CZNCNasdaqState Commercial BanksFiscal year ends December 31
CITIZENS & NORTHERN CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$25.39−0.11 (-0.43%)
Close on Oct 19, 2026
- Market cap
- $451.23M
- P/E (TTM)
- 17.2
- Dividend yield
- –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
33.3%
6M of 18M shares
Institutional holders
95
9 new, 9 sold out
Net institutional buying
0M
In Q2 2026
Insider trades, 12 months
23 buys · 4 sales
Net sold $15.89K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| BlackRock, Inc. | 1,146,860 | 6.40% | 13G (passive) amendment | Dec 31, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of CZNC | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| BlackRock, Inc. | 1,359,308 | 7.58% | $31.69M | +171,393 | 0.00% |
| Vanguard Capital Management LLC | 761,655 | 4.25% | $17.75M | +36,536 | 0.00% |
| Dimensional Fund Advisors LP | 637,124 | 3.55% | $14.85M | +16,837 | 0.00% |
| Geode Capital Management, LLC | 451,355 | 2.52% | $10.52M | +30,854 | 0.00% |
| Citizens & Northern Corp | 349,492 | 1.95% | $8.15M | −10,361 | 1.86% |
| State Street Corp | 337,931 | 1.88% | $7.88M | +2,567 | 0.00% |
| Northern Trust Corp | 149,961 | 0.84% | $3.50M | +11,987 | 0.00% |
| Vanguard Portfolio Management LLC | 145,999 | 0.81% | $3.40M | +47,131 | 0.00% |
| Bank of New York Mellon Corp | 122,662 | 0.68% | $2.86M | +7,947 | 0.00% |
| Vanguard Fiduciary Trust Co | 120,612 | 0.67% | $2.81M | +1,373 | 0.00% |
| Pennsylvania Capital Management Inc /Adv | 99,967 | 0.56% | $2.33M | – | 0.59% |
| Citadel Advisors LLC | 74,107 | 0.41% | $1.73M | +51,634 | 0.00% |
| PNC Financial Services Group, Inc. | 72,321 | 0.40% | $1.69M | +23 | 0.00% |
| Two Sigma Investments, LP | 64,339 | 0.36% | $1.50M | +18,787 | 0.00% |
| Morgan Stanley | 61,022 | 0.34% | $1.42M | +32,839 | 0.00% |
| Logan Capital Management Inc | 60,260 | 0.34% | $1.40M | New | 0.05% |
| Aqr Capital Management LLC | 55,160 | 0.31% | $1.29M | +7,544 | 0.00% |
| IVC Wealth Advisors LLC | 54,608 | 0.30% | $1.27M | −1,956 | 0.50% |
| Charles Schwab Investment Management Inc | 54,317 | 0.30% | $1.27M | +4,870 | 0.00% |
| Renaissance Technologies LLC | 52,990 | 0.30% | $1.24M | −451 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | % of shares | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 95 | 6M | 33.3% | 9 / 40 | 27 / 9 | 1M | 0M |
| Q1 2026 | 96 | 6M | 30.8% | 14 / 37 | 26 / 8 | 1M | 0M |
| Q4 2025 | 93 | 5M | 30.2% | 11 / 38 | 24 / 8 | 0M | 0M |
| Q3 2025 | 91 | 5M | 29.4% | 13 / 30 | 23 / 4 | 0M | 0M |
| Q2 2025 | 83 | 5M | 28.9% | 9 / 34 | 22 / 5 | 0M | 1M |
| Q1 2025 | 80 | 6M | 32.9% | 11 / 20 | 31 / 5 | 1M | 0M |
| Q4 2024 | 75 | 5M | 28.5% | 8 / 32 | 18 / 5 | 0M | 0M |
| Q3 2024 | 72 | 5M | 27.9% | 11 / 25 | 17 / 8 | 1M | 0M |
| Q2 2024 | 70 | 5M | 27.1% | 12 / 21 | 24 / 6 | 0M | 0M |
| Q1 2024 | 64 | 5M | 26.8% | 7 / 20 | 20 / 11 | 0M | 0M |
| Q4 2023 | 68 | 5M | 26.8% | 10 / 24 | 23 / 3 | 0M | 0M |
