FINVNYSELoan BrokersFiscal year ends December 31Also trades as FVGPY
FinVolution Group
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026
$3.07−0.06 (-1.92%)
Close on Oct 19, 2026
Margins
Share of revenue, fiscal years 2014 to 2025
Net margin
18736.2%+18710.1 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +3.9% | -89.3% | -71.8% | -23.5% | |
| Net income | +6.7% | +3.9% | +5.2% | – | |
| EPS, diluted | +6.1% | +7.2% | +7.8% | – | |
| Free cash flow | -37.8% | +113.2% | -4.1% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | 24.2% | 16.0% | |
| Return on assets | – | 11.9% | 10.4% | |
| Capex to revenue | 2.5% | 0.1% | 620.4% | |
| Diluted shares | 665M | 1.49B | 1.33B |
Where the cash went
Fiscal 2021 to 2025, five years combined
FinVolution generated CN¥6.99B from operations and spent CN¥5.30B on capital expenditure, dividends and share buybacks. 14% of that went back into the business.
Generated
CN¥6.99B
Used
CN¥5.30B
Capital expenditureCN¥758.09M14%DividendsCN¥2.07B39%Share buybacksCN¥2.47B47%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin18736.2%
×Asset turnover0.00×
×Equity multiplier1.54×
=Return on equity, FY202516.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 18736.2% | 0.00× | 1.54× | 16.0% |
| FY2024 | 18239.5% | 0.00× | 1.55× | 16.5% |
| FY2023 | 18655.9% | 0.00× | 1.63× | 17.9% |
| FY2022 | 20.4% | 0.56× | 1.72× | 19.7% |
| FY2021 | 26.5% | 0.57× | 1.74× | 26.4% |
| FY2020 | 26.1% | 0.46× | 2.03× | 24.2% |
| FY2019 | 39.8% | 0.38× | 2.27× | 34.2% |
| FY2018 | 58.5% | 0.39× | 2.28× | 51.7% |
| FY2017 | 27.6% | 0.73× | 3.38× | 68.0% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
2of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zeroCN¥2.54B
- Cash generatingOperating cash flow above zeroCN¥1.87B
- Return on assets improvedROA up on the prior year11.2% → 10.8%
- Earnings backed by cashOperating cash flow above net incomeCN¥1.87B vs CN¥2.54B
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise1.32B → 1.33B
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.00 → 0.00