HBTNasdaqState Commercial BanksFiscal year ends December 31
HBT Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$35.21−0.37 (-1.04%)
Close on Oct 19, 2026
- Market cap
- $1.28B
- P/E (TTM)
- 15.1
- Dividend yield
- 2.39%
HBT Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | HBT Financial | Industry median |
|---|---|---|
| Market Cap | $1.28B | $679.86M |
| Enterprise Value | $1.15B | $408.94M |
| PE Ratio | 15.11 | 12.00 |
| PS Ratio | 4.77 | 3.61 |
| PB Ratio | 1.67 | 1.18 |
| P/TBV Ratio | 2.00 | 1.41 |
| P/OCF Ratio | 14.75 | 10.04 |
Enterprise value
| Measure | HBT Financial | Industry median |
|---|---|---|
| EV / Sales | 4.28 | 2.78 |
Income (trailing twelve months)
| Measure | HBT Financial | Industry median |
|---|---|---|
| Revenue | $268.50M | $170.85M |
| Pretax Income | $105.47M | $70.12M |
| Net Income | $77.75M | $54.33M |
| EPS (Diluted) | $2.33 | $2.90 |
Margins
| Measure | HBT Financial | Industry median |
|---|---|---|
| Pretax Margin | 39.3% | 36.4% |
| Profit Margin | 29.0% | 29.1% |
Returns
| Measure | HBT Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.6% | 10.5% |
| Return on Assets (ROA) | 1.32% | 1.12% |
Growth
| Measure | HBT Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 15.6% | 11.8% |
| Net Income Growth (YoY) | 1.29% | 23.1% |
| EPS Growth (YoY) | -3.72% | 22.7% |
| Revenue Growth (3Y CAGR) | 9.50% | 5.82% |
| Revenue Growth (5Y CAGR) | 9.29% | 6.17% |
| EPS Growth (3Y CAGR) | 7.76% | 1.26% |
| EPS Growth (5Y CAGR) | 12.7% | 8.24% |
Balance sheet
| Measure | HBT Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $132.25M | $205.54M |
| Net Cash (Debt) | $132.25M | $164.40M |
| Net Cash Per Share | $3.64 | $8.13 |
| Equity (Book Value) | $764.73M | $560.44M |
| Book Value Per Share | $21.03 | $28.47 |
| Tangible Book Value | $639.93M | $472.29M |
Cash flow (trailing twelve months)
| Measure | HBT Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $86.81M | $61.20M |
Efficiency
| Measure | HBT Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $325.06K | $353.78K |
| Profits Per Employee | $94.12K | $107.28K |
| Employee Count | 826 | 489 |
Dividends and yields
| Measure | HBT Financial | Industry median |
|---|---|---|
| Earnings Yield | 6.07% | 8.07% |
| Dividend Yield | 2.39% | 2.48% |
| Buyback Yield | 1.39% | 1.55% |
| Shareholder Yield | 3.77% | 3.13% |
| Dividend Per Share | $0.84 | $0.93 |
| Dividend Growth (YoY) | 10.5% | 4.26% |
| Years of Dividend Growth | 4 | 2 |
| Payout Ratio | 37.3% | 29.4% |
Shares
| Measure | HBT Financial | Industry median |
|---|---|---|
| Shares Outstanding | 36,365,600 | 18,839,100 |
| Shares Change (YoY) | 4.92% | 0.39% |
| Shares Change (QoQ) | -0.04% | 0.00% |
| Float | 17,151,400 | 17,061,900 |
| Shares Held by Insiders | 52.8% | 5.89% |
| Shares Held by Institutions | 25.7% | 61.9% |
Taxes
| Measure | HBT Financial | Industry median |
|---|---|---|
| Income Tax | $27.72M | $14.50M |
| Effective Tax Rate | 26.3% | 21.1% |
Scores
| Measure | HBT Financial | Industry median |
|---|---|---|
| Graham Number | $33.20 | $45.31 |
| Graham Upside | -5.70% | 21.6% |
| Altman Z-Score | 0.25 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from HBT Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.