HUIZNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
Huize Holding Ltd
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 24, 2026
$1.97+0.24 (+13.87%)
Close on Oct 19, 2026
Huize statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available, median of Insurance Agents, Brokers & Service companies for comparison
Valuation
| Measure | Huize | Industry median |
|---|---|---|
| Market Cap | CN¥133.23M | CN¥1.10B |
| Enterprise Value | -CN¥39.92M | CN¥154.16M |
| PS Ratio | 0.08 | 0.61 |
| PB Ratio | 0.32 | 0.77 |
| P/TBV Ratio | 0.40 | 0.50 |
| P/FCF Ratio | 13.84 | |
| P/OCF Ratio | 7.45 |
Enterprise value
| Measure | Huize | Industry median |
|---|---|---|
| EV / Sales | -0.03 | 0.37 |
| EV / EBITDA | -1.95 | |
| EV / EBIT | -6.00 | |
| EV / FCF | -4.15 |
Income (trailing twelve months)
| Measure | Huize | Industry median |
|---|---|---|
| Revenue | CN¥1.58B | CN¥1.58B |
| Gross Profit | CN¥484.40M | CN¥160.36M |
| Operating Income | CN¥6.65M | -CN¥29.97M |
| Pretax Income | -CN¥10.77M | -CN¥18.20M |
| Net Income | CN¥4.04M | -CN¥17.79M |
| EBITDA | CN¥20.48M | -CN¥26.26M |
| EPS (Diluted) | 0.00 CNY | 0.00 CNY |
Margins
| Measure | Huize | Industry median |
|---|---|---|
| Gross Margin | 30.6% | 30.6% |
| Operating Margin | 0.42% | -3.86% |
| Pretax Margin | -0.68% | -0.68% |
| Profit Margin | 0.26% | -0.59% |
| EBITDA Margin | 1.29% | -3.34% |
| FCF Margin | 0.61% | 0.61% |
Returns
| Measure | Huize | Industry median |
|---|---|---|
| Return on Equity (ROE) | 0.99% | -2.26% |
| Return on Assets (ROA) | 0.44% | -1.55% |
| Return on Invested Capital (ROIC) | 2.40% | |
| Return on Capital Employed (ROCE) | 1.39% | -2.53% |
Growth
| Measure | Huize | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 26.7% | 26.7% |
| Revenue Growth (3Y CAGR) | 11.0% | 7.46% |
| Revenue Growth (5Y CAGR) | 5.33% |
Balance sheet
| Measure | Huize | Industry median |
|---|---|---|
| Cash & Short-Term Investments | CN¥253.76M | CN¥131.96M |
| Total Debt | CN¥59.99M | CN¥51.47M |
| Net Cash (Debt) | CN¥193.77M | CN¥33.77M |
| Net Cash Per Share | 0.19 CNY | 0.19 CNY |
| Equity (Book Value) | CN¥411.23M | CN¥411.23M |
| Book Value Per Share | 0.41 CNY | 1.43 CNY |
| Tangible Book Value | CN¥331.14M | CN¥331.14M |
| Working Capital | CN¥200.32M | CN¥213.68M |
Financial position
| Measure | Huize | Industry median |
|---|---|---|
| Current Ratio | 1.44 | 1.44 |
| Quick Ratio | 0.93 | 0.93 |
| Debt / Equity | 0.15 | 0.15 |
| Debt / EBITDA | 2.93 | |
| Debt / FCF | 6.23 | |
| Net Debt / EBITDA | -9.46 |
Cash flow (trailing twelve months)
| Measure | Huize | Industry median |
|---|---|---|
| Operating Cash Flow | CN¥17.88M | -CN¥11.70M |
| Capital Expenditures | -CN¥8.25M | -CN¥8.25M |
| Free Cash Flow | CN¥9.63M | CN¥9.63M |
| FCF Per Share | 0.01 CNY | 0.01 CNY |
Efficiency
| Measure | Huize | Industry median |
|---|---|---|
| Asset Turnover | 1.74 | 1.18 |
| Revenue Per Employee | CN¥1.85M | CN¥4.26M |
| Profits Per Employee | CN¥4.74K | -CN¥37.93K |
| Employee Count | 853 | 594 |
Dividends and yields
| Measure | Huize | Industry median |
|---|---|---|
| Earnings Yield | 3.03% | -24.4% |
| FCF Yield | 7.23% | 7.23% |
| Buyback Yield | 0.00% | |
| Shareholder Yield | 0.00% |
Shares
| Measure | Huize | Industry median |
|---|---|---|
| Shares Outstanding | 1,010,610,000 | 276,481,000 |
| Shares Change (YoY) | 1.20% | 5.38% |
| Float | 609,595,000 | 609,595,000 |
| Shares Held by Insiders | 39.7% | 39.7% |
| Shares Held by Institutions | 0.00% |
Taxes
| Measure | Huize | Industry median |
|---|---|---|
| Income Tax | CN¥7.19M | CN¥46.00K |
Scores
| Measure | Huize | Industry median |
|---|---|---|
| Altman Z-Score | 1.45 | 1.45 |
| Piotroski F-Score | 5 | 3 |
Calculated by StockData from Huize's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.