Dave Inc./DE (DAVEW) stock

DAVEWNasdaqFinance ServicesFiscal year ends December 31Also trades as DAVE

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026Score 9/304% above fair value

$0.60−0.29 (-32.58%)

Close on Oct 30, 2026Market cap $4.04BP/E 20.5Yield –

Earnings

Dave's quarterly results as reported in its earnings releases, with the company's own outlook. Hover a number to see the sentence it came from.

Next report

Nov 3, 2026

Q3 FY2026 · estimated, before the open

Revenue, Q2 FY2026

$170.80M

+29.7% on a year earlier

Adjusted EPS, Q2 FY2026

$0.49

$3.14 a year earlier

Latest guidance

Issued

Mar 2, 2026 · 4 items

Quarterly results

Revenue and earnings per share from each of Dave's earnings releases, newest first

Quarter	Reported	Revenue	YoY	EPS	Adj. EPS	Source
Q3 FY2026ended Sep 30, 2026	Nov 3, 2026Expected	–	–	–	–	–
Q2 FY2026ended Jun 30, 2026	Aug 5, 2026during market hours	$170.80M	+29.7%	$0.49	–	Release
Q1 FY2026ended Mar 31, 2026	May 5, 2026during market hours	$158.40M	+46.7%	$4.02	–	Release
Q4 FY2025ended Dec 31, 2025	Mar 2, 2026during market hours	$163.70M	+62.2%	$4.57	$3.69	Release
Q3 FY2025ended Sep 30, 2025	Nov 4, 2025before the open	$150.80M	+63.0%	$6.34	$4.24	Release
Q2 FY2025ended Jun 30, 2025	Aug 6, 2025before the open	$131.70M	+64.4%	$0.62	$3.14	Release
Q1 FY2025ended Mar 31, 2025	May 8, 2025before the open	$108.00M	+46.7%	$1.97	$2.48	Release
Q4 FY2024ended Dec 31, 2024	Mar 3, 2025during market hours	$100.90M	+37.8%	$1.16	$2.04	Release
Q3 FY2024ended Sep 30, 2024	Nov 12, 2024during market hours	$92.50M	+40.6%	$0.03	$1.51	Release
Q2 FY2024ended Jun 30, 2024	Aug 6, 2024before the open	$80.10M	+30.9%	$0.47	$1.01	Release
Q1 FY2024ended Mar 31, 2024	May 7, 2024before the open	$73.60M	+25.0%	$2.60	$0.62	Release
Q4 FY2023ended Dec 31, 2023	Mar 5, 2024before the open	$73.20M	+22.8%	–	–	Release
Q3 FY2023ended Sep 30, 2023	Nov 7, 2023during market hours	$65.80M	+15.8%	–	–	Release
Q2 FY2023ended Jun 30, 2023	Aug 8, 2023during market hours	$61.20M	+33.6%	–	–	Release
Q1 FY2023ended Mar 31, 2023	May 9, 2023during market hours	$58.90M	+38.3%	–	–	Release
Q4 FY2022ended Dec 31, 2022	Mar 7, 2023before the open	$59.60M	+44.7%	–	–	Release
Q3 FY2022ended Sep 30, 2022	Nov 10, 2022during market hours	$56.80M	–	–	–	Release
Q2 FY2022ended Jun 30, 2022	Aug 12, 2022during market hours	$45.80M	–	–	–	Release
Q1 FY2022ended Mar 31, 2022	May 11, 2022during market hours	$42.60M	–	–	–	Release
Q4 FY2021ended Dec 31, 2021	Mar 21, 2022during market hours	$41.20M	–	-$0.15	–	Release

Figures as first announced; later restatements appear under Financials. Expected dates are estimated from the company's past reporting pattern.

Current guidance

Dave's latest outlook for periods it has not reported yet, compared with what it said before

Metric	Period	Guidance	Before	Change	Given
GAAP Operating Revenues, NetGAAP	FY2026	$690.00M – $710.00M	–	New	Mar 2, 2026
Year-Over-Year GrowthGAAP	FY2026	+25% – +28%	–	New	Mar 2, 2026
Adjusted EBITDAnon-GAAP	FY2026	$290.00M – $305.00M	–	New	Mar 2, 2026
Adjusted EPS (Diluted)non-GAAP	FY2026	$14.00 – $15.00	–	New	Mar 2, 2026

Guidance vs results

The last range Dave gave before each report, against the figure it then reported. Full years add up the four quarters.

