CHCONasdaqNational Commercial BanksFiscal year ends December 31
CITY HOLDING CO
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$140.79−0.90 (-0.64%)
Close on Oct 19, 2026
- Market cap
- $1.98B
- P/E (TTM)
- 15.4
- Dividend yield
- 2.36%
CITY statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | CITY | Industry median |
|---|---|---|
| Market Cap | $1.98B | $679.86M |
| Enterprise Value | $1.71B | $408.94M |
| PE Ratio | 15.40 | 12.00 |
| PS Ratio | 6.14 | 3.61 |
| PB Ratio | 2.44 | 1.18 |
| P/TBV Ratio | 2.44 | 1.41 |
| P/FCF Ratio | 14.27 | 10.93 |
| P/OCF Ratio | 13.89 | 10.04 |
Enterprise value
| Measure | CITY | Industry median |
|---|---|---|
| EV / Sales | 5.31 | 2.78 |
| EV / FCF | 12.34 | 8.25 |
Income (trailing twelve months)
| Measure | CITY | Industry median |
|---|---|---|
| Revenue | $322.23M | $170.85M |
| Pretax Income | $163.97M | $70.12M |
| Net Income | $131.79M | $54.33M |
| EPS (Diluted) | $9.14 | $2.90 |
Margins
| Measure | CITY | Industry median |
|---|---|---|
| Pretax Margin | 50.9% | 36.4% |
| Profit Margin | 40.9% | 29.1% |
| FCF Margin | 43.0% | 33.0% |
Returns
| Measure | CITY | Industry median |
|---|---|---|
| Return on Equity (ROE) | 16.8% | 10.5% |
| Return on Assets (ROA) | 1.97% | 1.12% |
Growth
| Measure | CITY | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 7.17% | 11.8% |
| Net Income Growth (YoY) | 7.85% | 23.1% |
| EPS Growth (YoY) | 9.99% | 22.7% |
| FCF Growth (YoY) | 7.55% | 27.1% |
| Revenue Growth (3Y CAGR) | 2.94% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.95% | 6.17% |
| EPS Growth (3Y CAGR) | 9.51% | 1.26% |
| EPS Growth (5Y CAGR) | 9.98% | 8.24% |
Balance sheet
| Measure | CITY | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $267.20M | $205.54M |
| Net Cash (Debt) | $267.20M | $164.40M |
| Net Cash Per Share | $19.02 | $8.13 |
| Equity (Book Value) | $808.95M | $560.44M |
| Book Value Per Share | $57.60 | $28.47 |
| Tangible Book Value | $808.95M | $472.29M |
Cash flow (trailing twelve months)
| Measure | CITY | Industry median |
|---|---|---|
| Operating Cash Flow | $142.37M | $61.20M |
| Capital Expenditures | -$3.83M | -$4.02M |
| Free Cash Flow | $138.54M | $52.43M |
| FCF Per Share | $9.86 | $3.07 |
Efficiency
| Measure | CITY | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $345.00K | $353.78K |
| Profits Per Employee | $141.10K | $107.28K |
| Employee Count | 934 | 489 |
Dividends and yields
| Measure | CITY | Industry median |
|---|---|---|
| Earnings Yield | 6.66% | 8.07% |
| FCF Yield | 7.01% | 8.89% |
| Dividend Yield | 2.36% | 2.48% |
| Buyback Yield | 2.78% | 1.55% |
| Shareholder Yield | 5.14% | 3.13% |
| Dividend Per Share | $3.32 | $0.93 |
| Dividend Growth (YoY) | 10.3% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 37.2% | 29.4% |
| FCF Payout Ratio | 35.4% | 26.0% |
Shares
| Measure | CITY | Industry median |
|---|---|---|
| Shares Outstanding | 14,045,200 | 18,839,100 |
| Shares Change (YoY) | -2.13% | 0.39% |
| Float | 13,767,800 | 17,061,900 |
| Shares Held by Insiders | 1.97% | 5.89% |
| Shares Held by Institutions | 73.6% | 61.9% |
Taxes
| Measure | CITY | Industry median |
|---|---|---|
| Income Tax | $32.18M | $14.50M |
| Effective Tax Rate | 19.6% | 21.1% |
Scores
| Measure | CITY | Industry median |
|---|---|---|
| Graham Number | $108.83 | $45.31 |
| Graham Upside | -22.7% | 21.6% |
| Altman Z-Score | 0.45 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from CITY's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.