP %): 12.0% in FY2025, up 0.2 pts from a year earlier.
Where the FY2025 figure comes from
“|| Operating cost ratio | 13.7 | % | 14.4 | % | 12.0 | % | 11.8 | %”
Source: HUM Form 8-K Statistical Supplement (2026-02-11) ↗
Operating costs (excl. D&A) as a percent of total revenues less investment income (Page S-3).
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Consolidated Operating Cost Ratio (GAAP %) (%) | Year on year | Source |
|---|---|---|---|---|
| FY2025 | Dec 31, 2025 | 12.0% | +0.2 pts | HUM Form 8-K Statistical Supplement (2026-02-11) ↗ |
| FY2024 | Dec 31, 2024 | 11.8% | -0.7 pts | HUM Form 8-K Statistical Supplement (2026-02-11) ↗ |
| FY2023 | Dec 31, 2023 | 12.5% | -1.2 pts | HUM Form 8-K Statistical Supplement (2025-02-11) ↗ |
| FY2022 | Dec 31, 2022 | 13.7% | +1.5 pts | HUM Form 8-K Statistical Supplement (2024-01-25) ↗ |
| FY2021 | Dec 31, 2021 | 12.2% | -1.0 pts | HUM Form 8-K Statistical Supplement (2023-02-01) ↗ |
| FY2020 | Dec 31, 2020 | 13.2% | +1.7 pts | HUM Form 8-K Statistical Supplement (2022-02-02) ↗ |
| FY2019 | Dec 31, 2019 | 11.5% | -1.8 pts | HUM Form 8-K Statistical Supplement (2021-02-03) ↗ |
| FY2018 | Dec 31, 2018 | 13.3% | +1.0 pts | HUM Form 8-K Statistical Supplement (2020-02-05) ↗ |
| FY2017 | Dec 31, 2017 | 12.3% | – | HUM Form 8-K Statistical Supplement (2019-02-06) ↗ |
Breakdown
What makes up consolidated Operating Cost Ratio (GAAP %)
Cite this data
StockData. (2026). Humana Consolidated Operating Cost Ratio (GAAP %) (%), annual FY2017–FY2025 [Data set]. Compiled from Humana SEC filings and investor materials. https://stockdatahq.com/stocks/hum/kpis/cons-op-cost-ratio
See every metric in the Humana KPI table. Data updated Nov 2, 2026.