FNWDNasdaqSavings Institution, Federally CharteredFiscal year ends December 31

Finward Bancorp

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026

$41.61−0.32 (-0.76%)

Close on Oct 19, 2026

Market cap: $179.72M
P/E (TTM): 18.3
Dividend yield: 0.87%

Finward Bancorp income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	TTM Q2 2026 2026-06-30	TTM Q1 2026 2026-03-31	TTM FY 2025 2025-12-31	TTM Q3 2025 2025-09-30	TTM Q2 2025 2025-06-30	TTM Q1 2025 2025-03-31	TTM FY 2024 2024-12-31	TTM Q3 2024 2024-09-30	TTM Q2 2024 2024-06-30	TTM Q1 2024 2024-03-31	TTM FY 2023 2023-12-31	TTM Q3 2023 2023-09-30	TTM Q2 2023 2023-06-30	TTM Q1 2023 2023-03-31	TTM FY 2022 2022-12-31	TTM Q3 2022 2022-09-30	TTM Q2 2022 2022-06-30	TTM Q1 2022 2022-03-31	TTM FY 2021 2021-12-31	TTM Q3 2021 2021-09-30	TTM Q2 2021 2021-06-30	TTM Q1 2021 2021-03-31	TTM FY 2020 2020-12-31	TTM Q3 2020 2020-09-30	TTM Q2 2020 2020-06-30	TTM Q1 2020 2020-03-31	TTM FY 2019 2019-12-31	TTM Q3 2019 2019-09-30	TTM Q2 2019 2019-06-30	TTM Q1 2019 2019-03-31	TTM FY 2018 2018-12-31	TTM Q3 2018 2018-09-30	TTM Q2 2018 2018-06-30	TTM Q1 2018 2018-03-31	TTM FY 2017 2017-12-31	TTM Q3 2017 2017-09-30	TTM Q2 2017 2017-06-30	TTM Q1 2017 2017-03-31	TTM FY 2016 2016-12-31	TTM Q3 2016 2016-09-30
Revenue	69	68	66	66	63	61	71	70	71	73	65	69	74	77	79	75	71	67	65	65	65	66	64	60	57	55	54	53	50	46	43	41	40	40	39	38	38	38	38	37
Interest Expense	–	–	–	–	–	–	–	–	–	36	31	25	17	10.00	4.89	2.20	1.64	1.76	2.08	2.61	3.30	4.22	5.74	7.31	8.69	9.40	9.09	8.37	7.17	6.08	5.09	4.09	3.43	2.93	2.59	2.42	2.35	2.33	2.35	2.31
Asset Impairment Charges	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	–	–	0	–	–	–	–	–	–	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	–	–	–	–	–	–	–	–	–	0.28	–	–	–	-0.30	–	–	–	0	–	–	–	0	–	–	–	0.13	–	–	–	–	–	–	–	–	–	–	–	–	–
Pretax Income	11	10	8.11	8.96	5.80	3.82	13	12	13	16	8.05	11	14	17	17	16	15	13	16	17	18	20	19	18	16	15	14	14	12	10	11	11	12	12	12	12	12	12	12	11
Income Tax Expense	0.68	0.29	0.02	0.76	0.49	0.51	1.33	0.40	0.21	0.32	-0.34	0.07	1.04	1.52	1.48	1.44	1.14	0.94	1.41	1.62	2.33	3.02	2.77	2.73	2.11	1.93	1.76	2.01	1.90	1.36	1.43	2.18	2.44	2.82	2.87	2.35	2.47	2.39	2.55	2.25
Net Income	9.82	9.87	8.09	8.20	5.31	3.31	12	12	13	15	8.38	11	13	15	15	14	13	13	15	15	16	17	16	15	14	13	12	12	11	9.00	9.34	8.58	9.21	9.22	8.96	9.40	9.48	9.20	9.14	8.84
