First Business Financial Services, Inc. (FBIZ) stock
FBIZNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 18/3016% above fair value
$75.31+0.24 (+0.32%)
Close on Nov 13, 2026Market cap $627.24MP/E 11.1Yield 1.54%
First Business Financial Services profit margin
Profit margin (net margin) is net income as a percentage of revenue.
First Business Financial Services's profit margin for the twelve months ending Sep 30, 2026 was 31.9%. For fiscal 2025 it was 29.8%, against 28.8% the year before. The highest annual figure on record is 32.0% in fiscal 2022.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 29.8% | +1.0 |
| FY2024 | Dec 31, 2024 | 28.8% | +3.1 |
| FY2023 | Dec 31, 2023 | 25.7% | −6.2 |
| FY2022 | Dec 31, 2022 | 32.0% | +0.2 |
| FY2021 | Dec 31, 2021 | 31.7% | +15.4 |
| FY2020 | Dec 31, 2020 | 16.3% | −8.7 |
| FY2019 | Dec 31, 2019 | 25.0% | +5.9 |
| FY2018 | Dec 31, 2018 | 19.1% | +3.7 |
| FY2017 | Dec 31, 2017 | 15.4% | −2.9 |
| FY2016 | Dec 31, 2016 | 18.3% | −3.5 |
| FY2015 | Dec 31, 2015 | 21.8% | −3.3 |
| FY2014 | Dec 31, 2014 | 25.1% | −2.1 |
| FY2013 | Dec 31, 2013 | 27.2% | +8.0 |
| FY2012 | Dec 31, 2012 | 19.2% | −0.7 |
| FY2011 | Dec 31, 2011 | 19.8% | +17.4 |
| FY2010 | Dec 31, 2010 | 2.4% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 34.9% | +2.6 |
| Q2 FY2026 | Jun 30, 2026 | 33.4% | +5.5 |
| Q1 FY2026 | Mar 31, 2026 | 27.5% | +0.2 |
| Q4 FY2025 | Dec 31, 2025 | 31.6% | −3.5 |
| Q3 FY2025 | Sep 30, 2025 | 32.3% | +4.7 |
| Q2 FY2025 | Jun 30, 2025 | 27.8% | +0.3 |
| Q1 FY2025 | Mar 31, 2025 | 27.4% | +3.0 |
| Q4 FY2024 | Dec 31, 2024 | 35.0% | +8.4 |
| Q3 FY2024 | Sep 30, 2024 | 27.6% | +0.8 |
| Q2 FY2024 | Jun 30, 2024 | 27.5% | +3.8 |
| Q1 FY2024 | Mar 31, 2024 | 24.4% | −1.2 |
| Q4 FY2023 | Dec 31, 2023 | 26.7% | −2.8 |
| Q3 FY2023 | Sep 30, 2023 | 26.8% | −4.9 |
| Q2 FY2023 | Jun 30, 2023 | 23.7% | −13.0 |
| Q1 FY2023 | Mar 31, 2023 | 25.6% | −4.5 |
| Q4 FY2022 | Dec 31, 2022 | 29.5% | −0.6 |
| Q3 FY2022 | Sep 30, 2022 | 31.8% | −0.8 |
| Q2 FY2022 | Jun 30, 2022 | 36.7% | +7.3 |
| Q1 FY2022 | Mar 31, 2022 | 30.1% | −4.6 |
| Q4 FY2021 | Dec 31, 2021 | 30.2% | +9.4 |
| Q3 FY2021 | Sep 30, 2021 | 32.6% | +16.1 |
| Q2 FY2021 | Jun 30, 2021 | 29.4% | +16.3 |
| Q1 FY2021 | Mar 31, 2021 | 34.7% | +20.7 |
| Q4 FY2020 | Dec 31, 2020 | 20.8% | −1.7 |
| Q3 FY2020 | Sep 30, 2020 | 16.5% | −6.0 |
| Q2 FY2020 | Jun 30, 2020 | 13.2% | −15.8 |
| Q1 FY2020 | Mar 31, 2020 | 14.0% | −12.4 |
| Q4 FY2019 | Dec 31, 2019 | 22.5% | +3.8 |
| Q3 FY2019 | Sep 30, 2019 | 22.5% | −1.6 |
| Q2 FY2019 | Jun 30, 2019 | 29.0% | +13.3 |
| Q1 FY2019 | Mar 31, 2019 | 26.3% | +8.9 |
| Q4 FY2018 | Dec 31, 2018 | 18.7% | −2.7 |
| Q3 FY2018 | Sep 30, 2018 | 24.1% | +10.7 |
| Q2 FY2018 | Jun 30, 2018 | 15.7% | +6.4 |
| Q1 FY2018 | Mar 31, 2018 | 17.5% | −0.4 |
| Q4 FY2017 | Dec 31, 2017 | 21.4% | +2.2 |
| Q3 FY2017 | Sep 30, 2017 | 13.4% | – |
| Q2 FY2017 | Jun 30, 2017 | 9.3% | – |
| Q1 FY2017 | Mar 31, 2017 | 17.9% | – |
| Q4 FY2016 | Dec 31, 2016 | 19.2% | – |
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