StockData
Cullen/Frost Bankers, Inc. logo

Cullen/Frost Bankers, Inc. (CFR.PB) stock

CFR.PBNYSENational Commercial BanksFiscal year ends December 31Also trades as CFR
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 10/3027% above fair value
$15.26−0.20 (-1.29%)

Close on Oct 30, 2026Market cap $9.79BP/E 14.6Yield 2.51%

Cullen/Frost Bankers, Inc. grew revenue 6.6% to $2.34B over the twelve months to Sep 30, 2026. Free cash flow was $578.46M, up 3569.7% from a year earlier. At the latest close the market valued the company at $9.79B, 14.6 times its earnings.

Revenue
$2.34B
+6.6% vs. a year earlier
Free cash flow
$578.46M
+3569.7% vs. a year earlier
EPS, diluted
$10.78
+10.7% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$9.79B
P/E ratio
14.6
Price to sales
4.19
Price to book
2.46
Dividend yield
2.51%
Free cash flow yield
5.91%

Fundamentals

Revenue
$2.34B
Net income
$689.51M
EPS, diluted
$10.78
Free cash flow
$578.46M
Book value per share
$63.98
Diluted shares
62M

Trading

Next earnings
Jan 28, 2027 (estimated, before the open)
Previous close
$15.46
Open
$15.50
Day's range
$15.26 – $15.50
Volume
7,969
Average volume (20 days)
11,503
Beta (5 years)
0.70
52-week range
$119.14 – $170.80
RSI (14 days)
54.3
Volatility (1 year)
19.4%
Relative volume
0.99×
WACC
8.5%

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 30, 2026. The S&P 500 is measured by the SPY fund.

PeriodCFR.PBS&P 500DifferenceCFR.PB per yearS&P 500 per year
1 month-3.1%-0.9%−2.2 pts
3 months-6.2%+2.1%−8.3 pts
Year to date-7.8%+11.7%−19.4 pts
1 year-11.6%+12.4%−24.0 pts
3 years+13.6%+88.6%−74.9 pts+4.3%+23.5%
5 years-23.0%+75.9%−98.9 pts-5.1%+12.0%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$2.34B+6.6% YoY

Net income

$689.51M+8.2% YoY

EPS, diluted

$10.78+10.7% YoY

Free cash flow

$578.46M+3569.7% YoY
Reported periodTrailing twelve months

Press releases

Releases Cullen/Frost Bankers filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Cullen/Frost Bankers

National Commercial Banks

Cullen/Frost Bankers, Inc. operates as a financial and bank holding company that delivers consumer and commercial banking, wealth management, and insurance services. Its operations are structured into two reportable operating segments: Banking and Frost Wealth Advisors. Through its sole banking subsidiary, Frost Bank, the company provides deposit accounts, commercial lending, real estate financing, equipment leasing, and treasury management. Additional services include international trade finance, merchant processing, correspondent banking, and consumer credit products such as residential mortgages and home equity loans. Through its non-bank subsidiaries, the organization offers trust administration, investment advisory, institutional brokerage, mutual funds, and commercial and personal property, casualty, and life insurance. It serves individual consumers, corporations, institutional investors, and public sector entities across diverse industries.

Company profile, executives and history

Cullen/Frost Bankers stock: common questions

What is Cullen/Frost Bankers's stock price?

CFR.PB closed at $15.26 on Oct 30, 2026, down 1.29% on the day. Over the past 52 weeks it traded between $119.14 and $170.80.

What is Cullen/Frost Bankers's market cap?

Cullen/Frost Bankers was worth $9.79B at the close on Oct 30, 2026: the share price times the diluted shares outstanding.

What is CFR.PB's P/E ratio?

CFR.PB trades at 14.6 times earnings, based on diluted earnings per share of $10.78 over the twelve months to Sep 30, 2026.

How much revenue does Cullen/Frost Bankers make?

Cullen/Frost Bankers reported revenue of $2.34B for the twelve months to Sep 30, 2026, up 6.6% from a year earlier.

Does Cullen/Frost Bankers pay a dividend?

Yes. Cullen/Frost Bankers paid $3.95 per share over the last twelve months, a yield of 2.51% at the latest price, and has raised its annual dividend 17 years in a row.

When does Cullen/Frost Bankers report earnings next?

Cullen/Frost Bankers is expected to report Q4 FY2026 results on Jan 28, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has CFR.PB stock performed over the past year?

Including dividends, CFR.PB returned -11.6% over the past year, against +12.4% for the S&P 500.

How many CFR.PB shares are sold short?

4M shares were sold short at the latest FINRA report, 7.20% of the float, or 7.9 days of average trading volume.

Who are Cullen/Frost Bankers's competitors?

Companies most similar to Cullen/Frost Bankers by business, industry and size include ONB, BOKF, FNB, FHN, HBAN.