FSBCNasdaqState Commercial BanksFiscal year ends December 31
FIVE STAR BANCORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$42.69−0.29 (-0.67%)
Close on Oct 19, 2026
- Market cap
- $910.96M
- P/E (TTM)
- 12.6
- Dividend yield
- 1.87%
Five Star Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Market Cap | $1.05B | $679.86M |
| Enterprise Value | $362.39M | $408.94M |
| PE Ratio | 12.63 | 12.00 |
| PS Ratio | 5.89 | 3.61 |
| PB Ratio | 2.21 | 1.18 |
| P/TBV Ratio | 2.21 | 1.41 |
| P/FCF Ratio | 13.01 | 10.93 |
| P/OCF Ratio | 12.78 | 10.04 |
Enterprise value
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.04 | 2.78 |
| EV / FCF | 4.50 | 8.25 |
Income (trailing twelve months)
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Revenue | $177.83M | $170.85M |
| Pretax Income | $96.36M | $70.12M |
| Net Income | $72.01M | $54.33M |
| EPS (Diluted) | $3.38 | $2.90 |
Margins
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 54.2% | 36.4% |
| Profit Margin | 40.5% | 29.1% |
| FCF Margin | 45.3% | 33.0% |
Returns
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 16.2% | 10.5% |
| Return on Assets (ROA) | 1.47% | 1.12% |
Growth
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 26.5% | 11.8% |
| Net Income Growth (YoY) | 38.8% | 23.1% |
| EPS Growth (YoY) | 38.0% | 22.7% |
| FCF Growth (YoY) | 18.2% | 27.1% |
| Revenue Growth (3Y CAGR) | 12.9% | 5.82% |
| Revenue Growth (5Y CAGR) | 16.3% | 6.17% |
| EPS Growth (3Y CAGR) | 3.57% | 1.26% |
| EPS Growth (5Y CAGR) | -4.07% | 8.24% |
Balance sheet
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $685.07M | $205.54M |
| Net Cash (Debt) | $685.07M | $164.40M |
| Net Cash Per Share | $27.92 | $8.13 |
| Equity (Book Value) | $473.77M | $560.44M |
| Book Value Per Share | $19.31 | $28.47 |
| Tangible Book Value | $473.77M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $81.96M | $61.20M |
| Capital Expenditures | -$1.46M | -$4.02M |
| Free Cash Flow | $80.49M | $52.43M |
| FCF Per Share | $3.28 | $3.07 |
Efficiency
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $763.24K | $353.78K |
| Profits Per Employee | $309.04K | $107.28K |
| Employee Count | 233 | 489 |
Dividends and yields
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 6.87% | 8.07% |
| FCF Yield | 7.68% | 8.89% |
| Dividend Yield | 1.87% | 2.48% |
| Shareholder Yield | 1.87% | 3.13% |
| Dividend Per Share | $0.80 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 26.7% | 29.4% |
| FCF Payout Ratio | 23.9% | 26.0% |
Shares
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 24,536,600 | 18,839,100 |
| Shares Change (YoY) | 0.26% | 0.39% |
| Shares Change (QoQ) | 0.12% | 0.00% |
| Float | 20,093,700 | 17,061,900 |
| Shares Held by Insiders | 18.1% | 5.89% |
| Shares Held by Institutions | 52.9% | 61.9% |
Taxes
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Income Tax | $24.36M | $14.50M |
| Effective Tax Rate | 25.3% | 21.1% |
Scores
| Measure | Five Star Bancorp | Industry median |
|---|---|---|
| Graham Number | $38.32 | $45.31 |
| Graham Upside | -10.2% | 21.6% |
| Altman Z-Score | 0.21 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Five Star Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.