First Citizens BancShares Inc (FCNCB) balance sheet

FCNCBOTCState Commercial BanksFiscal year ends December 31Also trades as FCNCA, FCNCN, FCNCO, FCNCP

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/303% above fair value

$1700.00+15.00 (+0.89%)

Close on Oct 19, 2026Market cap $19.20BP/E 9.1Yield 0.47%

First Citizens BancShares Inc balance sheet

Millions of USD, except per-share data. Shares in millions.

Line item	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2025 2025-12-31	Q3 2025 2025-09-30	Q2 2025 2025-06-30	Q1 2025 2025-03-31	Q4 2024 2024-12-31	Q3 2024 2024-09-30	Q2 2024 2024-06-30	Q1 2024 2024-03-31	Q4 2023 2023-12-31	Q3 2023 2023-09-30	Q2 2023 2023-06-30	Q1 2023 2023-03-31	Q4 2022 2022-12-31	Q3 2022 2022-09-30	Q2 2022 2022-06-30	Q1 2022 2022-03-31	Q4 2021 2021-12-31	Q3 2021 2021-09-30	Q2 2021 2021-06-30	Q1 2021 2021-03-31	Q4 2020 2020-12-31	Q3 2020 2020-09-30	Q2 2020 2020-06-30	Q1 2020 2020-03-31	Q4 2019 2019-12-31	Q3 2019 2019-09-30	Q2 2019 2019-06-30	Q1 2019 2019-03-31	Q4 2018 2018-12-31	Q3 2018 2018-09-30	Q2 2018 2018-06-30	Q1 2018 2018-03-31	Q4 2017 2017-12-31	Q3 2017 2017-09-30	Q2 2017 2017-06-30	Q1 2017 2017-03-31	Q4 2016 2016-12-31	Q3 2016 2016-09-30
Cash & Equivalents	1,519	1,080	801	874	889	812	814	862	764	698	908	791	917	1,598	518	481	583	523	338	338	395	410	362	352	389	454	377	289	284	269	327	263	261	248	336	296	557	502	540	496
Cash & Short-Term Investments	1,519	1,080	801	874	889	812	814	862	764	698	908	791	917	1,598	518	481	583	523	338	338	395	410	362	352	389	454	377	289	284	269	327	263	261	248	336	296	557	502	540	496
Receivables	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	939	–	862	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Property, Plant & Equipment	2,523	2,499	2,447	2,283	2,115	2,044	2,006	1,974	1,938	–	1,877	–	–	–	–	–	–	–	1,233	1,231	1,238	1,239	1,251	1,255	1,256	1,252	1,244	1,223	1,213	1,204	1,204	1,167	1,168	1,141	1,138	1,132	1,130	1,124	1,133	1,135
Gross Property, Plant & Equipment	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	2,313	–	–	–	2,261	–	–	–	2,159	–	–	–	2,096	–	–	–	1,939	–	–	–	1,860	–
Accumulated Depreciation	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	-1,080	–	–	–	-1,010	–	–	–	-915	–	–	–	-892	–	–	–	-800	–	–	–	-727	–
Operating Lease Right-of-Use Assets	278	285	294	305	318	300	316	331	344	355	354	403	360	337	345	366	378	384	64	62	65	65	68	70	73	75	77	80	82	71	–	–	–	–	–	–	–	–	–	–
Goodwill	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	346	350	350	350	350	350	350	350	349	297	297	236	236	208	208	151	151	151	151	151	151	151
Intangible Assets	171	182	195	208	221	234	249	265	280	295	312	329	347	364	140	145	150	156	19	44	47	52	51	54	59	64	68	65	70	67	72	73	77	69	73	77	81	75	78	80
Total Assets	236,842	235,959	229,698	233,488	229,653	228,822	223,720	220,567	219,827	217,836	213,758	213,765	209,502	214,658	109,298	109,310	107,673	108,597	58,309	56,902	55,175	53,909	49,958	48,667	47,866	41,594	39,824	37,748	37,655	35,962	35,409	34,955	35,089	34,436	34,528	34,584	34,770	34,018	32,991	32,972
Short-Term Debt	152	170	224	423	471	450	367	391	386	395	485	453	454	1,009	2,186	3,128	–	616	589	–	–	–	641	–	–	–	738	–	–	–	572	–	–	–	694	–	–	–	603	–
Current Debt	152	170	224	423	471	450	367	391	386	395	485	453	454	1,009	2,186	3,128	–	616	589	–	–	–	641	–	–	–	738	–	–	–	572	688	614	555	694	679	785	796	603	730
Long-Term Debt	32,036	33,792	35,784	38,252	37,641	37,956	36,684	36,770	37,072	37,145	37,169	37,259	39,685	45,085	4,459	5,215	3,813	2,676	1,195	–	–	–	–	–	–	–	–	112	18	15	14	297	241	194	870	866	880	728	833	840