Period	Metric	Guidance	Actual	Result
FY2025	Revenue	$544.00M – $547.00M	$554.20MΣ4Q	Above range

Guidance history

Every forecast Dave put in an earnings release, newest first

Given	Metric	Period	Guidance	Change
Mar 2, 2026	Adjusted EBITDA	FY2026	$290.00M – $305.00M	New
Mar 2, 2026	Adjusted EPS (Diluted)	FY2026	$14.00 – $15.00	New
Mar 2, 2026	Year-Over-Year Growth	FY2026	+25% – +28%	New
Mar 2, 2026	GAAP Operating Revenues, Net	FY2026	$690.00M – $710.00M	New
Nov 4, 2025	Adjusted EBITDA	FY2025	$215.00M – $218.00M	New
Nov 4, 2025	Year-Over-Year Growth	FY2025	+57% – +58%	New
Nov 4, 2025	Year-Over-Year Growth	FY2025	+149% – +152%	New
Nov 4, 2025	GAAP Operating Revenues, Net	FY2025	$544.00M – $547.00M	New
May 8, 2025	Year-Over-Year Growth	FY2025	+79% – +91%	Raised
May 8, 2025	Adjusted EBITDA*	FY2025	$155.00M – $165.00M	Raised
May 8, 2025	Year-Over-Year Growth	FY2025	+33% – +37%	Raised
May 8, 2025	GAAP Operating Revenues, Net	FY2025	$460.00M – $475.00M	Raised
Mar 3, 2025	Year-Over-Year Growth	FY2025	+27% – +39%	New
Mar 3, 2025	Adjusted EBITDA*	FY2025	$110.00M – $120.00M	New
Mar 3, 2025	Year-Over-Year Growth	FY2025	+20% – +25%	New
Mar 3, 2025	GAAP Operating Revenues, Net	FY2025	$415.00M – $435.00M	New
Nov 12, 2024	Adjusted EBITDA	FY2024	$71.00M – $74.00M	Raised
Nov 12, 2024	Revenue	FY2024	$340.00M – $343.00M	Raised
Aug 6, 2024	Adjusted EBITDA	FY2024	$40.00M – $50.00M	Raised
Aug 6, 2024	GAAP Operating Revenues, Net	FY2024	$310.00M – $325.00M	Raised
May 7, 2024	Adjusted EBITDA	FY2024	$30.00M – $40.00M	Raised
May 7, 2024	GAAP Operating Revenues, Net	FY2024	$305.00M – $325.00M	Reaffirmed
Mar 5, 2024	Adjusted EBITDA*	FY2024	$25.00M – $35.00M	New
Mar 5, 2024	GAAP Operating Revenues, Net	FY2024	$305.00M – $325.00M	New
Nov 7, 2023	Adjusted EBITDA	FY2023	-$22.00M – -$17.00M	Raised
Nov 7, 2023	Non-GAAP Variable Profit Margin	FY2023	53% – 54%	Raised
Nov 7, 2023	Non-GAAP Revenue	FY2023	$257.00M – $261.00M	Raised
Aug 8, 2023	Adjusted EBITDA (Loss)	FY2023	-$50.00M – -$35.00M	Reaffirmed
Aug 8, 2023	Non-GAAP variable profit margin	FY2023	47% – 51%	Raised
Aug 8, 2023	Non-GAAP operating revenue	FY2023	$235.00M – $260.00M	Reaffirmed
May 9, 2023	Adjusted EBITDA (Loss)	FY2023	-$50.00M – -$35.00M	Reaffirmed
May 9, 2023	Non-GAAP variable margin	FY2023	43% – 47%	Reaffirmed
May 9, 2023	Non-GAAP operating revenue	FY2023	$235.00M – $260.00M	Reaffirmed
Mar 7, 2023	Adjusted EBITDA (Loss)	FY2023	-$50.00M – -$35.00M	New
Mar 7, 2023	Non-GAAP variable margin	FY2023	43% – 47%	New
Mar 7, 2023	Non-GAAP operating revenue	FY2023	$235.00M – $260.00M	New
Nov 10, 2022	Non-GAAP variable profit margin	FY2022	40% – 44%	Reaffirmed
Nov 10, 2022	Non-GAAP operating revenues	FY2022	$200.00M – $215.00M	Reaffirmed
Aug 11, 2022	Non-GAAP variable profit margin	FY2022	40% – 44%	Lowered
Aug 11, 2022	Non-GAAP operating revenues	FY2022	$200.00M – $215.00M	Lowered
May 11, 2022	Non-GAAP variable profit margin	FY2022	44% – 48%	Reaffirmed
May 11, 2022	Non-GAAP operating revenues	FY2022	$200.00M – $230.00M	Reaffirmed
Mar 21, 2022	Non-GAAP variable profit margin	FY2022	44% – 48%	New
Mar 21, 2022	Non-GAAP operating revenues	FY2022	$200.00M – $230.00M	New

Read from the company's earnings releases; each figure links to its sentence on hover. “Raised” and “Lowered” compare with the previous range for the same metric and period.