Embassy Bancorp, Inc. (EMYB) stock
EMYBOTCState Commercial BanksFiscal year ends December 31
$21.25+0.00 (0.00%)
Close on Oct 19, 2026Market cap $156.79MP/E 9.7Yield 2.26%
Embassy Bancorp profit margin
Profit margin (net margin) is net income as a percentage of revenue.
Embassy Bancorp's profit margin for the twelve months ending Sep 30, 2026 was 32.0%. For fiscal 2025 it was 30.0%, against 26.5% the year before. The highest annual figure on record is 36.6% in fiscal 2021.
Annual profit margin
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| FY2025 | Dec 31, 2025 | 30.0% | +3.5 |
| FY2024 | Dec 31, 2024 | 26.5% | −3.9 |
| FY2023 | Dec 31, 2023 | 30.4% | −6.0 |
| FY2022 | Dec 31, 2022 | 36.4% | −0.2 |
| FY2021 | Dec 31, 2021 | 36.6% | +4.8 |
| FY2020 | Dec 31, 2020 | 31.7% | +1.3 |
| FY2019 | Dec 31, 2019 | 30.5% | +1.1 |
| FY2018 | Dec 31, 2018 | 29.4% | +7.1 |
| FY2017 | Dec 31, 2017 | 22.3% | −1.8 |
| FY2016 | Dec 31, 2016 | 24.1% | −2.4 |
| FY2015 | Dec 31, 2015 | 26.5% | +1.4 |
| FY2014 | Dec 31, 2014 | 25.1% | – |
Quarterly profit margin
Change is against the same quarter a year earlier.
| Period | Period end | Value | Change (pts) |
|---|---|---|---|
| Q3 FY2026 | Sep 30, 2026 | 36.0% | +3.7 |
| Q2 FY2026 | Jun 30, 2026 | 31.3% | +1.1 |
| Q1 FY2026 | Mar 31, 2026 | 30.8% | +3.1 |
| Q4 FY2025 | Dec 31, 2025 | 29.5% | +3.3 |
| Q3 FY2025 | Sep 30, 2025 | 32.3% | +5.2 |
| Q2 FY2025 | Jun 30, 2025 | 30.3% | +4.3 |
| Q1 FY2025 | Mar 31, 2025 | 27.6% | +0.8 |
| Q4 FY2024 | Dec 31, 2024 | 26.2% | −3.5 |
| Q3 FY2024 | Sep 30, 2024 | 27.1% | −3.0 |
| Q2 FY2024 | Jun 30, 2024 | 26.0% | −2.5 |
| Q1 FY2024 | Mar 31, 2024 | 26.8% | −6.1 |
| Q4 FY2023 | Dec 31, 2023 | 29.7% | −9.1 |
| Q3 FY2023 | Sep 30, 2023 | 30.1% | −7.4 |
| Q2 FY2023 | Jun 30, 2023 | 28.5% | −7.3 |
| Q1 FY2023 | Mar 31, 2023 | 32.9% | −4.6 |
| Q4 FY2022 | Dec 31, 2022 | 38.7% | +2.0 |
| Q3 FY2022 | Sep 30, 2022 | 37.5% | +1.3 |
| Q4 FY2021 | Dec 31, 2021 | 35.8% | +2.7 |
| Q3 FY2021 | Sep 30, 2021 | 37.5% | +4.5 |
| Q2 FY2021 | Jun 30, 2021 | 36.8% | +3.7 |
| Q1 FY2021 | Mar 31, 2021 | 36.2% | +9.1 |
| Q4 FY2020 | Dec 31, 2020 | 33.1% | +1.6 |
| Q3 FY2020 | Sep 30, 2020 | 33.1% | +1.4 |
| Q2 FY2020 | Jun 30, 2020 | 33.1% | +3.6 |
| Q1 FY2020 | Mar 31, 2020 | 27.0% | −2.0 |
| Q4 FY2019 | Dec 31, 2019 | 31.5% | +3.2 |
| Q3 FY2019 | Sep 30, 2019 | 31.7% | +0.9 |
| Q2 FY2019 | Jun 30, 2019 | 29.5% | +0.0 |
| Q1 FY2019 | Mar 31, 2019 | 29.0% | +0.1 |
| Q4 FY2018 | Dec 31, 2018 | 28.3% | +15.4 |
| Q3 FY2018 | Sep 30, 2018 | 30.8% | +4.4 |
| Q2 FY2018 | Jun 30, 2018 | 29.5% | +3.8 |
| Q1 FY2018 | Mar 31, 2018 | 29.0% | +4.6 |
| Q4 FY2017 | Dec 31, 2017 | 12.9% | −11.2 |
| Q3 FY2017 | Sep 30, 2017 | 26.4% | +0.5 |
| Q2 FY2017 | Jun 30, 2017 | 25.7% | – |
| Q1 FY2017 | Mar 31, 2017 | 24.4% | – |
| Q4 FY2016 | Dec 31, 2016 | 24.2% | – |
| Q3 FY2016 | Sep 30, 2016 | 25.9% | – |
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