FBPNYSEState Commercial BanksFiscal year ends December 31
FIRST BANCORP /PR/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$27.13−0.24 (-0.88%)
Close on Oct 19, 2026
- Market cap
- $4.18B
- P/E (TTM)
- 11.4
- Dividend yield
- 2.65%
First Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Bancorp | Industry median |
|---|---|---|
| Market Cap | $4.14B | $679.86M |
| Enterprise Value | $3.58B | $418.07M |
| PE Ratio | 11.45 | 12.00 |
| PS Ratio | 3.23 | 3.62 |
| PB Ratio | 2.10 | 1.18 |
| P/TBV Ratio | 2.14 | 1.42 |
| P/FCF Ratio | 9.39 | 10.93 |
| P/OCF Ratio | 9.04 | 10.04 |
Enterprise value
| Measure | First Bancorp | Industry median |
|---|---|---|
| EV / Sales | 2.79 | 2.78 |
| EV / FCF | 8.12 | 8.40 |
Income (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue | $1.28B | $170.85M |
| Pretax Income | $448.02M | $70.12M |
| Net Income | $372.56M | $54.33M |
| EPS (Diluted) | $2.37 | $2.90 |
Margins
| Measure | First Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 34.9% | 36.4% |
| Profit Margin | 29.0% | 29.1% |
| FCF Margin | 34.4% | 33.0% |
Returns
| Measure | First Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 19.5% | 10.5% |
| Return on Assets (ROA) | 1.95% | 1.12% |
Growth
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 1.98% | 11.8% |
| Net Income Growth (YoY) | 21.5% | 23.1% |
| EPS Growth (YoY) | 26.1% | 22.7% |
| FCF Growth (YoY) | 7.52% | 27.1% |
| Revenue Growth (3Y CAGR) | 8.39% | 5.82% |
| Revenue Growth (5Y CAGR) | 9.31% | 6.17% |
| EPS Growth (3Y CAGR) | 10.6% | 1.26% |
| EPS Growth (5Y CAGR) | 36.1% | 8.24% |
Balance sheet
| Measure | First Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $561.33M | $205.54M |
| Net Cash (Debt) | $561.33M | $164.40M |
| Net Cash Per Share | $3.68 | $8.13 |
| Equity (Book Value) | $1.98B | $560.44M |
| Book Value Per Share | $12.95 | $28.47 |
| Tangible Book Value | $1.94B | $472.29M |
Cash flow (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $458.19M | $61.20M |
| Capital Expenditures | -$17.15M | -$4.02M |
| Free Cash Flow | $441.05M | $52.43M |
| FCF Per Share | $2.89 | $3.07 |
Efficiency
| Measure | First Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.07 | 0.04 |
| Revenue Per Employee | $398.88K | $357.09K |
| Profits Per Employee | $115.77K | $107.23K |
| Employee Count | 3,218 | 528 |
Dividends and yields
| Measure | First Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 8.99% | 8.07% |
| FCF Yield | 10.6% | 8.89% |
| Dividend Yield | 2.65% | 2.48% |
| Buyback Yield | 4.95% | 1.52% |
| Shareholder Yield | 7.61% | 3.13% |
| Dividend Per Share | $0.72 | $0.93 |
| Dividend Growth (YoY) | 12.5% | 4.26% |
| Years of Dividend Growth | 8 | 2 |
| Payout Ratio | 32.1% | 29.4% |
| FCF Payout Ratio | 27.1% | 26.0% |
Shares
| Measure | First Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 152,668,000 | 18,910,300 |
| Shares Change (YoY) | -3.83% | 0.39% |
| Shares Change (QoQ) | -1.31% | 0.00% |
| Float | 148,915,000 | 16,895,350 |
| Shares Held by Insiders | 2.46% | 5.92% |
| Shares Held by Institutions | 96.7% | 61.9% |
Taxes
| Measure | First Bancorp | Industry median |
|---|---|---|
| Income Tax | $75.46M | $14.50M |
| Effective Tax Rate | 16.8% | 21.1% |
Scores
| Measure | First Bancorp | Industry median |
|---|---|---|
| Graham Number | $26.28 | $45.31 |
| Graham Upside | -3.14% | 21.6% |
| Altman Z-Score | 0.38 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from First Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.