| Q3 2023 | 61 | 4M | 24.9% | 6 / 19 | 21 / 3 | 0M | 0M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
| Fund | Shares | % of CZNC | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 540,305 | 3.01% | $12.59M | 0.00% | Jun 30, 2026 |
| iShares Russell 2000 ETF | 458,518 | 2.56% | $10.69M | 0.01% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 205,560 | 1.15% | $4.79M | 0.00% | Jun 30, 2026 |
| Fidelity Small Cap Index Fund | 196,318 | 1.09% | $4.98M | 0.01% | Jul 31, 2026 |
| iShares Russell 2000 Value ETF | 188,808 | 1.05% | $4.40M | 0.03% | Jun 30, 2026 |
| U.S. Targeted Value Portfolio | 107,176 | 0.60% | $2.72M | 0.02% | Jul 31, 2026 |
| Fidelity Extended Market Index Fund | 92,094 | 0.51% | $1.94M | 0.00% | May 31, 2026 |
| Dimensional U.S. Targeted Value ETF | 88,919 | 0.50% | $2.26M | 0.02% | Jul 31, 2026 |
| Vanguard Russell 2000 Index Fund | 88,781 | 0.50% | $1.87M | 0.01% | May 31, 2026 |
| U.S. Small Cap Portfolio | 75,070 | 0.42% | $1.91M | 0.01% | Jul 31, 2026 |
| iShares Micro-Cap ETF | 60,455 | 0.34% | $1.41M | 0.09% | Jun 30, 2026 |
| Dimensional U.S. Small Cap ETF | 58,957 | 0.33% | $1.50M | 0.01% | Jul 31, 2026 |
| U.S. Micro Cap Portfolio | 49,232 | 0.27% | $1.25M | 0.02% | Jul 31, 2026 |
| Schwab Small-Cap Index Fund | 42,887 | 0.24% | $1.09M | 0.01% | Jul 31, 2026 |
| Dimensional U.S. Core Equity 2 ETF | 38,486 | 0.21% | $977.16K | 0.00% | Jul 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | % of shares | Latest filing |
|---|---|---|---|---|
| J. Bradley Scovill | PRESIDENT AND CEO | 141,014 | 0.79% | Aug 24, 2026 |
| Thomas L. Rudy Jr | EXEC. VP | 54,500 | 0.30% | Aug 24, 2026 |
| Glenn Richard James | EVP COUNSEL, CORP SECRETARY | 3,402 | 0.02% | Aug 24, 2026 |
| John M. Reber | EXEC. VP | 46,596 | 0.26% | Aug 24, 2026 |
| Mark A. Hughes | EXEC. VP AND CFO | 93,889 | 0.52% | Aug 24, 2026 |
| Stan R. Dunsmore | EXEC. VP, CHIEF CREDIT OFFICER | 33,827 | 0.19% | Aug 24, 2026 |
| Blair T. Rush | EXECUTIVE VICE PRESIDENT | 33,929 | 0.19% | Aug 24, 2026 |
| David S. Runk | EXEC. VP AND STRATEGIC ADVISOR | 66 | 0.00% | Aug 24, 2026 |
| Alexander Balagour | EVP- CHIEF INFORMATION OFFICER | 17,663 | 0.10% | Aug 24, 2026 |
| Harold F. Hoose III | EXEC. VP | 60,584 | 0.34% | Aug 24, 2026 |
| Tracy Ellen Watkins | EXEC. VP | 18,143 | 0.10% | Aug 24, 2026 |
| Sant William F. Van III | EVP, CHIEF WEALTH OFFICER | 6,861 | 0.04% | Jun 22, 2026 |
| Kelley A. Cwiklinski | EVP CHIEF COMM LENDING OFFICER | 33,107 | 0.18% | May 21, 2026 |
| Matthew L. Bower | EVP, CHIEF WEALTH MGMT OFFICER | 8,856 | 0.05% | Aug 25, 2025 |
| Katherine W. Shattuck | Director | 10,711 | 0.06% | Sep 8, 2026 |
| Frank G. Pellegrino | Director | 51,825 | 0.29% | Sep 8, 2026 |
| Aaron K. Singer | Director | 16,485 | 0.09% | Aug 26, 2026 |
| Robert G. Loughery | Director | 12,627 | 0.07% | Aug 25, 2026 |
| Bobbi J. Kilmer | Director | 19,289 | 0.11% | Aug 25, 2026 |
| Stephen M. Dorwart | Director | 18,801 | 0.10% | Aug 25, 2026 |
