HCINYSEFire, Marine & Casualty InsuranceFiscal year ends December 31Also trades as HCIIP
HCI Group, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$199.77+1.22 (+0.61%)
Close on Oct 19, 2026
- Market cap
- $2.53B
- P/E (TTM)
- 8.6
- Dividend yield
- 0.80%
HCI statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | HCI | Industry median |
|---|---|---|
| Market Cap | $2.48B | $3.25B |
| Enterprise Value | $1.71B | $2.52B |
| PE Ratio | 8.61 | 10.32 |
| PS Ratio | 2.61 | 1.08 |
| PB Ratio | 2.30 | 1.48 |
| P/TBV Ratio | 2.31 | 1.56 |
| P/FCF Ratio | 6.07 | 7.95 |
| P/OCF Ratio | 6.04 | 7.31 |
Enterprise value
| Measure | HCI | Industry median |
|---|---|---|
| EV / Sales | 1.79 | 0.93 |
| EV / EBITDA | 3.62 | 6.24 |
| EV / FCF | 4.17 | 7.33 |
Income (trailing twelve months)
| Measure | HCI | Industry median |
|---|---|---|
| Revenue | $952.13M | $4.57B |
| Pretax Income | $460.96M | $589.53M |
| Net Income | $310.37M | $470.80M |
| EBITDA | $471.44M | $657.96M |
| EPS (Diluted) | $23.20 | $4.71 |
Margins
| Measure | HCI | Industry median |
|---|---|---|
| Pretax Margin | 48.4% | 13.7% |
| Profit Margin | 32.6% | 10.7% |
| EBITDA Margin | 49.5% | 13.5% |
| FCF Margin | 43.0% | 17.5% |
Returns
| Measure | HCI | Industry median |
|---|---|---|
| Return on Equity (ROE) | 33.8% | 13.9% |
| Return on Assets (ROA) | 12.4% | 3.31% |
Growth
| Measure | HCI | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 22.8% | 8.06% |
| Net Income Growth (YoY) | 115.4% | 25.1% |
| EPS Growth (YoY) | 105.7% | 27.7% |
| FCF Growth (YoY) | -15.0% | 7.71% |
| Revenue Growth (3Y CAGR) | 21.7% | 9.53% |
| Revenue Growth (5Y CAGR) | 23.8% | 8.29% |
| EPS Growth (5Y CAGR) | 45.5% | 15.2% |
Balance sheet
| Measure | HCI | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $872.34M | $482.49M |
| Net Cash (Debt) | $872.34M | $300.85M |
| Net Cash Per Share | $70.13 | $5.27 |
| Equity (Book Value) | $1.08B | $3.63B |
| Book Value Per Share | $86.82 | $41.34 |
| Tangible Book Value | $1.08B | $2.59B |
Cash flow (trailing twelve months)
| Measure | HCI | Industry median |
|---|---|---|
| Operating Cash Flow | $411.37M | $631.50M |
| Capital Expenditures | -$2.00M | -$11.90M |
| Free Cash Flow | $409.37M | $661.55M |
| FCF Per Share | $32.91 | $8.91 |
Efficiency
| Measure | HCI | Industry median |
|---|---|---|
| Asset Turnover | 0.38 | 0.27 |
| Revenue Per Employee | $1.60M | $1.73M |
| Profits Per Employee | $522.50K | $208.67K |
| Employee Count | 594 | 1,341 |
Dividends and yields
| Measure | HCI | Industry median |
|---|---|---|
| Earnings Yield | 12.5% | 9.51% |
| FCF Yield | 16.5% | 12.5% |
| Dividend Yield | 0.80% | 2.02% |
| Buyback Yield | 3.06% | 2.89% |
| Shareholder Yield | 3.86% | 4.63% |
| Dividend Per Share | $1.60 | $1.75 |
| Dividend Growth (YoY) | 0.00% | 4.86% |
| Years of Dividend Growth | 0 | 3 |
| Payout Ratio | 6.65% | 20.2% |
| FCF Payout Ratio | 5.04% | 16.0% |
Shares
| Measure | HCI | Industry median |
|---|---|---|
| Shares Outstanding | 12,438,900 | 65,596,200 |
| Shares Change (YoY) | 4.97% | -1.19% |
| Shares Change (QoQ) | -3.34% | -0.31% |
| Float | 10,722,600 | 56,719,400 |
| Shares Held by Insiders | 13.8% | 3.34% |
| Shares Held by Institutions | 75.4% | 85.3% |
Taxes
| Measure | HCI | Industry median |
|---|---|---|
| Income Tax | $117.13M | $105.00M |
| Effective Tax Rate | 25.4% | 19.8% |
Scores
| Measure | HCI | Industry median |
|---|---|---|
| Graham Number | $212.88 | $76.86 |
| Graham Upside | 6.56% | 20.9% |
| Altman Z-Score | 1.77 | 0.87 |
| Piotroski F-Score | 5 | 5 |
Calculated by StockData from HCI's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.