Net Income to Common	9.82	9.87	8.09	8.20	5.31	3.31	12	12	13	15	8.38	11	13	15	15	14	13	13	15	15	16	17	16	15	14	13	12	12	11	–	9.34	–	–	–	–	–	–	–	–	–
EPS (Basic)(per share)	2.29	2.30	1.89	1.92	1.24	0.77	2.85	2.71	3.09	3.63	1.96	2.54	3.09	3.56	3.61	3.59	3.54	3.53	4.30	4.31	4.64	5.01	4.60	4.33	4.02	3.79	3.53	3.74	3.24	2.95	3.17	2.97	3.21	3.22	3.13	3.28	3.31	3.20	3.20	3.09
EPS (Diluted)(per share)	2.27	2.29	1.88	1.91	1.24	0.77	2.84	2.69	3.06	3.60	1.96	2.52	3.08	3.55	3.60	3.59	3.54	3.53	4.30	4.31	4.64	5.01	4.60	4.33	4.02	3.79	3.53	3.74	3.24	2.95	3.17	2.97	3.21	3.22	3.13	3.28	3.31	3.20	3.20	3.09
Shares Outstanding (Basic, Weighted)(shares)	4.28	4.27	4.27	4.27	4.27	4.26	4.26	4.26	4.25	4.25	4.27	4.27	4.27	4.27	4.18	4.00	3.81	3.61	3.48	3.47	3.47	3.47	3.46	3.46	3.46	3.45	3.43	3.32	3.21	3.07	2.95	2.91	2.87	2.86	2.86	2.86	2.86	2.86	2.86	2.86
Shares Outstanding (Diluted, Weighted)(shares)	4.30	4.30	4.29	4.29	4.29	4.28	4.27	4.27	4.27	4.26	4.28	4.28	4.28	4.28	4.19	4.00	3.81	3.61	3.48	3.47	3.47	3.47	3.46	3.46	3.46	3.45	3.43	3.32	3.21	3.07	2.95	2.91	2.87	2.87	2.86	2.86	2.86	2.86	2.86	2.86
Dividend per Share(per share)	0.48	0.48	0.36	0.36	0.36	0.36	0.48	0.48	0.67	0.86	1.05	1.24	1.24	1.24	1.24	1.86	1.86	1.86	1.24	1.24	1.24	1.24	1.24	1.24	1.24	1.24	1.23	1.22	1.21	1.20	1.19	1.17	1.16	1.15	1.15	1.14	1.13	1.12	1.11	1.10
Total Interest Income	93	92	92	91	90	90	89	89	88	88	86	83	80	76	72	65	59	54	51	51	51	51	52	52	52	53	52	51	48	43	39	37	35	34	33	33	33	32	32	32
Net Interest Income	60	59	57	54	52	50	48	49	50	52	55	59	63	66	67	63	57	52	49	48	48	47	46	44	43	43	43	42	40	37	34	33	31	31	31	31	30	30	30	30
Non-Interest Income	9.20	9.49	9.30	12	12	11	23	22	21	22	11	11	11	11	12	12	14	15	16	17	18	19	18	16	14	12	11	10	9.69	9.22	9.10	8.81	8.66	8.42	7.75	7.74	7.85	7.66	7.61	7.25
Provision for Credit Losses	0.41	-0.15	-0.21	-0.25	-0.31	-0.56	-0.50	0.12	0.61	1.54	2.03	1.46	0.97	0.49	0	0.22	0.36	0.93	1.51	3.11	3.82	3.75	3.69	3.13	2.78	2.78	2.58	1.68	1.50	1.28	1.31	1.43	1.28	1.31	1.20	1.14	1.24	1.21	1.27	1.22
Non-Interest Expense	59	58	58	58	58	58	58	57	56	56	55	57	59	60	62	59	57	52	47	45	43	42	42	39	39	37	37	36	36	35	31	29	27	26	25	25	25	25	25	25

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 14.2%
Return on equity, FY2025: 5.0%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 18.3
Price to sales: 2.61
Price to book: 1.01
Dividend yield: 0.87%