Community West Bancshares vs First Business Financial Services
CWBC and FBIZ side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CWBC and FBIZ compare
Community West Bancshares and First Business Financial Services are about the same size, with market caps of $690M and $627M.
On earnings, First Business Financial Services is cheaper: it trades at 11.1× trailing earnings, against 16.1× for Community West Bancshares.
Community West Bancshares grew revenue faster over the last twelve months (29.0% versus 7.9% for First Business Financial Services).
First Business Financial Services keeps more of each dollar of sales as profit, with a net margin of 31.9% compared with 18.2% at Community West Bancshares.
Both pay dividends: Community West Bancshares yields 1.9% and First Business Financial Services 2.2%.
First Business Financial Services scores higher on the StockData Score (18 against 12 for Community West Bancshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CWBC | FBIZ |
|---|---|---|
| Size and price | ||
| Market cap | $690M | $627M |
| Share price | $25.43 | $75.31 |
| Change, 1 year | 17.5% | 43.2% |
| Change, 5 years | 19.6% | 151% |
| Beta (5Y) | 0.70 | 0.58 |
| Employees | 338 | 371 |
| StockData Score | ||
| Total score | 12 | 18 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 1 | 6 (better) |
| Health score | 4 | 5 (better) |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 16.1× | 11.1× (better) |
| P/S | 3.7× | 3.5× (better) |
| P/B | 1.1× (better) | 1.6× |
| P/FCF | 13.0× | 9.2× (better) |
| PEG | – | 1.43 |
| FCF yield | 7.7% | 10.8% (better) |
| Fair value | $21.73 | $65.13 |
| Margin of safety | −17.0% | −15.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 29.0% (better) | 7.9% |
| Revenue growth, 5Y average | 13.4% (better) | 10.1% |
| Net income growth (TTM) | −1.4% | 12.2% (better) |
| EPS growth (TTM) | −11.2% | 12.0% (better) |
| EPS growth, 5Y average | 4.3% | 24.7% (better) |
| Profitability | ||
| Net margin | 18.2% | 31.9% (better) |
| FCF margin | 28.8% | 37.5% (better) |
| Return on equity | 6.7% | 15.1% (better) |
| Financial health | ||
| Altman Z-score | 0.20 | 0.24 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | 2.2% (better) |
| Payout ratio | 48.3% | 19.3% |
| Years of dividend growth | 0 | 13 (better) |
| Dividend growth, 5Y average | 1.8% | 11.9% (better) |
| Buyback yield | 0.03% | 0.41% (better) |
| Shareholder yield | 1.9% | 2.6% (better) |
| Ownership | ||
| Held by institutions | 57.8% | 71.4% |
| Held by insiders | 9.4% | 6.7% |
| Insider net buying, 12 months | $220K (better) | −$47.4K |
| Short interest, % of float | 7.0% | 4.9% |
Go deeper
- CWBC stock overview
- CWBC income statement
- CWBC valuation and score
- FBIZ stock overview
- FBIZ income statement
- FBIZ valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.