FBNCNasdaqState Commercial BanksFiscal year ends December 31
FIRST BANCORP /NC/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$60.15−0.21 (-0.35%)
Close on Oct 19, 2026
- Market cap
- $2.49B
- P/E (TTM)
- 18.7
- Dividend yield
- 1.51%
First Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Bancorp | Industry median |
|---|---|---|
| Market Cap | $2.49B | $679.86M |
| Enterprise Value | $1.94B | $418.07M |
| PE Ratio | 18.68 | 12.00 |
| PS Ratio | 5.88 | 3.62 |
| PB Ratio | 1.45 | 1.18 |
| P/TBV Ratio | 2.04 | 1.42 |
| P/FCF Ratio | 10.96 | 10.93 |
| P/OCF Ratio | 10.70 | 10.04 |
Enterprise value
| Measure | First Bancorp | Industry median |
|---|---|---|
| EV / Sales | 4.58 | 2.78 |
| EV / FCF | 8.54 | 8.40 |
Income (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue | $423.10M | $170.85M |
| Pretax Income | $165.27M | $70.12M |
| Net Income | $133.25M | $54.33M |
| EPS (Diluted) | $3.22 | $2.90 |
Margins
| Measure | First Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 39.1% | 36.4% |
| Profit Margin | 31.5% | 29.1% |
| FCF Margin | 53.6% | 33.0% |
Returns
| Measure | First Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.14% | 10.5% |
| Return on Assets (ROA) | 1.04% | 1.12% |
Growth
| Measure | First Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.6% | 11.8% |
| Net Income Growth (YoY) | 37.1% | 23.1% |
| EPS Growth (YoY) | 37.0% | 22.7% |
| FCF Growth (YoY) | 11.9% | 27.1% |
| Revenue Growth (3Y CAGR) | 57.1% | 5.82% |
| Revenue Growth (5Y CAGR) | -25.7% | 6.17% |
| EPS Growth (3Y CAGR) | -13.4% | 1.26% |
| EPS Growth (5Y CAGR) | -0.94% | 8.24% |
Balance sheet
| Measure | First Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $550.33M | $205.54M |
| Net Cash (Debt) | $550.33M | $164.40M |
| Net Cash Per Share | $13.30 | $8.13 |
| Equity (Book Value) | $1.72B | $560.44M |
| Book Value Per Share | $41.49 | $28.47 |
| Tangible Book Value | $1.22B | $472.29M |
Cash flow (trailing twelve months)
| Measure | First Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $232.50M | $61.20M |
| Capital Expenditures | -$5.52M | -$4.02M |
| Free Cash Flow | $226.98M | $52.43M |
| FCF Per Share | $5.49 | $3.07 |
Efficiency
| Measure | First Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $10.07M | $357.09K |
| Profits Per Employee | $3.17M | $107.23K |
| Employee Count | 42 | 528 |
Dividends and yields
| Measure | First Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 5.35% | 8.07% |
| FCF Yield | 9.12% | 8.89% |
| Dividend Yield | 1.51% | 2.48% |
| Buyback Yield | 0.29% | 1.52% |
| Shareholder Yield | 1.80% | 3.13% |
| Dividend Per Share | $0.91 | $0.93 |
| Dividend Growth (YoY) | 3.41% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 28.9% | 29.4% |
| FCF Payout Ratio | 17.0% | 26.0% |
Shares
| Measure | First Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 41,374,200 | 18,910,300 |
| Shares Change (YoY) | 0.09% | 0.39% |
| Shares Change (QoQ) | -0.00% | 0.00% |
| Float | 40,854,000 | 16,895,350 |
| Shares Held by Insiders | 1.26% | 5.92% |
| Shares Held by Institutions | 82.6% | 61.9% |
Taxes
| Measure | First Bancorp | Industry median |
|---|---|---|
| Income Tax | $32.01M | $14.50M |
| Effective Tax Rate | 19.4% | 21.1% |
Scores
| Measure | First Bancorp | Industry median |
|---|---|---|
| Graham Number | $54.82 | $45.31 |
| Graham Upside | -8.85% | 21.6% |
| Altman Z-Score | 0.26 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from First Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.