| Christian C. Trate | Director | 109,043 | 0.61% | Aug 25, 2026 |
| Helen S. Santiago | Director | 11,311 | 0.06% | Aug 25, 2026 |
| Terry L. Lehman | Director | 30,317 | 0.17% | May 13, 2026 |
| Leo F. Lambert | Director | 46,881 | 0.26% | Feb 27, 2026 |
| Susan E. Hartley | Director | 24,064 | 0.13% | Apr 25, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Frank G. Pellegrino Director | Sep 4, 2026 | Buy | +178 | $26.17 | $4.66K | 51,825 |
| Katherine W. Shattuck Director | Sep 4, 2026 | Buy | +8 | $26.17 | $209 | 10,711 |
| Thomas L. Rudy Jr EXEC. VP | Aug 20, 2026 | Other | +160 | $25.84 | $4.13K | 14,822 |
| Glenn Richard James EVP COUNSEL, CORP SECRETARY | Aug 20, 2026 | Other | +3 | $25.84 | $78 | 335 |
| John M. Reber EXEC. VP | Aug 20, 2026 | Other | +110 | $25.84 | $2.84K | 10,195 |
| Mark A. Hughes EXEC. VP AND CFO | Aug 20, 2026 | Other | +213 | $25.84 | $5.50K | 19,761 |
| Stan R. Dunsmore EXEC. VP, CHIEF CREDIT OFFICER | Aug 20, 2026 | Other | +107 | $25.84 | $2.76K | 10,034 |
| Blair T. Rush EXECUTIVE VICE PRESIDENT | Aug 20, 2026 | Other | +31 | $25.84 | $801 | 2,966 |
| David S. Runk EXEC. VP AND STRATEGIC ADVISOR | Aug 20, 2026 | Other | +1 | $25.84 | $26 | 66 |
| J. Bradley Scovill PRESIDENT AND CEO | Aug 20, 2026 | Other | +73 | $25.84 | $1.89K | 6,772 |
| Tracy Ellen Watkins EXEC. VP | Aug 20, 2026 | Other | +73 | $25.84 | $1.89K | 6,818 |
| Harold F. Hoose III EXEC. VP | Aug 20, 2026 | Other | +181 | $25.84 | $4.68K | 16,880 |
| Alexander Balagour EVP- CHIEF INFORMATION OFFICER | Aug 20, 2026 | Other | +23 | $25.84 | $594 | 2,181 |
| Aaron K. Singer Director | Aug 14, 2026 | Other | +96 | $26.08 | $2.50K | 10,545 |
| Aaron K. Singer Director | Aug 14, 2026 | Other | +64 | $25.96 | $1.66K | 5,940 |
| Frank G. Pellegrino Director | Aug 14, 2026 | Other | +539 | $25.89 | $13.95K | 51,647 |
| Helen S. Santiago Director | Aug 14, 2026 | Other | +1 | $25.89 | $26 | 124 |
| Helen S. Santiago Director | Aug 14, 2026 | Other | +1 | $25.89 | $26 | 125 |
| Helen S. Santiago Director | Aug 14, 2026 | Other | +108 | $25.89 | $2.80K | 11,187 |
| Stephen M. Dorwart Director | Aug 14, 2026 | Other | +57 | $25.96 | $1.48K | 14,531 |
| Robert G. Loughery Director | Aug 14, 2026 | Other | +114 | $25.89 | $2.95K | 12,250 |
| Katherine W. Shattuck Director | Aug 14, 2026 | Other | +102 | $25.89 | $2.64K | 10,703 |
| Bobbi J. Kilmer Director | Aug 14, 2026 | Other | +64 | $25.89 | $1.66K | 19,289 |
| Bobbi J. Kilmer Director | Aug 14, 2026 | Other | +131 | $25.96 | $3.40K | 19,225 |
| Glenn Richard James EVP COUNSEL, CORP SECRETARY | Aug 14, 2026 | Other | +8 | $25.89 | $207 | 3,067 |
| John M. Reber EXEC. VP | Aug 14, 2026 | Other | +341 | $25.89 | $8.83K | 36,401 |
| Stan R. Dunsmore EXEC. VP, CHIEF CREDIT OFFICER | Aug 14, 2026 | Other | +1 | $25.89 | $26 | 93 |
| J. Bradley Scovill PRESIDENT AND CEO | Aug 14, 2026 | Other | +400 | $25.95 | $10.38K | 134,242 |
