Financial Institutions Inc (FIISO) stock
FIISOOTCNational Commercial BanksFiscal year ends December 31Also trades as FIISP, FISI
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026Score 16/308% above fair value
$115.65+0.00 (0.00%)
Close on Oct 19, 2026Market cap $775.45MP/E 9.8Yield 3.15%
Financial Institutions free cash flow
Free cash flow is cash from operations minus capital expenditures: the cash available for dividends, buybacks, debt repayment or acquisitions.
Financial Institutions's free cash flow for the twelve months ending Jun 30, 2026 was $56.24M, up 99.5% year over year. For fiscal 2025 it was $13.25M, down 81.6% from the year before. Over ten years it grew -9.4% a year on average. The highest annual figure on record is $125.20M in fiscal 2022.
Annual free cash flow
| Period | Period end | Value | Change |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | $13.25M | -81.6% |
| FY2024 | Dec 31, 2024 | $72.15M | +813.1% |
| FY2023 | Dec 31, 2023 | $7.90M | -93.7% |
| FY2022 | Dec 31, 2022 | $125.20M | +97.0% |
| FY2021 | Dec 31, 2021 | $63.56M | +62.2% |
| FY2020 | Dec 31, 2020 | $39.19M | -27.5% |
| FY2019 | Dec 31, 2019 | $54.07M | -13.2% |
| FY2018 | Dec 31, 2018 | $62.30M | +61.6% |
| FY2017 | Dec 31, 2017 | $38.54M | -1.4% |
| FY2016 | Dec 31, 2016 | $39.08M | +9.8% |
| FY2015 | Dec 31, 2015 | $35.60M | +19.1% |
| FY2014 | Dec 31, 2014 | $29.90M | -11.5% |
| FY2013 | Dec 31, 2013 | $33.79M | +2.8% |
| FY2012 | Dec 31, 2012 | $32.86M | +15.9% |
| FY2011 | Dec 31, 2011 | $28.34M | -14.1% |
| FY2010 | Dec 31, 2010 | $32.99M | +62.4% |
| FY2009 | Dec 31, 2009 | $20.31M | – |
Quarterly free cash flow
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change |
|---|---|---|---|
| Q2 FY2026 | Jun 30, 2026 | $21.81M | – |
| Q1 FY2026 | Mar 31, 2026 | $23.04M | +150.7% |
| Q4 FY2025 | Dec 31, 2025 | $19.28M | -27.5% |
| Q3 FY2025 | Sep 30, 2025 | -$7.90M | – |
| Q2 FY2025 | Jun 30, 2025 | -$7.32M | -121.1% |
| Q1 FY2025 | Mar 31, 2025 | $9.19M | -17.3% |
| Q4 FY2024 | Dec 31, 2024 | $26.61M | – |
| Q3 FY2024 | Sep 30, 2024 | -$299.00K | -100.7% |
| Q2 FY2024 | Jun 30, 2024 | $34.72M | +341.3% |
| Q1 FY2024 | Mar 31, 2024 | $11.12M | +94.5% |
| Q4 FY2023 | Dec 31, 2023 | -$48.92M | -464.6% |
| Q3 FY2023 | Sep 30, 2023 | $43.24M | +27.2% |
| Q2 FY2023 | Jun 30, 2023 | $7.87M | -77.4% |
| Q1 FY2023 | Mar 31, 2023 | $5.71M | -86.7% |
| Q4 FY2022 | Dec 31, 2022 | $13.42M | -58.7% |
| Q3 FY2022 | Sep 30, 2022 | $34.00M | +427.6% |
| Q2 FY2022 | Jun 30, 2022 | $34.81M | +648.5% |
| Q1 FY2022 | Mar 31, 2022 | $42.98M | +114.7% |
| Q4 FY2021 | Dec 31, 2021 | $32.45M | +49.6% |
| Q3 FY2021 | Sep 30, 2021 | $6.45M | -33.6% |
| Q2 FY2021 | Jun 30, 2021 | $4.65M | -0.4% |
| Q1 FY2021 | Mar 31, 2021 | $20.02M | +540.3% |
| Q4 FY2020 | Dec 31, 2020 | $21.69M | +42.0% |
| Q3 FY2020 | Sep 30, 2020 | $9.70M | -14.5% |
| Q2 FY2020 | Jun 30, 2020 | $4.67M | -63.1% |
| Q1 FY2020 | Mar 31, 2020 | $3.13M | -78.9% |
| Q4 FY2019 | Dec 31, 2019 | $15.28M | +13.3% |
| Q3 FY2019 | Sep 30, 2019 | $11.35M | -42.2% |
| Q2 FY2019 | Jun 30, 2019 | $12.67M | +1.8% |
| Q1 FY2019 | Mar 31, 2019 | $14.78M | -11.6% |
| Q4 FY2018 | Dec 31, 2018 | $13.49M | +33.6% |
| Q3 FY2018 | Sep 30, 2018 | $19.64M | +60.3% |
| Q2 FY2018 | Jun 30, 2018 | $12.44M | -12.3% |
| Q1 FY2018 | Mar 31, 2018 | $16.72M | +733.3% |
| Q4 FY2017 | Dec 31, 2017 | $10.09M | +71.3% |
| Q3 FY2017 | Sep 30, 2017 | $12.25M | -11.2% |
| Q2 FY2017 | Jun 30, 2017 | $14.19M | – |
| Q1 FY2017 | Mar 31, 2017 | $2.01M | – |
| Q4 FY2016 | Dec 31, 2016 | $5.89M | – |
| Q3 FY2016 | Sep 30, 2016 | $13.81M | – |
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