FGBINasdaqSavings Institution, Federally CharteredFiscal year ends December 31Also trades as FGBIP
First Guaranty Bancshares, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$8.21−0.01 (-0.12%)
Close on Oct 19, 2026
- Market cap
- $134.04M
- P/E (TTM)
- –
- Dividend yield
- 0.49%
First Guaranty Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Market Cap | $135.79M | $679.86M |
| Enterprise Value | -$645.79M | $418.07M |
| PS Ratio | 1.45 | 3.62 |
| PB Ratio | 0.60 | 1.18 |
| P/TBV Ratio | 0.60 | 1.42 |
| P/FCF Ratio | 3.53 | 10.93 |
| P/OCF Ratio | 2.49 | 10.04 |
Enterprise value
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| EV / Sales | -6.91 | 2.78 |
| EV / FCF | -16.77 | 8.40 |
Income (trailing twelve months)
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Revenue | $93.52M | $170.85M |
| Pretax Income | -$43.20M | $70.12M |
| Net Income | -$36.38M | $54.33M |
| EPS (Diluted) | -$2.58 | $2.90 |
Margins
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Pretax Margin | -46.2% | 36.4% |
| Profit Margin | -38.9% | 29.1% |
| FCF Margin | 41.2% | 33.0% |
Returns
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | -14.8% | 10.5% |
| Return on Assets (ROA) | -0.93% | 1.12% |
Growth
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -7.55% | 11.8% |
| FCF Growth (YoY) | 274.7% | 27.1% |
| Revenue Growth (3Y CAGR) | -4.93% | 5.82% |
| Revenue Growth (5Y CAGR) | -0.62% | 6.17% |
Balance sheet
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $781.58M | $205.54M |
| Net Cash (Debt) | $781.58M | $164.40M |
| Net Cash Per Share | $47.26 | $8.13 |
| Equity (Book Value) | $227.35M | $560.44M |
| Book Value Per Share | $13.75 | $28.47 |
| Tangible Book Value | $225.13M | $472.29M |
Cash flow (trailing twelve months)
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $54.53M | $61.20M |
| Capital Expenditures | -$16.03M | -$4.02M |
| Free Cash Flow | $38.50M | $52.43M |
| FCF Per Share | $2.33 | $3.07 |
Efficiency
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.04 |
| Revenue Per Employee | $6.23K | $357.09K |
| Profits Per Employee | -$2.43K | $107.23K |
| Employee Count | 15,000 | 528 |
Dividends and yields
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Earnings Yield | -26.8% | 8.07% |
| FCF Yield | 28.4% | 8.89% |
| Dividend Yield | 0.49% | 2.48% |
| Buyback Yield | -5.51% | 1.52% |
| Shareholder Yield | -5.03% | 3.13% |
| Dividend Per Share | $0.04 | $0.93 |
| Dividend Growth (YoY) | -90.2% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| FCF Payout Ratio | 1.63% | 26.0% |
Shares
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 16,539,100 | 18,910,300 |
| Shares Change (YoY) | 24.2% | 0.39% |
| Shares Change (QoQ) | 0.00% | 0.00% |
| Float | 6,201,630 | 16,895,350 |
| Shares Held by Insiders | 62.5% | 5.92% |
| Shares Held by Institutions | 8.48% | 61.9% |
Taxes
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Income Tax | -$6.83M | $14.50M |
Scores
| Measure | First Guaranty Bancshares | Industry median |
|---|---|---|
| Altman Z-Score | 0.05 | 0.21 |
| Piotroski F-Score | 2 | 6 |
Calculated by StockData from First Guaranty Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.