FIRST CITIZENS BANCSHARES INC /DE/

First Citizens BancShares, Inc. operates as a financial holding company providing consumer, commercial, and wealth management services through its banking subsidiary and specialized business divisions. The company is organized into three reportable segments: General Bank, Commercial Bank, and Rail. Its General Bank offers consumer and business deposit accounts, residential mortgages, commercial loans, trust, and private banking services, while also serving property management companies and homeowner associations. Through the Commercial Bank, it delivers lending, leasing, liquidity management, factoring, capital markets, and advisory services primarily to small and middle-market businesses, private equity and venture capital firms, and innovation-focused enterprises in technology, life sciences, and healthcare. Its Rail segment leases railroad cars and locomotives and offers secured equipment financing to shippers and railroads.

The company delivers services via a nationwide digital platform and an extensive domestic footprint of more than 500 branches and offices concentrated across twenty-three states, with its largest branch networks in North Carolina, South Carolina, and California. Originally established in Smithfield, North Carolina, the institution maintains its primary operational base in North Carolina.

Summary of the business section of First Citizens Bancshares's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

“As of December 31, 2025, BancShares employed approximately 17,876 full-time staff and approximately 265 part-time staff for a total of 18,141 employees.”