Dillard's, Inc. (DDT) stock analysis

P/E against its history

Not enough price and earnings history to compare.

P/E against the industry

Needs positive earnings and enough profitable companies in the industry.

EV/EBITDA against its history

Needs positive EBITDA and price history.

P/B above the industry

Dillard's's price-to-book of 4.87 is above the General Merchandise Stores median of 4.87.

Trading below fair value

The share price of $660.84 is below our fair value estimate of $724.84.

Margin of safety under 20%

The price is 8.8% below fair value, less than the 20% cushion we look for.

Revenue growing under 10% a year

Revenue grew -2.1% a year over the last three fiscal years, short of the 10% we look for.

EPS growing under 10% a year

Diluted EPS grew -10.5% a year over the last three fiscal years.

Earnings acceleration

Needs positive net income now, a year ago and five years ago.

Growing slower than the industry

Revenue grew 0.2% over the last twelve months; the General Merchandise Stores median is 8.6%.

Company guidance

No outlook found in earnings releases from the last twelve months.

Gross margin improving

Gross margin was 39.8% over the last twelve months, against 38.5% a year earlier.

Return on equity over 15%

Return on equity was 33.8% over the last twelve months and averaged 45.8% over five years.

Return on invested capital

Needs operating income and invested capital.

Return on equity above the industry

Dillard's's return on equity of 33.8% is above the General Merchandise Stores median of 24.9%.

Earnings over 5 years

Needs positive net income five years ago and in the latest year.

Net margin below its 5-year average

Net margin was 10.3% over the last twelve months, against a 5-year average of 10.8%.

Net margin above the industry

Dillard's's net margin of 10.3% is above the General Merchandise Stores median of 4.0%.

Debt level

Needs debt and equity figures.

Debt trend

Needs a balance sheet from five years ago with positive equity.

Debt coverage

Needs operating cash flow.

Interest coverage

Interest expense is not reported separately.

Short-term assets cover short-term debts

Current assets are 3.03 times current liabilities.

Low bankruptcy risk

The Altman Z-score is 8.62; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

Dillard's paid dividends worth 0.2% of the share price over the last twelve months.

Yield below Treasuries

The 0.2% yield is below the 4.4% on a 1-year Treasury.

Yield below the top quarter

The top quarter of US dividend payers yield 4.0% or more; Dillard's yields 0.2%.

Dividend not cut

The dividend per share has not fallen by more than 10% in any of the last 10 fiscal years.

Covered by earnings

Dividends take 71.3% of net income.

Covered by free cash flow

Dividends take 76.6% of free cash flow.