| Tracy Ellen Watkins EXEC. VP | Aug 14, 2026 | Other | +80 | $25.89 | $2.07K | 11,325 |
| Katherine W. Shattuck Director | Aug 7, 2026 | Buy | +8 | $25.22 | $202 | 10,601 |
| Frank G. Pellegrino Director | Aug 7, 2026 | Buy | +208 | $25.22 | $5.25K | 51,108 |
| Christian C. Trate Director | Aug 3, 2026 | Sale | −560 | $25.21 | $14.12K | 4,798 |
| Christian C. Trate Director | Aug 3, 2026 | Sale | −560 | $25.21 | $14.12K | 4,798 |
| Stephen M. Dorwart Director | Jul 31, 2026 | Sale | −2,278 | $25.37 | $57.79K | 4,270 |
| Katherine W. Shattuck Director | Jul 8, 2026 | Buy | +9 | $23.03 | $207 | 10,593 |
| Frank G. Pellegrino Director | Jul 8, 2026 | Buy | +198 | $23.03 | $4.56K | 50,900 |
| Sant William F. Van III EVP, CHIEF WEALTH OFFICER | Jun 19, 2026 | Award | +6,861 | $21.86 | $149.98K | 6,861 |
| Frank G. Pellegrino Director | Jun 5, 2026 | Buy | +190 | $21.44 | $4.07K | 50,702 |
| Katherine W. Shattuck Director | Jun 5, 2026 | Buy | +10 | $21.44 | $214 | 10,584 |
| Christian C. Trate Director | May 28, 2026 | Sale | −229 | $21.10 | $4.83K | 5,358 |
| John M. Reber EXEC. VP | May 20, 2026 | Other | +134 | $20.80 | $2.79K | 10,085 |
| Harold F. Hoose III EXEC. VP | May 20, 2026 | Other | +222 | $20.80 | $4.62K | 16,699 |
| Alexander Balagour EVP- CHIEF INFORMATION OFFICER | May 20, 2026 | Other | +29 | $20.80 | $603 | 2,158 |
| Glenn Richard James EVP COUNSEL, CORP SECRETARY | May 20, 2026 | Other | +5 | $20.80 | $104 | 332 |
| David S. Runk EXEC. VP AND STRATEGIC ADVISOR | May 20, 2026 | Other | +1 | $20.80 | $21 | 65 |
| Thomas L. Rudy Jr EXEC. VP | May 20, 2026 | Other | +194 | $20.80 | $4.04K | 14,662 |
| Kelley A. Cwiklinski EVP CHIEF COMM LENDING OFFICER | May 20, 2026 | Other | +38 | $20.80 | $790 | 2,915 |
| Blair T. Rush EXECUTIVE VICE PRESIDENT | May 20, 2026 | Other | +39 | $20.80 | $811 | 2,935 |
| Stan R. Dunsmore EXEC. VP, CHIEF CREDIT OFFICER | May 20, 2026 | Other | +132 | $20.80 | $2.75K | 9,927 |
| Tracy Ellen Watkins EXEC. VP | May 20, 2026 | Other | +90 | $20.80 | $1.87K | 6,745 |
| Mark A. Hughes EXEC. VP AND CFO | May 20, 2026 | Other | +259 | $20.80 | $5.39K | 19,548 |
| J. Bradley Scovill PRESIDENT AND CEO | May 20, 2026 | Other | +89 | $20.80 | $1.85K | 6,699 |
| Katherine W. Shattuck Director | May 15, 2026 | Other | +125 | $20.82 | $2.60K | 10,574 |
| John M. Reber EXEC. VP | May 15, 2026 | Other | +418 | $20.82 | $8.70K | 36,060 |
| Stephen M. Dorwart Director | May 15, 2026 | Other | +70 | $20.85 | $1.46K | 14,474 |
| Robert G. Loughery Director | May 15, 2026 | Other | +140 | $20.82 | $2.91K | 12,136 |
| Glenn Richard James EVP COUNSEL, CORP SECRETARY | May 15, 2026 | Other | +10 | $20.82 | $208 | 3,059 |
| Frank G. Pellegrino Director | May 15, 2026 | Other | +653 | $20.82 | $13.60K | 50,512 |
| Bobbi J. Kilmer Director | May 15, 2026 | Other | +161 | $20.85 | $3.36K | 19,017 |
| Bobbi J. Kilmer Director | May 15, 2026 | Other | +77 | $20.82 | $1.60K | 19,094 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.