Embassy Bancorp, Inc.
Close on Oct 19, 2026
- Market cap
- $157.51M
- P/E (TTM)
- 10.5
- Dividend yield
- 2.26%
About Embassy Bancorp
State Commercial Banks, SIC 6022
Embassy Bancorp, Inc. operates as a bank holding company for Embassy Bank For The Lehigh Valley, providing traditional commercial and consumer banking services. The company offers a wide range of deposit and credit solutions tailored to individuals, businesses, and professionals. Its lending activities include commercial loans, commercial real estate loans, construction financing, residential mortgages, and consumer loans. Additionally, the institution provides various depository and cash management services designed to support everyday community banking needs.
The company operates through its principal operating subsidiary across the Lehigh Valley area of Pennsylvania. It maintains branch facilities, corporate offices, and service networks within the local region. Embassy Bancorp, Inc. is headquartered in Bethlehem, Pennsylvania.
Summary of the business section of Embassy Bancorp's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Embassy Bancorp, Inc.
- Founded
- 2008
- Headquarters
- Bethlehem, PA
- Address
- 100 Gateway Drive, Suite 100 18017
- Phone
- (610) 882-8800
- Employees
- 114, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- Pennsylvania
- Fiscal year ends
- December 31
- Auditor
- Baker Tilly US, LLP, Allentown, Pennsylvania
Stock & identifiers
- Ticker
- EMYB
- Exchange
- OTC
- Shares outstanding
- 7M, Aug 7, 2026
- Public float
- $87.88M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- SEC CIK
- 1449794
- CUSIP
- 290791102
- ISIN
- US2907911026
- LEI
- 549300PBL633P0UGLP11
- EIN
- 26-3339011
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| David M. Lobach Jr | Chairman, President and CEO, Director | 553,133 |
| Judith A. Hunsicker | FEO, COO | 95,077 |
| Lynne Marie Neel | Sr. Executive Vice President | 12,051 |
| Michael B. Macy | EVP, CLO Business Banking | 7,971 |
| Jeffrey C. Skumin | EVP, CFO | 3,213 |
| Brandi Stefanov | EVP, Branch Administration | 1,368 |
| Diane Maria Cunningham | Sr. Executive Vice President | 21,285 |
| Jennifer Tropeano | EVP, Consumer Lending | 2,188 |
| Geoffrey F. Boyer | Director | 108,338 |
| Bernard M. Lesavoy | Director | 210,102 |
| John T. Yurconic | Director | 61,317 |
| Frank Banko Iii | Director | 537,527 |
| John C. Pittman | Director | 364,433 |
| John G. Englesson | Director | 44,519 |
| Patti Gates Smith | Director | 489,467 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 David M. Lobach | $1.04M | $1.05M | $553.01K | $138 | – |
| FY2024 David M. Lobach | $1.00M | $1.04M | $612.73K | $123 | – |
| FY2023 David M. Lobach | $901.59K | $781.18K | $582.02K | $108 | – |
| FY2022 | $1.09M | $1.05M | $806.18K | $132 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“As of December 31, 2025, the Company had a total of 114 full-time equivalent employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| May 16, 2023 | Late filing | Notification of late filing |
| Oct 3, 2014 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Oct 6, 2009 | Auditor change | Change in certifying accountant (8-K Item 4.01) |