HSBC Holdings PLC
HSBCNYSESavings Institution, Federally CharteredFiscal year ends December 31Also trades as HBCYF
Financials through fiscal 2025, year ended Dec 31, 2025Score 1/30
$85.91+0.49 (+0.57%)
Close on Nov 2, 2026Market cap $295.11BP/E 14.3Yield –
HSBC Annualised ECL Charge as % of Average Gross Customer by Year
Annualised ECL Charge as % of Average Gross Customer Loans
HSBC Annualised ECL Charge as % of Average Gross Customer: 0.4% in 2025, up 0.0 pts from a year earlier.
Latest, 2025
0.39
Period ended Dec 31, 2025
Change on a year earlier
+0.0 pts
0.35 in 2024
History
5 years
Since 2021
Sources
4
Documents cited below
Where the 2025 figure comes from
Annual history
Hover a value to see the sentence it was read from; calculated values show their formula
| Period | Ended | Annualised ECL Charge as % of Average Gross Customer Loans | Year on year | Source |
|---|---|---|---|---|
| 2025 | Dec 31, 2025 | 0.39 | +0.0 pts | HSBC — IR Data Pack 4Q25 (Resegmentation) ↗ |
| 2024 | Dec 31, 2024 | 0.35 | +0.0 pts | HSBC — IR Data Pack 4Q25 (Resegmentation) ↗ |
| 2023 | Dec 31, 2023 | 0.34 | -0.0 pts | HSBC — IR Data Pack 4Q24 (Resegmentation) ↗ |
| 2022 | Dec 31, 2022 | 0.36 | +0.4 pts | HSBC — IR Data Pack 4Q23 ↗ |
| 2021 | Dec 31, 2021 | -0.08 | – | HSBC — IR Data Pack 4Q22 (Resegmentation) ↗ |
Cite this data
StockData. (2026). HSBC Annualised ECL Charge as % of Average Gross Customer, annual 2021–2025 [Data set]. Compiled from HSBC SEC filings and investor materials. https://stockdatahq.com/stocks/hsbc/kpis/cr-ecl-avg-loans-pct
See every metric in the HSBC KPI table. Data updated Nov 1, 2026.