Operating Lease Liabilities	310	317	329	342	356	340	357	373	385	397	396	411	368	345	352	373	384	385	64	63	66	66	68	70	73	75	77	79	81	72	–	–	–	–	–	–	–	–	–	–
Deferred Tax Liabilities	–	–	–	–	–	–	3,534	3,561	3,344	3,545	3,579	3,627	3,147	3,551	286	173	177	160	33	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	214,942	213,911	207,460	211,502	207,357	206,527	201,492	197,739	197,340	195,988	192,503	193,376	189,731	195,442	99,636	99,477	97,031	98,027	53,571	52,321	50,699	49,587	45,728	44,592	43,875	37,637	36,238	34,180	34,080	32,438	31,920	31,456	31,642	31,064	31,193	31,270	31,530	30,918	29,978	29,888
Total Debt	32,188	33,962	36,008	38,675	38,112	38,406	37,051	37,161	37,458	37,540	37,654	37,712	40,139	46,094	6,645	8,343	3,813	3,292	1,784	–	–	–	641	–	–	–	738	112	18	15	586	985	855	749	1,564	1,545	1,664	1,523	1,436	1,570
Preferred Stock	1,765	1,765	1,375	881	881	881	881	881	881	881	881	881	881	881	881	881	881	881	340	340	340	340	340	340	340	0.00	0	0	0	0	0	–	–	–	0	–	–	–	–	–
Additional Paid-In Capital	–	–	0	270	1,179	1,798	2,417	3,389	4,099	4,099	4,108	4,106	4,106	4,104	4,109	4,506	5,345	5,344	0	–	–	–	0	0	0	340	44	169	304	393	494	601	659	659	659	659	659	659	659	659
Retained Earnings	20,354	20,343	20,768	20,866	20,337	19,802	19,361	18,703	18,102	17,435	16,742	16,267	15,541	14,885	5,392	5,160	4,865	4,634	4,378	4,264	4,149	4,005	3,867	3,738	3,651	3,633	3,658	3,561	3,440	3,325	3,219	3,134	3,021	2,932	2,785	2,735	2,672	2,541	2,477	2,428
Comprehensive Income & Other	-230	-72	83	-44	-114	-199	-445	-159	-610	-582	-491	-880	-772	-669	-735	-729	-465	-305	10	-32	-22	-34	12	-14	-9.66	-26	-127	-172	-181	-207	-235	-248	-245	-230	-122	-92	-103	-111	-135	-15
Shareholders' Equity	21,900	22,048	22,238	21,986	22,296	22,295	22,228	22,828	22,487	21,848	21,255	20,389	19,771	19,216	9,662	9,833	10,642	10,570	4,738	4,582	4,477	4,321	4,229	4,074	3,991	3,958	3,586	3,568	3,575	3,523	3,489	3,499	3,447	3,372	3,334	3,314	3,240	3,101	3,012	3,084
Total Equity	21,900	22,048	22,238	21,986	22,296	22,295	22,228	22,828	22,487	21,848	21,255	20,389	19,771	19,216	9,662	9,833	10,642	10,570	4,738	4,582	4,477	4,321	4,229	4,074	3,991	3,958	3,586	3,568	3,575	3,523	3,489	3,499	3,447	3,372	3,334	3,314	3,240	3,101	3,012	3,084
Total Liabilities & Equity	236,842	235,959	229,698	233,488	229,653	228,822	223,720	220,567	219,827	217,836	213,758	213,765	209,502	214,658	109,298	109,310	107,673	108,597	58,309	56,902	55,175	53,909	49,958	48,667	47,866	41,594	39,824	37,748	37,655	35,962	35,409	34,955	35,089	34,436	34,528	34,584	34,770	34,018	32,991	32,972
Loans, Net	149,550	147,134	146,364	143,106	139,597	139,678	138,545	137,017	137,641	133,633	131,555	131,529	131,378	136,683	69,859	68,908	66,885	64,676	32,194	32,333	32,501	32,970	32,568	32,621	32,196	29,032	28,656	26,970	26,502	25,235	25,300	24,667	24,314	23,389	23,375	22,917	22,643	21,686	21,519	21,085
Allowance for Credit Losses	1,484	1,558	1,566	1,652	1,672	1,680	1,676	1,678	1,700	1,737	1,747	1,673	1,637	1,605	922	882	850	848	178	183	189	210	225	224	222	209	225	227	227	229	224	219	225	223	222	232	229	221	219	212
Deposits	173,427	170,842	161,578	163,190	159,935	159,325	155,229	151,574	151,079	149,609	145,854	146,233	141,164	140,050	89,408	87,553	89,329	91,597	51,406	50,065	48,411	47,331	43,432	42,251	41,479	35,347	34,431	32,743	32,720	31,198	30,672	30,164	30,409	29,969	29,266	29,334	29,456	29,003	28,161	27,925

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.5%
Return on equity, FY2025: 9.9%

Financial strength

Current ratio: –
Debt to equity: 1.47
Debt to assets: 13.6%
Cash to current liabilities: –

Valuation

P/E ratio: 9.1
Price to sales: 2.00
Price to book: 0.88
Dividend yield: 0.47%